Best Banking Application (App) - Poll

[cardio_guy]

As a result of the voting and discussions, I am eager to open an IDFC Banking account.

However, I will wait to see what the new HDFC app offers before making a decision.

I think we shouldn't open an account for an app 🙂 What if some other bank improve their app in the future?
Also being a magnus fan, how is the axis app?

 

[magnusfan]

I think we shouldn't open an account for an app 🙂 What if some other bank improve their app in the future?
Also being a magnus fan, how is the axis app?

I believe the primary distinguishing feature of banking is a fast user-friendly and clutter free app. With big banks, security should not be a significant concern!

Magnusfan was the era when it offered 25% points - that’s a thing of the past! I still have the Burgundy account (salary based), but now I’ve switched my salary to HDFC and awaiting Axis account closure

 

[shashankverma]

HDFC is the worst app anyone could develop even though it’s the best bank but app and Web are worse than SBI

BOB World is commendable given that it’s a PSU.
Flawless Banking and ASBA facility. Downside is no option to apply for CC

ICICI is hands down the Best App and Web, even though it’s slow it has everything a Bank can offer. You can add a payee and transfer upto 2 lacs immediately. It doesn’t ask you to periodically change pin or password, some may think this is a security issue but I have never heard of password leaks on ICICI. So the user experience is best. On negative side they don’t allow ASBA if you don’t have icici direct account.