Best Credit Card & Bank Account to Get Before Moving abroad

[im_mithu]

Hi everyone,


I’ll be moving abroad soon and will be leaving my salaried job in India. Before I transition to NRI status, I want to ensure I have the best credit card and bank account setup while I still qualify as a salaried individual. Right now I'm having an ITR of 15L+

My Current Credit Cards:​

1. HDFC Millennia (LTF)
2. HDFC Tata Neu Infinity (PAID)
3. Amazon Pay ICICI (LTF)
4. SBI Cashback (PAID)

My Current Bank Accounts:​

1. IDFC Wealth
2. HDFC Savings Max
3. SBI Regular
4. BoB Regular

I’m looking for recommendations on:

• The best credit card to apply for before leaving my job, which I can retain as an NRI and offers good international benefits (forex markup, lounge access, rewards, etc.).
• The best bank account to open before my move that will make the transition to NRE/NRO accounts smoother while offering good forex rates and global access.
• Any specific financial steps I should take before I lose my salaried status to maximize my banking and credit options.

What are your suggestions.

 

[mj01]

Get amex and hsbc CCs. Not for using the Indian CCs, but for easier transfer and approval of international cards. Else you will have to build your credit history from 0 in a new country.

 

[SureShot]

let's wait for the experts suggestions and their personal experiences.

 

[sachbs]

Following the thread