Best Axis Credit Card for Utility Bill Payments, Online/Offline Shopping, and Overall Offline Spends?

[ImKushal]

Hello everyone,

I'm considering getting a 2nd credit card and I'm trying to decide between the Axis Airtel, Axis Ace, and Axis Flipkart credit cards.

Already holding Flipkart & Indian Oil Rupay Cards

My primary needs are for utility bill payments, online shopping, and offline spends.

Can anyone share their experiences or insights on which of these cards is the best all-rounder for these purposes? Specifically, I'm looking for:

1. Utility Bill Payments: Which card offers the best cashback or rewards?

2. Online Shopping: Which card provides the best benefits for online purchases across various platforms?

3. Offline Spends: Which card is most rewarding for everyday offline purchases?

I'd appreciate any detailed comparisons or personal experiences with these cards.

Thanks in advance for your help!

 

[D₹V]

Airtel (great if rupay) - all rounder

 

[ImKushal]

Airtel (great if rupay) - all rounder

But it has capping of 250rs each ? My utility bills are generally above 5500rs n in offline spends which one will be good Flipkart or ace?

 

[D₹V]

And each category has different different cards so don't mix it up.

Airtel is utility card, online/offline you'll get 1% only.

 

[D₹V]

But it has capping of 250rs each ? My utility bills are generally above 5500rs n in offline spends which one will be good Flipkart or ace?

So you want to pay 590 per card to earn barely 0.5% more cashback? Lol

For offline, get SBI cashback card

For 5500 bill, ace will give you 275 cashback & Airtel give you 250 cashback in same package + 250 extra for airtel recharges too

 

[ImKushal]

And each category has different different cards so don't mix it up.

Airtel is utility card, online/offline you'll get 1% only.

Why are you laughing on me like this?
Thanks for your suggestion
May i know apart from axis which card is all rounder for all these categories for offline n online spends.

I hv icici HPCL Coral LTF just took it for getting Apay Card (Tried to get SBI cashback card bt getting rejected since 1yr idk why)

 

[ImKushal]

So you want to pay 590 per card to earn barely 0.5% more cashback? Lol

For offline, get SBI cashback card

For 5500 bill, ace will give you 275 cashback & Airtel give you 250 cashback in same package + 250 extra for airtel recharges too

Actually i want to keep one card of axis Bank but getting confused which one will be good for almost every spend Axis Flipkart is only gud for Flipkart shopping for this im keeping it should i upgrade this into ace or what?

 

[D₹V]

Why are you laughing on me like this?
Thanks for your suggestion
May i know apart from axis which card is all rounder for all these categories for offline n online spends.

I hv icici HPCL Coral LTF just took it for getting Apay Card (Tried to get SBI cashback card bt getting rejected since 1yr idk why)

Swiggy, Millennia, SBI cashback, etc se pineperks GV kharid sakte ho Amazon se & 5% cashback.

Fir pineperks GV se offline purchases kar sakte ho.

Yahi best hai cashback segment me.

Ya fir AU LIT lelo aur subscriptions ka fayda uthao.

 

[D₹V]

Actually i want to keep one card of axis Bank but getting confused which one will be good for almost every spend Axis Flipkart is only gud for Flipkart shopping for this im keeping it should i upgrade this into ace or what?

Bola to Airtel lelo, won't regret

 

[ImKushal]

Swiggy, Millennia, SBI cashback, etc se pineperks GV kharid sakte ho Amazon se & 5% cashback.

Fir pineperks GV se offline purchases kar sakte ho.

Yahi best hai cashback segment me.

Ya fir AU LIT lelo aur subscriptions ka fayda uthao.

AU LIT subscription ka fayda kaise? I didn't get it

 

[ImKushal]

Bola to Airtel lelo, won't regret

Indian oil & Flipkart ko bnd krke lelu? Ya LTF me convert krke rkhu? Ek hi bank k 3 card rkhna headache lgta h

 

[D₹V]

AU LIT subscription ka fayda kaise? I didn't get it

Wo detail me nahi bata sakta.

IYKYK

 

[D₹V]

Indian oil & Flipkart ko bnd krke lelu? Ya LTF me convert krke rkhu? Ek hi bank k 3 card rkhna headache lgta h

Tumhara marzi ...

 

[shyamnune]

You can look for Ace. As it gives 5% on utility and 1.5% on offline spends.
For online you can check SBI cashback card. You will anyways get 5% on Amazon, Flipkart, Myntra almost every online transaction.
Standard Chartered ultimate credit card also provides 3.3% overall value, but ₹5K joining and renewal fee.

 

[ImKushal]

You can look for Ace. As it gives 5% on utility and 1.5% on offline spends.
For online you can check SBI cashback card. You will anyways get 5% on Amazon, Flipkart, Myntra almost every online transaction.
Standard Chartered ultimate credit card also provides 3.3% overall value, but ₹5K joining and renewal fee.

Ace has monthly capping of 500rs on utility i HV airtel black subscription as well i think airtel axis will be gud foor me also i hv Flipkart credit card for offline spend idk how much it gives after deve. In offline
Sbi cashback is not getting approved trying to get it from 1yr

 

[CardTox]

I think no ccof axis gives any reward for utilty outside the respective platform. For example, ACE will give cb only if utility bill waspaid by gay, airtl cc will givecb only if utility paid by airtel thanks. No other cc gives any rp or c other than that.

 

[shyamnune]

Ace has monthly capping of 500rs on utility i HV airtel black subscription as well i think airtel axis will be gud foor me also i hv Flipkart credit card for offline spend idk how much it gives after deve. In offline
Sbi cashback is not getting approved trying to get it from 1yr

Do you have any other SBI credit cards or banking relationship with SBI? you can try from a branch if you are banking with them or credit card customer care if you own any other SBI credit card.

 

[ImKushal]

Do you have any other SBI credit cards or banking relationship with SBI? you can try from a branch if you are banking with them or credit card customer care if you own any other SBI credit card.

I hv SBI Simplyclick LTF N Recently BPCL Got Approved but Cashback continuesly getting Rejected idk why

 

[shyamnune]

I hv SBI Simplyclick LTF N Recently BPCL Got Approved but Cashback continuesly getting Rejected idk why

One more Option to try is Applying via SBI Sprint. https://www.sbicard.com/sprint/
Make sure your former applications are already closed.

 

[ImKushal]

One more Option to try is Applying via SBI Sprint. https://www.sbicard.com/sprint/
Make sure your former applications are already closed.

Already applied through sprint
My BPCL got approved on 7 August can I still apply cashback with same number or Different no. Or should i wait for 3 month?