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Infinia Best strategy for Infinia+BizBlack+Amex Plat Travel
- Thread starter superstar@123
- Start date
Do we need to tell CS why we are cancelling the older add on and asking for a new one to be issued? (That they both have the same exact number?) If not then what reason do we give them?
Yes it offers, but it will be 3x on voucher purchases
You can use it on gyftr via Payzap and pay via Biz Black card.
Just tell them that they both have same number and otp comes on primary card holder's phone. They will tell the same solution.
arnavch
TF Buzz
Didn't face any issue
superstar@123
TF Select
Received this message today, I am confused what it is!
Your voucher code is expired now, and added to your account. However you will not be able to use/redeem these rewards unless next billing cycle. You can see total rewards will show these rewards but not available for redemption.
superstar@123
TF Select
Ok, so for HDFC cards, here is what I have decided:
1. HDFC Infinia (both for primary and secondary cards): Purchase Amex Pay Vouchers for 20k and another 20k for either flipkart or Amazon shopping voucher, as per the requirement. Additionally, using the card for hotel or flight bookings. Total will be around 50-70k per month, depending on requirement.
Also, insurance payments, which are not available through Amazon, to be paid from this card, to get 3.33% returns.
2. HDFC Biz Black: For my Company, generally the monthly tax payments are around 3-4 Lacs but I will use this card only for tax payment for maximum of around 50K for getting 5x benefit and also to ensure that I do not overspend on CC which might attract IT notice!
3. Amex Plat Travel: This will be used alongwith HDFC Infinia for all other spends.
Let me know how it sounds to you !
1. HDFC Infinia (both for primary and secondary cards): Purchase Amex Pay Vouchers for 20k and another 20k for either flipkart or Amazon shopping voucher, as per the requirement. Additionally, using the card for hotel or flight bookings. Total will be around 50-70k per month, depending on requirement.
Also, insurance payments, which are not available through Amazon, to be paid from this card, to get 3.33% returns.
2. HDFC Biz Black: For my Company, generally the monthly tax payments are around 3-4 Lacs but I will use this card only for tax payment for maximum of around 50K for getting 5x benefit and also to ensure that I do not overspend on CC which might attract IT notice!
3. Amex Plat Travel: This will be used alongwith HDFC Infinia for all other spends.
Let me know how it sounds to you !
40k or 30k with 3 add ons since it would be 10k per account ?
superstar@123
TF Select
When it said 3 add-ons, that means 1 primary and 3 add-ons. so total 4 card. And for that 40k will be the limit!
Matlab 2 phone no. kharidne padenge . thanks
No one in my family has HDFC account and in the apply add-on card , it is asking for customer id . Can I put a friends' customer id , tag him as brother and put a 3rd no. for issuing add-on card ?
Addons are meant for blood relations only. If they find out, in the worst case, they might cancel the card citing violation of terms
HDFC account is not needed for applying add on. Go to the branch and fill the form and they will issue add on.
With HDFC account, process is online, without account process is offline
superstar@123
TF Select
Y
Yes, there is no requirement to have HDFC bank account for add-ons.
My relative applied for it and they have to do the KYC and provide other documents though.
Yes, there is no requirement to have HDFC bank account for add-ons.
My relative applied for it and they have to do the KYC and provide other documents though.
Can anyone confirm, how many addons one can get with Infinia / BizBlack? As far as I understand, its possible to get 3 with Infinia and 4 with BizBlack.
Also, provided each card no. (including addons) + mobile no. combination being different, does separate SmartBuy limits apply for each (both for Infinia and BizBlack?
Lastly, for BizBlack the 5X RP for tax, business spends, etc., that I understand has 7500 cap including all of its addons. Comment if otherwise.
Also, provided each card no. (including addons) + mobile no. combination being different, does separate SmartBuy limits apply for each (both for Infinia and BizBlack?
Lastly, for BizBlack the 5X RP for tax, business spends, etc., that I understand has 7500 cap including all of its addons. Comment if otherwise.
It means Infinia has separate 10K limit to purchase Amazon Pay Gift vouchers?
superstar@123
TF Select
Separate means ?
If you are asking whether Infinia and Biz Black both have separate limits, the answer is yes!
But at the first place, why there is a doubt about it ?
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