Best card for Petrol spends?

[Sobirvs]

I drive a SUV and last month I spent 30k on petrol itself with no benefits. I currently use Onecard for petrol expense because they refund any surge charge (regardless petrol pump)

Please suggest petrol credit card, here are my requirements :

* Shouldn't work only at specific Pumps like HP, BP etc, hopefully should work anywhere as who has the time to find preferred pumps.
* Should give benefit, currently I get almost zero benefits.
* I usually fill up full tank. It costs almost 4500 rupees. So if possible card shouldn't have this thing of "spend 1000 on petrol or 2000", it should be regardless.

 

[jk51]

someone needs to make a huge thread about this, otherwise we RBL card holders of IOCL are just wasting our time.

It’s more or less open information. People who are comfortable with Park Plus mostly use it instead of co-branded cards in case of IOCL. Best combination is SBI Cashback/Amex Plat Travel yielding conservatively 9-10%. As mentioned it’s a one time exercise to make the bunk accept it. Though there are ways to filter such bunks such as opting for COCO pumps, Highway or City Periphery pumps who are more likely to accept it since they cater to fleet program customers hence are more likely to be aware about voucher redemptions, etc. Park+ related threads are there with information but it into bits and pieces since mostly it user experience driven.

For HPCL some are into through HP Pay (fast tag route mostly) while others are into Amex, IDFC Power+. I find Amex to be a hassle free option for HPCL.

For BPCL those who use co-branded cards like BPCL Octane can shed more light on it. I haven’t used it personally but have heard there are issues like other cards.

For Private operators Wallet UPI works best owing to absence of co-branded cards in that space. I prefer MobiKwik Wallet UPI for these places and where the above mentioned option doesn’t work.

It all comes to which poison is one comfortable with be it tracking transaction level rewards credit in case of co-branded cards or looking for bunks who accept Park Plus/Amex. I find looking for bunks accepting these options comparatively less cumbersome rather than tracking which POS in a bunk yields how much rewards every transaction in case of co-branded option so that’s my poison.

 

[shivamk]

9% on fridays as well.

Is it still live? Someone told it was taken down

 

[jk51]

Is it still live? Someone told it was taken down

Till last week yes right now I am able to see 3%

 

[sravanbrahma]

It’s more or less open information. People who are comfortable with Park Plus mostly use it instead of co-branded cards in case of IOCL. Best combination is SBI Cashback/Amex Plat Travel yielding conservatively 9-10%. As mentioned it’s a one time exercise to make the bunk accept it. Though there are ways to filter such bunks such as opting for COCO pumps, Highway or City Periphery pumps who are more likely to accept it since they cater to fleet program customers hence are more likely to be aware about voucher redemptions, etc. Park+ related threads are there with information but it into bits and pieces since mostly it user experience driven.

For HPCL some are into through HP Pay (fast tag route mostly) while others are into Amex, IDFC Power+. I find Amex to be a hassle free option for HPCL.

For BPCL those who use co-branded cards like BPCL Octane can shed more light on it. I haven’t used it personally but have heard there are issues like other cards.

For Private operators Wallet UPI works best owing to absence of co-branded cards in that space. I prefer MobiKwik Wallet UPI for these places and where the above mentioned option doesn’t work.

It all comes to which poison is one comfortable with be it tracking transaction level rewards credit in case of co-branded cards or looking for bunks who accept Park Plus/Amex. I find looking for bunks accepting these options comparatively less cumbersome rather than tracking which POS in a bunk yields how much rewards every transaction in case of co-branded option so that’s my poison.

Well summarised,
As of now, I am going for fastag route with hp pay. Any suggestions on how to get Apay vouchers(other than Apay vouchers purchases in Amex reward multiplier ) for fastag recharge or fastag recharge with good rewards ?

 

[jk51]

Well summarised,
As of now, I am going for fastag route with hp pay. Any suggestions on how to get Apay vouchers(other than Apay vouchers purchases in Amex reward multiplier ) for fastag recharge or fastag recharge with good rewards ?

For Apay vouchers Amazon, Park Plus and Magicpin are good options for the time being.

 

[sravanbrahma]

For Apay vouchers Amazon, Park Plus and Magicpin are good options for the time being.

Amazon, park plus not showing me CC option from this month and magicpin asking for convenience fee(1%)

 

[jk51]

Amazon, park plus not showing me CC option from this month and magicpin asking for convenience fee(1%)

You can try through another account for Park Plus and Amazon. Magicpin charges 1% across when one pays through CC.