Best bank for >3L net salary pm

[abhiaj98]

Folks with >3L net salary pm, what all have you managed to get from your bank?

I will share my experience:

1. Axis Burgundy - Good forex rate + Burgundy dc
2. Icici offered me Ltf emeralde plastic, but not in mail. Good forex rate as well. But Emeralde pvc is almost useless at this point.
3. Hdfc - Platinum dc
4. hsbc - cltf premier cc with joining fees, premier us bank account.

What about you?

 

[abhiaj98]

Not sure who to tag really.
@h2v @SSV @TechnoFino
can you help get the ball rolling?

There isn’t any thread with >3L salary in the forum. This might be useful.

Relevant threads

Thread 'Best Salary account for Net Salary > 7L / Per month'

Oct 1, 2024

Hi. Can someone please suggest a good wealth salary account with no MAB requirement? I used to use ICICI Wealth Select, and then SC Priority accounts, but both disappointed me in terms of the benefits offered. My main account is with Kotak, but I don't want it as my salary account.
Monthly take-home salary: 7.5-8.5L
Looking for: benefits, LTF good CC, other goodies

• h2v
• account best salary salary account
• Replies: 69
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• 
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Thread 'Best Salary account for a 2.43L net salary credit.'

Jul 9, 2024

Hi all,
I am looking for a best salary account in the market for a salary credit of 2.43L.

Aiming premium credit card as a LTF.

• raghudontha710
• Replies: 32
• Forum: Bank Account

 

[h2v]

ICICI (used to be Select Wealth): LTF Sapphiro cards, LTF super titanium cards, one-time Hyatt dining club membership.
Kotak (Private): Annual Taj Epicure privileged membership, 1500 INR BMS voucher every qtr, annual Lafayette Luxury Club, LTF White reserve CC.
AU (Ivy): Annual Taj Epicure preferred membership (used to be privileged), LTF Zenith cc, good banking service.

 

[sanarora]

ICICI (used to be Select Wealth): LTF Sapphiro cards, LTF super titanium cards, one-time Hyatt dining club membership.
Kotak (Private): Annual Taj Epicure privileged membership, 1500 INR BMS voucher every qtr, annual Lafayette Luxury Club, LTF White reserve CC.
AU (Ivy): Annual Taj Epicure preferred membership (used to be privileged), LTF Zenith cc, good banking service.

you get Kotak private banking for 3L salary credit..?? axis burgundy HSBC premier are 30-50L TRV offerings, isn't private banking which is 5-7.5Cr range a much higher segment benefit for a bare 3L salary credit..??

 

[NikTravelEnthusiast]

Folks with >3L net salary pm, what all have you managed to get from your bank?

I will share my experience:

1. Axis Burgundy - Good forex rate + Burgundy dc
2. Icici offered me Ltf emeralde plastic, but not in mail. Good forex rate as well. But Emeralde pvc is almost useless at this point.
3. Hdfc - Platinum dc
4. hsbc - cltf premier cc with joining fees, premier us bank account.

What about you?

Whats your goal, good CC, DC or a good banking services. All depends on your requirements.
No bank is perfect. And 3L salary is huge. You should be aiming for good returns on your spends.
See that if your company has some ties up with any banks.

 

[abhiaj98]

Whats your goal, good CC, DC or a good banking services. All depends on your requirements.
No bank is perfect. And 3L salary is huge. You should be aiming for good returns on your spends.
See that if your company has some ties up with any banks.

Multiple tie ups. But none any useful at all.

I am looking for great credit cards.

 

[abhiaj98]

you get Kotak private banking for 3L salary credit..?? axis burgundy HSBC premier are 30-50L TRV offerings, isn't private banking which is 5-7.5Cr range a much higher segment benefit for a bare 3L salary credit..??

Yep
@h2v is most likely talking about private banking only XD

 

[SarPanch]

Axis and ICICI are reliable and are good with their services. Axis can even offer you LTF Atlas with your Burgandy account, you will have to negotiate it.