Banks Which Provide Virtual Debit Card

[ashwinkashwink is verified member.]

Bank	Card Type	Free/Paid Status
Kotak 811	Visa Classic	Free
Indusind Bank	Visa Gold	Free
SBI	Mastercard/Visa Global	Free
BOB	Visa Platinum/Classic, RuPay Platinum	Free
Fincare Small Finance Bank	Mastercard Classic	Free
Paytm Payments Bank	Visa Classic	Free
Airtel Payments Bank	Mastercard Classic	Free
Union Bank of India	RuPay Classic/Platinum/Select	*Free
Axis Bank	Visa E-debit(Paid)/Virtual DC(Free)	*Only for Digitally Opened Accounts
Canara Bank	RuPay Classic	Free
NSDL Payments Bank	RuPay Platinum	Indirect charges applicable
IDFC FIRST	RUPAY PLATINUM	99+ GST ONE TIME

 

[TheMentalist]

were you able to generate recently? for me it never worked, i tried with both credit and debit card

Earlier I had Regalia, so was able to generate. But now I have DCB, so I don't think it's allowed

 

[Wealth is my birth right!]

Earlier I had Regalia, so was able to generate. But now I have DCB, so I don't think it's allowed

my regalia is on MC so no luck, hope visa alone works

 

[ashwinkashwink is verified member.]

Fincare Small Finance Bank provides free Visa classic virtual debit card🙂

 

[Strange]

Fincare Small Finance Bank provides free Visa classic virtual debit card🙂

Zero MAB?

 

[ashwinkashwink is verified member.]

Zero MAB?

Yeah 👍

 

[Piyush_Jaiswal]

Does RBL provide any virtual dc?

Yes, if you open online digital savings account, you will be provided virtual card by default which is free. however, you will receive calls to get a physical card 😂😂

 

[ashwinkashwink is verified member.]

icici pockets

It's a visa prepaid card.

 

[blacktiger]

Fincare Small Finance Bank provides free Visa classic virtual debit card🙂

can it be opened online? whats mab

 

[ashwinkashwink is verified member.]

can it be opened online?

Yeah 👍

whats mab

Zero mab

 

[AJ331]

Please list out the banks that provide Virtual Rupay Debit Cards
I am aware of

1. BOB
2. Post office

 

[Tejo]

Please list out the banks that provide Virtual Rupay Debit Cards
I am aware of

1. BOB
2. Post office

Nsdl
Au
Equitas

 

[Tejo]

Please list out the banks that provide Virtual Rupay Debit Cards
I am aware of

1. BOB
2. Post office

What you do with rupay cards?

Sorry au physical only

 

[Wealth is my birth right!]

What you do with rupay cards?

Sorry au physical only

Amazon utilities bill payments on Friday

 

[Avid_snake]

Fi gives a virtual debit card at ZERO MAB

Niyo card also gives a virtual debit card with zero MAB. Niyo is blocked for international transactions but transactions within India still work

 

[Ashmit]

Can SBI Virtual Debit Card Earn Reward Points ?

 

[CosmicCat]

Can SBI Virtual Debit Card Earn Reward Points ?

Yes, it can earn reward points, and it does earn reward points.

 

[BlueFlash]

Looking for banks which provide a free variant of the virtual debit card, without the need of a chargeable physical debit card.


Updated List:

BoB (Lite)
Canara (?)
Federal (Fi)
IndusInd
Kotak (811)
NSDL
Paytm
PNB (?)
SBI
SBM (Niyo)
Suryoday (?)

? -> Charges not confirmed yet.

 

[pothi]

NSDL Payments Bank Jiffy account.

Canara Bank (charges are unknown even to staff and customer care). No charge levied so far.

 

[s1t2y3a3m6]

Looking for banks which provide a free variant of the virtual debit card, without the need of a chargeable physical debit card.


Updated List:

Canara (?)
Federal (Fi)
IndusInd
Kotak
NSDL
Paytm
PNB (?)
SBI
SBM (Niyo)
Suryoday (?)

If you looking in private bank then indusind & kotak 811 but you get LTF only on virtual card
If you looking in psu bank then BOB lite account. But you have to maintain only ₹3000 quarterly mab. You get rupay platinum physical debit card LTF

 

[yobro]

This can be a very useful thread for lot of people.
I request everyone to post list of all Bank and account which offers zero balance account with free virtual/physical card.
Some include-
Kotak 811
Indie
Nsdl bank
Paytm bank.
List out others if u know -