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Best card for NPS payments Jan 2024
- Thread starter OptiCard
- Start date
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- credit card 2024 nps payment
Better discuss in existing thread where people already experienced different cards to pay NPS payment.
www.technofino.in
Best card for NPS Contribution
Hello community members. i hold 3 cards. Apay, Indusind legend and BoB Select. As NPS contribution via CC have an almost 1.1% charge, i wanted to know which of the 2 cards would give the best value? I know apay is a simple 1% back and indusind legend will give me 2 points on weekend bus is the...
www.technofino.in
OptiCard
TF Premier
May I know which category I need to activate ?
Is the milestone category ?
I have used SC Smart Credit Card but haven't got any cashback yet? Transaction already settled. Can anyone confirm if SC smart is still gives rewards on NPS?
lightwaves
TF Premier
IDFC Wealth gives 1.5% reward rate up to 30K and 2.5% over 30K.
OptiCard
TF Premier
Pay directly --> it will give reward points as per slab
OptiCard
TF Premier
Just pay NPS payment directly through IDFC card.
If you can, first load payzapp wallet with IDFC card then pay NPS.
Payzapp wallet charges less than direct credit card payments over NPS.
i don't get pz option.. wht do we choose? upi or debit card
lightwaves
TF Premier
I think load Payzapp balance with IDFC card and then pay NPS using that balance .
How do we pay diectly through IDFC card. On NPS website any credit card will be charged 0.75% plus GST as transaction charge including payzapp prepaid card.
So isn't paying via IDFC and paying via IDFC->Payzapp -> NPS same? What am I missing here
lightwaves
TF Premier
After today's devaluation, this is no longer the case. Lookout for a new card begins!
lightwaves
TF Premier
Yes, I mean we can't use it beyond may 1 right?
OptiCard
TF Premier
Bro, devaluations can't be predicted. Even if you select a card that you say best for NPS then also no 100% guarantee that give same return after 2 months.
So, check only when you're ready to invest else its waste or knowledge based only.
OptiCard
TF Premier
I did in January 2024.
I loaded 50k in payzapp wallet (prepaid card) then did transaction over NPS. --> At that time it took less % of charges compare to direct credit card payments.
Over NPS, just select pay via card option.
Refer https://www.technofino.in/community/threads/best-card-for-nps-contribution.2996/post-489872
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OptiCard
TF Premier
I guess the charges increased for payzapp & for credit card transaction over NPS, but still payzapp is better
This is what it used to charge in Jan 2024
\
Now people saying for payzapp NPS charges 0.75% & for credit card NPS charges 1.xx % --> so still payzapp is better
This is what it used to charge in Jan 2024
\Now people saying for payzapp NPS charges 0.75% & for credit card NPS charges 1.xx % --> so still payzapp is better
Last edited:
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