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Best card for NPS Contribution

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Waynoway

Waynoway

TF Buzz
Last update: 28-11-24
  • HDFC : Milestone benefits only ✅
  • HSBC Cashback: 0% ✅
  • AMEX Gold Charge: 1 MR/50 + Milestone benefits ✅
  • AMEX SmartEarn/ MRCC: Milestone benefits only ✅
  • AU Zenith: Milestone benefits only ✅
  • AU Zenith+: 1% + Milestone benefits ✅
  • SC Smart: 2% ✅
  • SC Ultimate: 2% (Govt. transaction) ✅
  • ICICI AmazonPay: 1%
Note: Mostly other cards from same bank works with varied reward rate and similar rule of exclusion.

For NPS payments MCC: 9399 (Govt. Services)

Do check both payment gateways Razorpay and Billdesk (above values are according to Billdesk gateway).

Also, do share missing cards rewards that you tried, will update accordingly.

PG Charges (with GST) on NPS website/app:
  • VISA, Mastercard & AMEX = 0.885% (0.75% + GST)
Note: Above are for TIER 1. TIER 2 disabled credit card payments (based on latest available options).

If in doubt, always try test transaction and confirm with support. Things may chage any time, proceed with caution.
 
Last edited by helloworld:
Apply For LTF AU LIT Credit Card
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Guys, why isn't anyone speaking about AU LIT CC?
I’ve checked the exclusion list for milestone cashback calculations. Its only fuel, rent, insurance and cash withdrawals are exclused from the calculations. So, my best bet would AU LIT i guess. Lets take the below scenario where i would like to invest 30k into NPS.

I will do that 30k investment in 3 months with 10k each per month as the max cashback for milestone spends is 500 ( 5% of 10000).

So, i can get 1500 cashback from the 30k investment using AU LIT card. If i exclude the 1% fee and the product feature fee which is 1500-300-352 = 847 is the net profit here. Is this correct or am i missing something here?
 
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b4bhar said:
Guys, why isn't anyone speaking about AU LIT CC?
I’ve checked the exclusion list for milestone cashback calculations. Its only fuel, rent, insurance and cash withdrawals are exclused from the calculations. So, my best bet would AU LIT i guess. Lets take the below scenario where i would like to invest 30k into NPS.

I will do that 30k investment in 3 months with 10k each per month as the max cashback for milestone spends is 500 ( 5% of 10000).

So, i can get 1500 cashback from the 30k investment using AU LIT card. If i exclude the 1% fee and the product feature fee which is 1500-300-352 = 847 is the net profit here. Is this correct or am i missing something here?
Click to expand...

do test transaction and let us know whether you're still getting or not.

www.technofino.in

AU Bank Credit Cards Devaluation News WEF 1st April 2024

AU Bank sending email notifications to their credit card holders informing upcoming devaluation updates. 1. Discontinuation of Reward Points/Cashback: AU Credit Cardholders will not earn Reward Point/Cashback on the below mentioned spends categories & on BBPS transactions starting 1st...
www.technofino.in www.technofino.in
 
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