Bank account suggestion which values privacy actually

[gauravraj]

Need your suggestion

1- As a main primary account ( tnx amount can be high ) , which savings account will be good for fast core - banking services e.g cash trx, secure online trx , cheques etc. ?

I have no issues with low interest rate, less tech. app , no pre approved cc offer

I want - no server down, no trx failure , PRIVACY etc.



* Bank which never compromise with privacy at any cost.

Services can be late, But ƤƦƖƔƛƇƳ is must

 

[ltf4ever]

I agree with you lol. Even pm cares fund is in SBI.

Was about to say the same.

Privacy means SBI.
Because they are lazy to give information of your account to you too.
And secure too.

 

[gauravraj]

I am using ICICI, their app is good but the major problem I faced with ICICI is I get msg of txn hours later. Not sure if its only me. This is actually very bad in multiple use cases. @gauravraj do consider this. This could also be hassle for you if it happens for everyone.

Trx msg Hours late? It is so bad for such a top player.

 

[ltf4ever]

Trx msg Hours late? It is so bad for such a top player.

it happens with me with axis and au also.
i get scared when I see the message at 11 in the night and then find out that it's the same transaction that i did in the evening.

 

[gauravraj]

Since privacy is the only concern I suggest StanC pvt banking which requires 50l mab
I own premium banking with 15l currently and trying to upgrade 30l priority banking this FY
All the 3 segments are highly recommended for ur requirements
Cheers

50l ??
Can you explain it with your experience and also 15l and 30l thing ? Is it MAB or AQB?

 

[gauravraj]

it happens with me with axis and au also.
i get scared when I see the message at 11 in the night and then find out that it's the same transaction that i did in the evening.

Obviously anyone got scared, if he get notification of evening transfer tnx to the time he wake up in morning.

 

[Chaitanya-a]

it happens with me with axis and au also.
i get scared when I see the message at 11 in the night and then find out that it's the same transaction that i did in the evening.

Trx msg Hours late? It is so bad for such a top player.

Happens with me the same with IDFC. Always gets msg 3-4 hours later. And recently I'm seeing too much payment failures with them.

 

[gauravraj]

View attachment 14633

Aree Bhai Mera paisa to mujhe dedo

Upar se SBI branch don't allow you to do small or general eg. 20k at branch, they refer you to Customer service point

 

[Rahul Gupta]

Trx msg Hours late? It is so bad for such a top player.

Happens with me the same with IDFC. Always gets msg 3-4 hours later. And recently I'm seeing too much payment failures with them.

Hdfc and axis is the best in terms of message arriving speed. Axis is almost instant and hdfc within 10 secs.

 

[Chaitanya-a]

Aree Bhai Mera paisa to mujhe dedo

Abhi ni kal aana...abhi lunch time chl rha h

 

[gauravraj]

Hdfc and axis is the best in terms of message arriving speed. Axis is almost instant and hdfc within 10 secs.

Banks should focus on these basic things first

 

[gauravraj]

Abhi ni kal aana...abhi lunch time chl rha h

Bhai bilkul yahi bolte hai sab, lunch chal rha h , server down hai , sir nahi aaye , wait kar lo

 

[Chaitanya-a]

Hdfc and axis is the best in terms of message arriving speed. Axis is almost instant and hdfc within 10 secs.

Mujhe to hdfc ke message kbi kbi aate hi ni randomly kbi aajata h kbi ni aata..net banking me jaake dekhna pdta.

 

[Wealth is my birth right!]

50l ??
Can you explain it with your experience and also 15l and 30l thing ? Is it MAB or AQB?

Great service privacy assured
StanC says FUM
No mab or qab things
Pls have a look

Priority

Have a question? Let’s chat.,Need to find out more about our products or services. Our consultants are ready to help., What truly matters to me is to protect and grow my investments., Our world-class wealth solutions are tailored to your individual needs., What truly matters to me is convenient...

www.sc.com

 

[gauravraj]

Great service privacy assured
StanC says FUM
No mab or qab things
Pls have a look

Priority

Have a question? Let’s chat.,Need to find out more about our products or services. Our consultants are ready to help., What truly matters to me is to protect and grow my investments., Our world-class wealth solutions are tailored to your individual needs., What truly matters to me is convenient...

www.sc.com

Never consider HSBC as an foreign bank,
It has Soul of Indian govt bank

 

[ltf4ever]

Never consider HSBC as an foreign bank,
It has Soul of Indian govt bank

i had escalated an issue to their level 1 escalation. they did not solve it..so i raised it to level 3....2 months later, they reply saying that i should not skip level 2, and that the level 3 will not investigate unless i go to level 2.....so i escalate to RBI....within 7 days, issue resolved.

 

[Chaitanya-a]

i had escalated an issue to their level 1 escalation. they did not solve it..so i raised it to level 3....2 months later, they reply saying that i should not skip level 2, and that the level 3 will not investigate unless i go to level 2.....so i escalate to RBI....within 7 days, issue resolved.

Foreign banks aren't efficient in India it seems.

 

[ltf4ever]

Foreign banks aren't efficient in India it seems.

they are not profitable, RBI has tighter guidelines than other countries. so they are not scared of anything, they have nothing to lose.
citi wrapped up it's business and left...hsbc cut down on branches.

 

[Mritunjay]

Privacy mean for me

Secure personal information

e.g. I Shaw a threat by a brother who say that another bank employee called his friend who is a axis Bank employee and asked for a customers account no. with his personal information and he shared

NSDL, no banks are aware of it so won't even think of asking it for info

 

[VISHESH_BANSAL]

Bhai bilkul yahi bolte hai sab, lunch chal rha h , server down hai , sir nahi aaye , wait kar lo

Saalo phle SBI Account close karwane gaya thaa,
Guard bola Counter no xxxx pe jao.
Counter no xxxx wala bola yyyy pe jao
Counter no yyyy wala bola zzzz pe jao jo ki Cash Counter thha.

Cash Counter wala bola First Floor pe Operational Mangaer ke pass jao.
Operational manager Leave pe thha 1 week baad aane ko kha Account close ke liye.
Always Lunch break nhi hota inka

 

[ltf4ever]

Saalo phle SBI Account close karwane gaya thaa,
Guard bola Counter no xxxx pe jao.
Counter no xxxx wala bola yyyy pe jao
Counter no yyyy wala bola zzzz pe jao jo ki Cash Counter thha.

Cash Counter wala bola First Floor pe Operational Mangaer ke pass jao.
Operational manager Leave pe thha 1 week baad aane ko kha Account close ke liye.

privacy ka level dekh rahe ho? pata hi nahi chalne diya end tak ki account band karwane kaha jana hai!