Banks Which Provide Virtual Debit Card

[ashwinkashwink is verified member.]

Bank	Card Type	Free/Paid Status
Kotak 811	Visa Classic	Free
Indusind Bank	Visa Gold	Free
SBI	Mastercard/Visa Global	Free
BOB	Visa Platinum/Classic, RuPay Platinum	Free
Fincare Small Finance Bank	Mastercard Classic	Free
Paytm Payments Bank	Visa Classic	Free
Airtel Payments Bank	Mastercard Classic	Free
Union Bank of India	RuPay Classic/Platinum/Select	*Free
Axis Bank	Visa E-debit(Paid)/Virtual DC(Free)	*Only for Digitally Opened Accounts
Canara Bank	RuPay Classic	Free
NSDL Payments Bank	RuPay Platinum	Indirect charges applicable
IDFC FIRST	RUPAY PLATINUM	99+ GST ONE TIME

 

[yobro]

For me, PNB offers Free RuPay Classic Debit Card (Virtual only)
ICICI Pockets, but it also has a physical variant.
These all are seperate "Virtual cards"
Even ICICi offers but it is same as your existing debit card...

On which account of pnb free virtual card is provided

 

[yobro]

Indusind??
Where??

Indie account star variant

 

[Card_Crafter]

Can SBI Virtual Debit Card Earn Reward Points ?

@Tejo @NShah what's the matter guys? Why you guys laughing? 😂

Please answer the question. My Physical DC is blocked today. Don't know when it will be unblocked. Thinking of applying virtual DC if it gives reward points ofcourse. Chutiyapa karte rehte hai SBI Wale.

 

[Strange]

@Tejo @NShah what's the matter guys? Why you guys laughing? 😂

Please answer the question. My Physical DC is blocked today. Don't know when it will be unblocked. Thinking of applying virtual DC if it gives reward points ofcourse. Chutiyapa karte rehte hai SBI Wale.

You can earn 0.25% cashback upto ₹250 per month using virtual or physical debit card. Max cashback ₹25 per txn.

 

[Card_Crafter]

You can earn 0.25% cashback upto ₹250 per month using virtual or physical debit card. Max cashback ₹25 per txn.

Ye toh pata hai. Already earning points with Physical DC. Wasn't aware of whether virtual me bhi rewards milte hai ya nahi.

Btw wallet load par milta hai points?

 

[Strange]

Ye toh pata hai. Already earning points with Physical DC. Wasn't aware of whether virtual me bhi rewards milte hai ya nahi.

Btw wallet load par milta hai points?

Yes
Yes .

 

[Card_Crafter]

Yes
Yes .

Was trying to do wallet load then the DC got blocked.

 

[dealminer]

Was trying to do wallet load then the DC got blocked.

Same!
When calling cc they asked to submit application to nearest branch. 😑

 

[ashwinkashwink is verified member.]

Was trying to do wallet load then the DC got blocked.

After card block message you will get instant confirmation call if you attend the call they will unblock instantly

 

[Card_Crafter]

After card block message you will get instant confirmation call if you attend the call they will unblock instantly

Problem is my OnePlus phone blocks any suspicious, spam or robo calls automatically without even notifying me. I was casually checking the call history, there were 2 calls from SBI which were blocked. There were numerous other blocked calls from banks.

I have changed the settings now not to block unknown numbers even if it is spam. Since I have missed the verification calls, what are the options now to reactivate?

 

[ashwinkashwink is verified member.]

Problem is my OnePlus phone blocks any suspicious, spam or robo calls automatically without even notifying me. I was casually checking the call history, there were 2 calls from SBI which were blocked. There were numerous other blocked calls from banks.

I have changed the settings now not to block unknown numbers even if it is spam. Since I have missed the verification calls, what are the options now to reactivate?

Branch is the only option left now.

 

[Card_Crafter]

Branch is the only option left now.

What if I block the physical DC and apply Virtual DC?

 

[ashwinkashwink is verified member.]

What if I block the physical DC and apply Virtual DC?

Nothing if you try to make transaction again your virtual card will also get blocked if you failed to attend the verification call

 

[Card_Crafter]

Nothing if you try to make transaction again your virtual card will also get blocked if you failed to attend the verification call

What I meant is, since the physical DC is blocked and as I have no time to visit branch, Can I permanently block physical DC and get virtual DC? or until and unless Physical DC is unblocked I can't use Virtual DC also?

 

[ashwinkashwink is verified member.]

until and unless Physical DC is unblocked I can't use Virtual DC also?

No if you issued new card also it will get blocked until your verification.

 

[ashwinkashwink is verified member.]

Someone added Canara Bank please confirm they really provide free virtual Debit Card?

 

[Strange]

SBI	Mastercard/Visa Global

Add Rupay Classic/Global

Airtel Payments Bank

Mastercard Classic

Free

It's not free. 25+GST is annual charge for virtual DC.

Canara Bank

RuPay Classic/Visa/MasterCard

Free

There is no option to apply for mastercard and VISA option isn't working. Currently They are issuing Rupay Classic card only.

 

[ashwinkashwink is verified member.]

Add Rupay Classic/Global


It's not free. 25+GST is annual charge for virtual DC.


There is no option to apply for mastercard and VISA option isn't working. Currently They are issuing Rupay Classic card only.

You have the permission of editing 😜😂🤣

 

[pothi]

Someone added Canara Bank please confirm they really provide free virtual Debit Card?

It was me. Free in the sense that there is no charge applied so far and no one in Canara has any clue on the actual charges.

ino option to apply for mastercard and VISA option isn't working. Currently They are issuing Rupay Classic card only.

A couple of months ago, I applied for VISA and it worked.

 

[Strange]

Someone added Canara Bank please confirm they really provide free virtual Debit Card?

They haven't mentioned charges for virtual debit card but other PSU banks like PNB, SBI are providing Rupay classic virtual debit card for free then I think this will also be free.