No...I never think about it but sometimes utilisation goes beyond 30%, so I am thinking about 50K limit atleast.
See if you have just axis one card and no other bank then yes it's a problem if you have other bank cards then considering all cc it should be under 30% it's not calculated on single card it's considered as 30% secured and unsecured cc's
You can just apply for another axis cc in offline using C2C method with higher limit cc and they will merge it's limit with the new card, close the new card if not needed or don't activate at all ,the limit will be merged once the new cc get approved.
I have been using flipkart Credit card since 2021 and MYZONE since 2020. I have good transaction in flipkart when compared with the MYZONE. Even after 3 year I never got any pre approved offer or LE offer in flipkart yet. But we get pre-approved offer and LE offer in MYZONE. Try to get MYZONE card. if you use it very less, there may be chance of getting pre-approved offer and LE. Don't worry about other card limit. If you get LE offer in one card, then it will reflect on other card now. The axis limit will automatically flow to the maximum aggregate limit so that all the cards will get equal individual limit (Merged limit only)
