Shrinit Padwal
TF Ace
What way would be best for National Pension Scheme(NPS) Payments? Currently I have SBI CB/Apay/HDFC millenia - need to pay 50k - which would be best? Any other way than via credit cards?
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Best way for NPS payments
- Thread starter Shrinit Padwal
- Start date
Shrinit Padwal
TF Ace
What abt Flipkart Axis? It will give 1.5% right?
Should I apply now for Axis ACE? Not sure whether its still issued or not
pprakash11
TF Prestige
Yes. It is still issued. Do you have offer in GPay ?
Or if you have can check your pre-approved offer in Axis Mobile app.
You should apply Axis ACE, as Axis Flipkart is heavily devalued.
Don't know whether 1.5% is still there for NPS or not! If it is treated as Utilities, then 0%.
Shrinit Padwal
TF Ace
Sure then will apply for ACE. I dont have offer in GPay, but it is there in pre-approved offer in Axis. For NPS payment of 2% cashback it has to be via GPay or how?
pprakash11
TF Prestige
GPay doesn't allow NPS Payments, ig.
Any website gives you 2%.
Directly pay on NSDL.
Yeah, there is pre-approved offer is Axis app.
In bottom left, click on Apply now- credit cards- if any offer for you, it will be shown up there.
Plus high chances if you have axis savings a/c
Shrinit Padwal
TF Ace
Have axis savings ac, but have 6 enquiries in last 3 months - would that matter - or apply after a month or so?
pprakash11
TF Prestige
Did you check your pre-approved offers section?
If pre-approved, then no CIBIL hit, instant card generation.
Shrinit Padwal
TF Ace
Yes I have 9 preapproved cards - Ace, magnus as well - But does the number of enquiries matter?
pprakash11
TF Prestige
No. In case of pre-approved it doesn't matters at all. No CIBIL check would be done. Card would be delivered within 7 days.
Choice is yours 🤣 ACE / Magnus
Shrinit Padwal
TF Ace
Dont have that much spending for taking Magnus - not a perfect fit for me now will get ACE.
pprakash11
TF Prestige
Same. Me not into Airmiles.
I got ACE through GPay btw.
Shrinit Padwal
TF Ace
Gpay doesn't like me - never got offer there
Shrinit Padwal
TF Ace
pprakash11
TF Prestige
They have stopped issuing ACE on your website. Only available through Gpay/pre-approved offer on app.
take it as your good luck that you are getting it only at ₹590 without any hassle.
ACE is like even for ₹25 payment you will get ₹1 cashback. What you need extra 🥳
but if you pay via cc to nps then addition charges are there right?
Shrinit Padwal
TF Ace
450-500 charges on 50000 amount. 2% cashback via ACE is 1000. So overall in profit. Via cc, NPS charges additional 0.9% of txn amt + 18% GST
then we can you SBI CashBack Card right? 5% CB
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