Best mode of payment for booking train tickets through IRCTC

[kshitij_0]

Hey folks,
I have to book a train ticket through IRCTC. Wanted to know your expert opinions about the best mode of payment.
Which app and which credit card is the best?
Is it Payzapp?

 

[VISHESH_BANSAL]

MMT voucher can be purchased from ASV. Buy from Magicpin using sbi cashback card. Effective returns 2+5+5%

Right now it is like this for ASV only:-
2+2+5+5

Load ASV and purchase other Brands GV at further discounts

 

[jack333]

Right now it is like this for ASV only:-
2+2+5+5

Load ASV and purchase other Brands GV at further discounts

Woh extra 2 ke liye magic coins lagte hain 🤣

 

[VISHESH_BANSAL]

Woh extra 2 ke liye magic coins lagte hain 🤣

Magicpin coins free m mil jate hai mujhe toh
AGV ke saath Magicpin coins free🤣

Sirf extra 2 ke liye nhi complete 4 ke liye Magic coin lagege

 

[Googix]

Though its written MMT generic voucher can't be redeemed for train tickets but many people have reported that it works. Is it working for you?

Yup was able to book yesterday night. Already had some remaining balance which showed up on payment and it got accepted so bought vouchers for remaining amount and paid all thru vouchers.

 

[jack333]

Yup was able to book yesterday night. Already had some remaining balance which showed up on payment and it got accepted so bought vouchers for remaining amount and paid all thru vouchers.

It's mentioned on both amazon and magicpin that MMT voucher won't work for rail. I think they just want to discourage people otherwise it works

 

[hellobois]

Right now it is like this for ASV only:-
2+2+5+5

Load ASV and purchase other Brands GV at further discounts

2 (flat on MP) + 2 (using MP points) + 5 (SBI CB CC) + 5 (flat CB on Amz using any payment method) = whooping 14% (minus approx 3% platform charges etc) = approx 10% is a game changer 😋😎😍🤩😅

 

[CyberPsych]

2 (flat on MP) + 2 (using MP points) + 5 (SBI CB CC) + 5 (flat CB on Amz using any payment method) = whooping 14% (minus approx 3% platform charges etc) = approx 10% is a game changer 😋😎😍🤩😅

Please explain this process in detail without shortforms. The post before your posts are in other language, I didn't quite understand clearly.

 

[jack333]

Please explain this process in detail without shortforms. The post before your posts are in other language, I didn't quite understand clearly.

Buy Amazon Shopping voucher from Magicpin using sbi cashback card. Then in amazon buy makemytrip voucher using Amazon Shopping voucher balance. Then in makemytrip buy train ticket using makemytrip voucher balance. Makemytrip might patch it anytime so the risk of money getting stuck in MMT voucher is yours 🤣

 

[VISHESH_BANSAL]

2 (flat on MP) + 2 (using MP points) + 5 (SBI CB CC) + 5 (flat CB on Amz using any payment method) = whooping 14% (minus approx 3% platform charges etc) = approx 10% is a game changer 😋😎😍🤩😅

You are missing another 5.6% CB on Magicpin.

 

[CyberPsych]

Buy Amazon Shopping voucher from Magicpin using sbi cashback card. Then in amazon buy makemytrip voucher using Amazon Shopping voucher balance. Then in makemytrip buy train ticket using makemytrip voucher balance. Makemytrip might patch it anytime so the risk of money getting stuck in MMT voucher is yours 🤣

I am ready to lose 2+2+ whatever% it is 🙏🏼
Peace is always an option.

 

[jack333]

You are missing another 5.6% CB on Magicpin.

Ab Yeh kaunsa 5.6% hai chacha chaudhry ji 🤣 Twid, freecharge, ya paytm wala? 🤣 Don't think cashback card will give via these wallets

 

[VISHESH_BANSAL]

Ab Yeh kaunsa 5.6% hai chacha chaudhry ji 🤣 Twid, freecharge, ya paytm wala? 🤣 Don't think cashback card will give via these wallets

Twid. 🤣
We have to to try multiple times for 5.6%.

 

[jack333]

That gives everytime or valid only once or twice per month?
What's the mcc via twid?

 

[VISHESH_BANSAL]

That gives everytime or valid only once or twice per month?
What's the mcc via twid?

Phle m khud try kar lu phir update karta hu.
Nhi toh wrong information ka tappha lag jaayega🤣

 

[jack333]

Phle m khud try kar lu phir update karta hu.
Nhi toh wrong information ka tapha lag jaayega🤣

Then people will use the same shlok which they used for arindam when he said cashback card will give 5% for amazon load 🤣

 

[hellobois]

Phle m khud try kar lu phir update karta hu.
Nhi toh wrong information ka tappha lag jaayega🤣

twid pe sbi cb cc 5% deta hai? mujhe to last time ni mila tha

 

[VISHESH_BANSAL]

twid pe sbi cb cc 5% deta hai? mujhe to last time ni mila tha

Phle milta thha. Direct nhi dega abb fix kar diya.

Twid pe Phonepe wallet select kar.
Waha pe Cashback SBI use kar.

I will update if Phonepe will give 5% or not.

 

[federer.reddevil]

Is this working today?

Also in which screen I have to add MMT gift voucher while booking?

 

[crazyuploader]

I booked IRCTC tickets through PayZapp (SmartBuy), and used my HDFC Bank Platinum Debit Card, how much cashback I can expect? Where exactly would I get it and how many days?

 

[pprakash11]

I booked IRCTC tickets through PayZapp (SmartBuy), and used my HDFC Bank Platinum Debit Card, how much cashback I can expect? Where exactly would I get it and how many days?

@Chaitanya-a your expertise! 😂