Axis Magnus Burgundy vs INFINIA METAL

[drabhishek90]

Hi everyone. Even though I am new in posting, I have been following this community for around a month now. I am wishing to have an Infinia Metal Card or a Magnus Burgundy Card. I have been an HDFC customer for more than10 years but am still stuck on Regalia Gold. Currently upgraded to Imperia Account of HDFC. However Infinia card Seema outreached to me since they need an ITR of 60 lacs currently. I am ok to open a Burgundy account with Axis while maintaining 10lacs AMB. So should I chase Magnus Burgundy or go after Infinia Metal??

 

[abhiaj98]

As far as all the threads on the community goes - Magnus Burgundy has not been given LTF to anyone recently. Axis is very strict about it.

Yep. Got denied for Magnus.

Trying for Atlas ltf now. Fingers crossed.

 

[techstrom007]

Yep. Got denied for Magnus.

Trying for Atlas ltf now. Fingers crossed.

Any reason for denial like salary criteria or any other ?

 

[abhiaj98]

Any reason for denial like salary criteria or any other ?

No reason. They said they stopped issuing ltf from past few months. Trying for Atlas but they refused that at first. Then I showed them a post from technofino showing how someone got Atlas ltf on basis of Burgundy salary account. Waiting for their reply.

 

[techstrom007]

No reason. They said they stopped issuing ltf from past few months. Trying for Atlas but they refused that at first. Then I showed them a post from technofino showing how someone got Atlas ltf on basis of Burgundy salary account. Waiting for their reply.

Update here if you got the card LTF .. I also have burgundy with them. I will also push them for LTF atlas

 

[abhiaj98]

Update here if you got the card LTF .. I also have burgundy with them. I will also push them for LTF atlas

I have also escalated matters with HDFC threatening to leave my account. Although not sure what will I ask them for XD
LTF Infinia is obviously not in the cards. And Paid Atlas with Paid Infinia will just be too much.
Paid infinia with ltf atlas will be a very good combo though.

 

[techstrom007]

I have also escalated matters with HDFC threatening to leave my account. Although not sure what will I ask them for XD
LTF Infinia is obviously not in the cards. And Paid Atlas with Paid Infinia will just be too much.
Paid infinia with ltf atlas will be a very good combo though.

What your NRV with HDFC bank and are you meeting the salary criteria ? You can message me if not comfortable sharing in public.

I'm also in escalation & negotitation mode with them. 2 Applications denied till now.

 

[techstrom007]

I have also escalated matters with HDFC threatening to leave my account. Although not sure what will I ask them for XD
LTF Infinia is obviously not in the cards. And Paid Atlas with Paid Infinia will just be too much.
Paid infinia with ltf atlas will be a very good combo though.

I'm next if you get LTF Atlas 🤣 🤣

 

[abhiaj98]

Meeting the salary criteria.

What your NRV with HDFC bank and are you meeting the salary criteria ? You can message me if not comfortable sharing in public.

I'm also in escalation & negotitation mode with them. 2 Applications denied till now.

NRV would be around 5L maybe. Meeting salary criteria.

 

[abhiaj98]

What your NRV with HDFC bank and are you meeting the salary criteria ? You can message me if not comfortable sharing in public.

I'm also in escalation & negotitation mode with them. 2 Applications denied till now.

Negotiation for what?

 

[techstrom007]

Negotiation for what?

Shifting the account No Infinia no account. Me & My wife combined have over 80L in deposits.

 

[BVCBVC is verified member.]

Shifting the account No Imperia no account. Me & My wife combined have over 80L in deposits.

80L and no Imperia?? 🙄 What’s your branch and RM doing??

 

[abhiaj98]

Shifting the account No Imperia no account. Me & My wife combined have over 80L in deposits.

Why do you have so much in FD !?

 

[techstrom007]

80L and no Imperia?? 🙄 What’s your branch and RM doing??

Waiting to offload funds to some other bank 😡

I always deny their stupid ULIP's so they are too slow or basically kind of not interested to help.

 

[techstrom007]

Why do you have so much in FD !?

I know it's bad, kind of never bothered that much .. Started moving funds to MF this year and market crashed 😢 Though moved significant amount there as well.

 

[abhiaj98]

I know it's bad, kind of never bothered that much .. Started moving funds to MF this year and market crashed 😢 Though moved significant amount there as well.

Hm personal finance is a journey. Best of luck.
I would say try to go through corporate RMs, if possible, of your org. And get a good negotiation done on the basis of your FDs.

 

[cardio_guy]

I opened an HDFC account online last week. Just now things are getting activated and debit card is seen. Existing HDFC credit cards are not yet seen in net banking or app. I might have to visit a nearest branch to get it sorted. But other than that I want to know which cc can I get for net salary 2L+? Regalia Gold LTF is the minimum that I am looking for.
I didn't go to axis because of overall unreliability. Somehow I am liking the HDFC experience.

 

[abhiaj98]

I opened an HDFC account online last week. Just now things are getting activated and debit card is seen. Existing HDFC credit cards are not yet seen in net banking or app. I might have to visit a nearest branch to get it sorted. But other than that I want to know which cc can I get for net salary 2L+? Regalia Gold LTF is the minimum that I am looking for.
I didn't go to axis because of overall unreliability. Somehow I am liking the HDFC experience.

Regalia gold should be easily possible. Problem is neither is dcb issued ltf now nor infinia. And paid dcb metal is not worth it and infinia is not easy to get.

Too many problems XD

I was fortunate enough to get LTF DCB a few years back.