Infinia Best strategy for Infinia+BizBlack+Amex Plat Travel

[superstar@123]

Amongst all other cards, I am planning to judiciously use these 5 cards:

1. HDFC Infinia Metal (Main Card)
2. HDFC Infinia Metal (Add-on Card)
3. HDFC Biz Black Card
4. Amex Platinum Travel Card (Main Card)
5. Amex Platinum Travel Card (Add-on Card)

My strategy will be to:
1. Purchase 20k APAY vouchers from both Infinia card to get 10x points.
2. Purchase 20k Flipkart or Amazon Shopping vouchers from both Infinia card to get 10x points.
3. Use HDFC Biz black card to purchase another 10k APAY voucher.
4. Use Amex Platinum Travel card for everything else and wherever possible, to ensure that I hit the milestone benefit.

Guys, let me know if this is fine.
What I am unsure is about the max points which I can get from Smartbuy.

 

[Sriim]

1. Purchase 20k APAY vouchers from both Infinia card to get 10x points.
2. Purchase 20k Flipkart or Amazon Shopping vouchers from both Infinia card to get 10x points.

Only 5x points on gyftr via smartbuy

What I am unsure is about the max points which I can get from Smartbuy.

15k/calendar month

 

[vikramsrit]

If your number is same, you cannot buy additional 10K APay from your BizBlack. The restriction on gyftr is per account not per card. If you figure out a way, do let me know.

 

[sourpai]

If your number is same, you cannot buy additional 10K APay from your BizBlack. The restriction on gyftr is per account not per card. If you figure out a way, do let me know.

Just use 3rd mobile number for Biz black... it should be possible.

Mobile No. + Card combination has to be unique

 

[sourpai]

Reward rate on Biz black however reduces for Smartbuy as it gives 3x only for vouchers. You will be better off buying 10K Apay via Amex reward multiplier instead of Biz Black

 

[moneyMaker]

Bizblack is mostly usefull for tax/ government spends.

 

[shashankrt]

Just use 3rd mobile number for Biz black... it should be possible.

Mobile No. + Card combination has to be unique

Not true atleast for Infinia. Tried buying 1000 Amazon shopping voucher via different gyftr account. And did not get any bonus points.

 

[shashankrt]

Amongst all other cards, I am planning to judiciously use these 5 cards:

1. HDFC Infinia Metal (Main Card)
2. HDFC Infinia Metal (Add-on Card)
3. HDFC Biz Black Card
4. Amex Platinum Travel Card (Main Card)
5. Amex Platinum Travel Card (Add-on Card)

My strategy will be to:
1. Purchase 20k APAY vouchers from both Infinia card to get 10x points.
2. Purchase 20k Flipkart or Amazon Shopping vouchers from both Infinia card to get 10x points.
3. Use HDFC Biz black card to purchase another 10k APAY voucher.
4. Use Amex Platinum Travel card for everything else and wherever possible, to ensure that I hit the milestone benefit.

Guys, let me know if this is fine.
What I am unsure is about the max points which I can get from Smartbuy.

Use amex plat for amazon pay vouchers. Hdfc has additional charges for amazon pay vouchers reducing reward rates.

 

[Sriim]

Not true atleast for Infinia. Tried buying 1000 Amazon shopping voucher via different gyftr account. And did not get any bonus points.

So many have got in this forum

 

[sourpai]

Not true atleast for Infinia. Tried buying 1000 Amazon shopping voucher via different gyftr account. And did not get any bonus points.

As I mentioned it is mobile + card combination.

You cannot use 3rd mobile on same card number.
It has to be 3rd mobile on 2nd add on card with different number. It will work perfectly for Infinia

Vouchers worth 1.1L can be purchased in a month. You will get accelerated rewards within this limit

 

[superstar@123]

Use amex plat for amazon pay vouchers. Hdfc has additional charges for amazon pay vouchers reducing reward rates.

Thx but dont you think that even after 1.5% charges, if I its giving 5x points, is it worth?

 

[superstar@123]

As I mentioned it is mobile + card combination.

You cannot use 3rd mobile on same card number.
It has to be 3rd mobile on 2nd add on card with different number. It will work perfectly for Infinia

Vouchers worth 1.1L can be purchased in a month. You will get accelerated rewards within this limit

So, I have the addon Infinia card which has different card number as well as different mobile number. This I got recently only so will monitor closely if I am getting 5x rewards but many thanks for highlighting this!

 

[infinia_finally]

Just to clarify. I have same card number for infinia main and add-on
What do I need to do to bypass the limit?

Can I create different gyftr account for "addon mobile" and use the same card?

 

[shashankrt]

As I mentioned it is mobile + card combination.

You cannot use 3rd mobile on same card number.
It has to be 3rd mobile on 2nd add on card with different number. It will work perfectly for Infinia

Vouchers worth 1.1L can be purchased in a month. You will get accelerated rewards within this limit

ok got it. However how will you purchase 1.1L of vouchers unless u have like 10 add on cards and 10 mobile numbers?

 

[sourpai]

ok got it. However how will you purchase 1.1L of vouchers unless u have like 10 add on cards and 10 mobile numbers?

You can purchase max 40K Apay vouchers with 3 add ons. Rest you can purchase other vouchers also - like AGV, Swiggy, Zomato etc.

 

[_ayush]

Just to clarify. I have same card number for infinia main and add-on
What do I need to do to bypass the limit?

Can I create different gyftr account for "addon mobile" and use the same card?

ask customer care to cancel older add on and issue new one. new one will have different number along and the otp will come on add on card holder's number

 

[superstar@123]

ok got it. However how will you purchase 1.1L of vouchers unless u have like 10 add on cards and 10 mobile numbers?

I think what he meant is that you can purchase 1.1L vouchers from Giftr and not essentially only APAY voucher.
Correct me if I am wrong.

 

[superstar@123]

So for purchasing APAY vouhers through rewards multiplier under Amex cards, what is the max limit ?

 

[Sriim]

Just to clarify. I have same card number for infinia main and add-on
What do I need to do to bypass the limit?

Can I create different gyftr account for "addon mobile" and use the same card?

Get addon with different number.

You have to apply new addon and then cost the existing one

 

[superstar@123]

So for purchasing APAY vouhers through rewards multiplier under Amex cards, what is the max limit ?

Anyone can confirm?