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Best upi app

yobro

TF Premier
How would you rate payzapp in comparison to Gpay/phonepe?
I just used payzapp to make my 1st payment and interface was awesome.
What is ur review of the same?
 
Which Rupay Card should I use for UPI spends? I have the following cards:-
1. HDFC IOCL.
2. BOB Easy
3. BOB Energia
4. Supermoney FD Card
oh man ! you referred me to an app and you yourself don't know which card to use.
Interested GIF by reactionseditor
 
NAVI app also contain too many things.

As of now, the winner is super.money by Flipkart.
Only UPI and FD.
Support RuPay Credit Cards for Merchant payments.
It gives cashback for even 10rs.
Less than a month received 134.03 cashback.
 
Maine dhan ka referral link daala tha toh edit kar k hata diya tha faltu me
Toh ab mai nahi sahunga ki kisi or ka referal link rahe.. ye partiality nahi chalegi
ek specific thread just for sake of referral should be wrong but giving it to some person in a simple post should be fair enough i guess
ofc its my pov
 
Last edited:
Sharing my experience of all the upi apps that i have used

Gpay: app is polished, scanning is fast, screen lock can be turned off but the actual payments are slow for some reason. I even tried upi lite but that was also "slow"
Lack of customisable upi id is a bummer



Phonepe: same as above, Phonepe takes 3 seconds to fetch merchant name after scanning in my case



Paytm: was one of the best before the rbi ban. App opening was fast, option to turn off app lock, customizable upi id, fast scan, quick payments
UI was cluttered but apart from that everyone was perfect



Slice: Wallet UPI is nice but mother dairy booth merchant qr wouldn't allow payments from wallet UPIs and rupay credit card
They don't allow you to disable the app lock, holding the qr button for scanning qr is irritating and the there's a noticeable lag before it starts scanning the qr
Payments are fast no doubt regarding that
Allows rupay credit card
UPI IDs can be customized once (both upi and wallet one)
One more thing, if the recipient is using slice with wallet and bank account then money sent using contact/Mobile number is credited into slice wallet, there should be a choice for that at sender's or receiver's side
Transaction history section of slice is one of the best



Samsung Wallet: App opens quickly, scanning and payments are also very fast
Upi id can be customized
Supports Rupay upi but no UPI lite
I can also use it for tap to payments
Cons :
One thing I hate is it only stores transaction history for last 3 months only
Can only be used on a samsung device and i am hesitant to use it as default for the same reason
Rupay credit upi acceptability check is nice but it somehow didn't allow me to pay one merchant qr saying cc can only be used for merchant payments but i was able to pay on the same qr using rupay cc on slice

Bhim:
Upi id can be customised, all new upi features are introduced
Supports upi lite,rupay cc
No option to turn of screen lock, no scan to pay shortcut, app became sluggish after their last major ui update


Cred:
Privacy concerns
No option to turn off screen lock


Amazon Pay :
Amazon app itself is a piece of junk, i couldn't even think of trying their upi

Tata neu:
I don't think there's a need for review of this app 😄


Haven't tried navi, super.money and co as of now
 
Sharing my experience of all the upi apps that i have used

Gpay: app is polished, scanning is fast, screen lock can be turned off but the actual payments are slow for some reason. I even tried upi lite but that was also "slow"
Lack of customisable upi id is a bummer



Phonepe: same as above, Phonepe takes 3 seconds to fetch merchant name after scanning in my case



Paytm: was one of the best before the rbi ban. App opening was fast, option to turn off app lock, customizable upi id, fast scan, quick payments
UI was cluttered but apart from that everyone was perfect



Slice: Wallet UPI is nice but mother dairy booth merchant qr wouldn't allow payments from wallet UPIs and rupay credit card
They don't allow you to disable the app lock, holding the qr button for scanning qr is irritating and the there's a noticeable lag before it starts scanning the qr
Payments are fast no doubt regarding that
Allows rupay credit card
UPI IDs can be customized once (both upi and wallet one)
One more thing, if the recipient is using slice with wallet and bank account then money sent using contact/Mobile number is credited into slice wallet, there should be a choice for that at sender's or receiver's side
Transaction history section of slice is one of the best



Samsung Wallet: App opens quickly, scanning and payments are also very fast
Upi id can be customized
Supports Rupay upi but no UPI lite
I can also use it for tap to payments
Cons :
One thing I hate is it only stores transaction history for last 3 months only
Can only be used on a samsung device and i am hesitant to use it as default for the same reason
Rupay credit upi acceptability check is nice but it somehow didn't allow me to pay one merchant qr saying cc can only be used for merchant payments but i was able to pay on the same qr using rupay cc on slice

Bhim:
Upi id can be customised, all new upi features are introduced
Supports upi lite,rupay cc
No option to turn of screen lock, no scan to pay shortcut, app became sluggish after their last major ui update


Cred:
Privacy concerns
No option to turn off screen lock


Amazon Pay :
Amazon app itself is a piece of junk, i couldn't even think of trying their upi

Tata neu:
I don't think there's a need for review of this app 😄


Haven't tried navi, super.money and co as of now
Is this UPI or UPSC exam paper ?
School Studying GIF by LINE FRIENDS
 
Sharing my experience of all the upi apps that i have used

Gpay: app is polished, scanning is fast, screen lock can be turned off but the actual payments are slow for some reason. I even tried upi lite but that was also "slow"
Lack of customisable upi id is a bummer



Phonepe: same as above, Phonepe takes 3 seconds to fetch merchant name after scanning in my case



Paytm: was one of the best before the rbi ban. App opening was fast, option to turn off app lock, customizable upi id, fast scan, quick payments
UI was cluttered but apart from that everyone was perfect



Slice: Wallet UPI is nice but mother dairy booth merchant qr wouldn't allow payments from wallet UPIs and rupay credit card
They don't allow you to disable the app lock, holding the qr button for scanning qr is irritating and the there's a noticeable lag before it starts scanning the qr
Payments are fast no doubt regarding that
Allows rupay credit card
UPI IDs can be customized once (both upi and wallet one)
One more thing, if the recipient is using slice with wallet and bank account then money sent using contact/Mobile number is credited into slice wallet, there should be a choice for that at sender's or receiver's side
Transaction history section of slice is one of the best



Samsung Wallet: App opens quickly, scanning and payments are also very fast
Upi id can be customized
Supports Rupay upi but no UPI lite
I can also use it for tap to payments
Cons :
One thing I hate is it only stores transaction history for last 3 months only
Can only be used on a samsung device and i am hesitant to use it as default for the same reason
Rupay credit upi acceptability check is nice but it somehow didn't allow me to pay one merchant qr saying cc can only be used for merchant payments but i was able to pay on the same qr using rupay cc on slice

Bhim:
Upi id can be customised, all new upi features are introduced
Supports upi lite,rupay cc
No option to turn of screen lock, no scan to pay shortcut, app became sluggish after their last major ui update


Cred:
Privacy concerns
No option to turn off screen lock


Amazon Pay :
Amazon app itself is a piece of junk, i couldn't even think of trying their upi

Tata neu:
I don't think there's a need for review of this app 😄


Haven't tried navi, super.money and co as of now
I was going through npci website and found that three more apps released in November 2024 itself

 
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