Bank of Baroda Super Savings Account – Unauthorised Auto Sweep, Unclear Policies & No Accountability

[vine]

Thanks everyone. I recently opened the account, and luckily this thread came up. I contacted customer care, and they confirmed that the auto-sweep triggers after ₹10,000. I’ll visit the branch to change the limit. Hopefully, there are no other surprises.

Thats the issue. It should not have auto enabled. Even then there should be access to customer, without having to deal with ignorant employees and raising complaints

 

[safetorpedo2]

Same had happened with me

I am out of town so I mailed my branch
They never acknowledged but I see something has changed in my account

Every saturday, the extra amount greater than 10,000 gets sweeped out for an fd and the very next instant it gets sweeped in to my account

I think instead of increasing the sweep out threshold of my account from 10k, maybe they just set the sweep in limit to 10k as well

So every Saturday, I see 10k debit and 10k credit 😂

 

[vine]

Same had happened with me

I am out of town so I mailed my branch
They never acknowledged but I see something has changed in my account

Every saturday, the extra amount greater than 10,000 gets sweeped out for an fd and the very next instant it gets sweeped in to my account

I think instead of increasing the sweep out threshold of my account from 10k, maybe they just set the sweep in limit to 10k as well

So every Saturday, I see 10k debit and 10k credit 😂

Sweep out is meet their targets. Sweep in is to avoid complaints.

 

[hackymanoj]

I plan to change my account to super savings account in a couple of months. My home loan gets debited from my savings account automatically on 10th. Does the auto sweep mean if I add 1 lakh emi amount. Does that go to sweep and my loan amount doesn't get debited causing issues with payments ?