Best PSU bank for online account opening process

[Itachi_UchihaItachi_Uchiha is verified member.]

Hi TFians,

In your experience, which PSU bank has a quick, hassle free and smooth savings account opening process? I am from a metro city and I already hold ICICI, HDFC, Indie, Indian Bank and CUB accounts.

 

[Tejo]

Hi TFians,

In your experience, which PSU bank has a quick, hassle free and smooth savings account opening process? I am from a metro city and I already hold ICICI, HDFC, Indie, Indian Bank and CUB accounts.

Depends on people in the branch

If there was no crowd it will be instant

 

[jadoo3]

Bank of Baroda

 

[SSV]

Depends on people in the branch

If there was no crowd it will be instant

Read the title...

 

[Itachi_UchihaItachi_Uchiha is verified member.]

Depends on people in the branch

If there was no crowd it will be instant

Yea but my question was about online process 😅

 

[Itachi_UchihaItachi_Uchiha is verified member.]

Bank of Baroda

Noted.. will keep in mind

 

[SSV]

Hi TFians,

In your experience, which PSU bank has a quick, hassle free and smooth savings account opening process? I am from a metro city and I already hold ICICI, HDFC, Indie, Indian Bank and CUB accounts.

Depends on what you are looking for ..

After SBI, BOB is much bigger PSU bank with wide range of product suites and well penetrated into the market... There are many other PSU banks which may be suitable for specific needs..
but overall I will go with BOB if I want to open an account in a PSU bank.. in my view..

 

[iamsree]

I think canara is the best.

https://canarabank.com/pages/online-account-opening

 

[Itachi_UchihaItachi_Uchiha is verified member.]

Depends on what you are loking for ..

After SBI, BOB is much bigger PSU bank with wide range of product suites and well penetrated into the market... There are many other PSU banks which may be suitable for specific needs..
but overall I will go with BOB if I want to open an account in a PSU bank.. in my view..

What’s the lowest MAB account I can open in BOB? Also, can I get paid rupay select dc for their lowest MAB variant too? Like in Canara bank?

 

[SSV]

What’s the lowest MAB account I can open in BOB? Also, can I get paid rupay select dc for their lowest MAB variant too? Like in Canara bank?

Have no idea, I will open an account under radiance program when I am ready

 

[Tejo]

What’s the lowest MAB account I can open in BOB? Also, can I get paid rupay select dc for their lowest MAB variant too? Like in Canara bank?

2k
Bob advantage ac

 

[cardy]

What’s the lowest MAB account I can open in BOB? Also, can I get paid rupay select dc for their lowest MAB variant too? Like in Canara bank?

Lowest mab is zero. Bro and lite accounts etc. but if you maintain like 3k in lite account you will get zero charges rupay platinum debit card. For rupay select you need atleast bob advantage or higher variant account

 

[VasukiVasuki is verified member.]

Have no idea, I will open an account under radiance program when I am ready

@Tejo is giving angry reactions to @SSV 😁😁😂

 

[VasukiVasuki is verified member.]

Hi TFians,

In your experience, which PSU bank has a quick, hassle free and smooth savings account opening process? I am from a metro city and I already hold ICICI, HDFC, Indie, Indian Bank and CUB accounts.

Easy
Hassle free
Post COVID if branch opens through tab
It's instant account

1- canara bank ( offline and online both easy )
2- sbi ( online)
3- BOB ( online )
4- pnb - bad
5- union - bad
6- boi - if via tab good

 

[VasukiVasuki is verified member.]

What’s the lowest MAB account I can open in BOB? Also, can I get paid rupay select dc for their lowest MAB variant too? Like in Canara bank?

Open in pnb 2k account

Bob - 25k ( PPL who got select says they opened)

 

[varun__goel_]

Hi TFians,

In your experience, which PSU bank has a quick, hassle free and smooth savings account opening process? I am from a metro city and I already hold ICICI, HDFC, Indie, Indian Bank and CUB accounts.

My take is to go for SBI if you are not looking for any particular benefits.

And open via branch. They hardly take 15-20 minutes to activate the account and netbanking(faster than opening online)

Otherwise BoB is good as well if you want RPDC or Select DC

 

[VasukiVasuki is verified member.]

Otherwise BoB is good as well if you want RPDC or Select DC

Explain Bob account and rupay select

 

[Deleted member 13981]

Hi TFians,

In your experience, which PSU bank has a quick, hassle free and smooth savings account opening process? I am from a metro city and I already hold ICICI, HDFC, Indie, Indian Bank and CUB accounts.

BoB.. Hands down.

 

[varun__goel_]

Explain Bob account and rupay select

Select isliye likha kyuki kisine upr bola hai advantage account mai available hai

Mujhe to select DC ke benefits bhi nhi pata🤣🤣

 

[Deleted member 13981]

Explain Bob account and rupay select

Open Super Saver Account online (20k MAB). You'll get RuPay Select card first year free. In addition, you can apply for Sapphire debit card (also FYF) from the BoB world app or by visiting branch. BTW BoB RuPay Select comes with all wellness benefits and is NCMC complaint. Comes handy on occasional metro rides.