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Axis Magnus Master List of Exclusions | Guide | Update Date: 9th June, 2023 - 5:30 AM IST

Redgiraffe + Payzapp gives ER points for rent
Can someone without any HDFC relationship (no account or credit card) use Payzapp? Since I have never used Payzapp before, and I see discussions on Payzapp and then 2.0, etc., can someone tell me what's the best way to get into the Payzapp thing? Is it as simple as download the app or go to the payzapp website, register and you are good to go or is there some other process?
 
Can someone without any HDFC relationship (no account or credit card) use Payzapp? Since I have never used Payzapp before, and I see discussions on Payzapp and then 2.0, etc., can someone tell me what's the best way to get into the Payzapp thing? Is it as simple as download the app or go to the payzapp website, register and you are good to go or is there some other process?
You dont need an HDFC bank account to use Payzapp
 
But that requires a valid rent document correct?
Let's say I have a home loan EMI
If I pay that amount to another bank account of my family member will I get reward points through any portal
It requires valid document. If you pay through BharatNXT you can send it to family members and get ER.
But I don't recommend this as Axis may ask for proof if you send large amount through it. And they can reverse the points or block the card.

Most other platforms Axis charges fees and doesn't receive ER
 
It requires valid document. If you pay through BharatNXT you can send it to family members and get ER.
But I don't recommend this as Axis may ask for proof if you send large amount through it. And they can reverse the points or block the card.

Most other platforms Axis charges fees and doesn't receive ER
Which all platforms does it charge fee for?
Nobroker
Paytm
Cred
Freecharge
 
Had a few queries
1. Will EMI transactions be counted towards monthly/annual milestones?
2. Will EMI be awarded edge rewards?
3. Will fuel transactions be counted towards monthly/annual milestones?
4. Will fuel transaction be awarded edge rewards?
 
Had a few queries
1. Will EMI transactions be counted towards monthly/annual milestones?
2. Will EMI be awarded edge rewards?
3. Will fuel transactions be counted towards monthly/annual milestones?
4. Will fuel transaction be awarded edge rewards?
I know fuel transactions will be awarded edge rewards for transactions above 4k where you won't receive surcharge waiver
And yes it gets counted for milestones.
Tag me if you get the answer for EMI transactions
 
EMI transactions not counted.

Not direct EMI payments
Let's say I had to pay my home loan EMI and I xferred money through no broker as rent payment will I get ER points and will it get counted for milestones
 
I think, something is not right in the master exclusion list.

-EMI Transaction. For an example,
EMI transactions are marked as no ER points as per schedule A. However, I got points for same. May be they meant, any transaction converted into EMI directly on Axis website or app post payment to merchant, is not counted.

Source: Brought a stuff from Draveys.com, converted into EMI on their page before paying it. That amount was credited to my statement. I got ER points on same. [rs 28665.82 = 1716 ER and rs 34665.82 =2076 ER]

-Foreign Transaction:
Can anyone confirm if it is really not counted? Is there any official source? What is purpose of using this card while travelling outside India?
 
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