Best way to achieve monthly 1000 bonus MR points on AMEX MRCC

[srichaitanya]

Can anyone tell me the best way to achieve monthly 1000 bonus MR points by doing 4 transactions of Rs. 1500 on AMEX MRCC

Any suggestions to add money to paytm wallet/ amazon pay / buy gift vouchers?

 

[BUDHRAJ]

Paytm always shows a convenience fee when I try to load my wallet using my MRCC.
I did not load the wallet directly last month to let it cool-down. But even today when I try the convenience fee shows for me.

I am able to lad only 4K via Zomato. Even the Uber route somehow as never worked for me.

Frustrating !! Has anyone else faced the same issue?

check in paytm cashback, if there is there any add money to wallet offer
1.5% upto 300 is always there but this month new offer is also there..
for me it was 2.5% upto 300

so i loaded 13000 directly in wallet (cc wallet load charge is 2.7-2.85% for me)

4k load via zomato/uber didn't work for me, neither last month nor this month

 

[kshitij_0]

check in paytm cashback, if there is there any add money to wallet offer
1.5% upto 300 is always there but this month new offer is also there..
for me it was 2.5% upto 300

so i loaded 13000 directly in wallet (cc wallet load charge is 2.7-2.85% for me)

4k load via zomato/uber didn't work for me, neither last month nor this month

Where can I find that? Can you send the screenshot?
Btw I found this offer for buying Flipkart and Amazon Voucher at 2% off in Paytm Offers Section.
Will I be eligible to get 5% CB from SBI CB card?
Is there any better way to buy Flipkart/Amazon voucher apart from this?

 

[iAmPm]

Where can I find that? Can you send the screenshot?
Btw I found this offer for buying Flipkart and Amazon Voucher at 2% off in Paytm Offers Section.
Will I be eligible to get 5% CB from SBI CB card?
Is there any better way to buy Flipkart/Amazon voucher apart from this?

paytm cashback section, "wallet offers"
SBI CB stopped giving 5% for GV purchases from 1st may

 

[kshitij_0]

paytm cashback section, "wallet offers"
SBI CB stopped giving 5% for GV purchases from 1st may

For me, they are just giving 1.5% upto 300

 

[BUDHRAJ]

For me, they are just giving 1.5% upto 300

this 1.5% upto 300 is given to everyone

check another account as new offer is user specific...
i got 2.5% upto 300 and some other people even got 3%upto 300 so check another account otherwise you can use 1.5% offer

just be sure to check charges while doing transaction as some people had 2-2.5% while some has upto 4%, so if it is more then it is not woth

 

[Wealth is my birth right!]

this 1.5% upto 300 is given to everyone

check another account as new offer is user specific...
i got 2.5% upto 300 and some other people even got 3%upto 300 so check another account otherwise you can use 1.5% offer

just be sure to check charges while doing transaction as some people had 2-2.5% while some has upto 4%, so if it is more then it is not woth

Yes u r right
For me every month cb appears like 1.5% to 3% subject to 300/- but not even single month I didn’t get either full 300/- or 3% it’s a gimmick in my account

 

[kshitij_0]

How can we utilize Mobikwik prepaid card balance if Uber/Zomato Paytm trick isn't working? I have loaded 2500

 

[BeingPramod]

From 4-5 months I have been charged about 4.4 % into the Paytm wallet via credit card. Is anyone else also getting charged with such a high amount of percent? I can see everywhere including the Paytm blog website shows between 1 to 3 % charges for adding a credit card into the Paytm wallet I don't how come why I have been charged with such a high percentage. I really needed to get clarity on this case. Please feel for giving your suggestions here. Thanks

 

[Predator]

From 4-5 months I have been charged about 4.4 % into the Paytm wallet via credit card. Is anyone else also getting charged with such a high amount of percent? I can see everywhere including the Paytm blog website shows between 1 to 3 % charges for adding a credit card into the Paytm wallet I don't how come why I have been charged with such a high percentage. I really needed to get clarity on this case. Please feel for giving your suggestions here. Thanks

You must have used it heavily. Don't load wallet for few months, charges would return to normal 2.34% (approx)

 

[Wealth is my birth right!]

How can we utilize Mobikwik prepaid card balance if Uber/Zomato Paytm trick isn't working? I have loaded 2500

If Uber stops working then you’ve to pay 1% and take to bank
So always before loading MobiKwik check with small amount whether Uber works

 

[kkk]

From 4-5 months I have been charged about 4.4 % into the Paytm wallet via credit card. Is anyone else also getting charged with such a high amount of percent? I can see everywhere including the Paytm blog website shows between 1 to 3 % charges for adding a credit card into the Paytm wallet I don't how come why I have been charged with such a high percentage. I really needed to get clarity on this case. Please feel for giving your suggestions here. Thanks

Are you transferring wallet to bank heavily? If yes this is bound to happen. It happened to me as well. Just don't transfer wallet to bank for 3 months or so and 2.35% will be back.

 

[kkk]

If Uber stops working then you’ve to pay 1% and take to bank
So always before loading MobiKwik check with small amount whether Uber works

1% is not for every account. In my account it shows 3% for wallet to bank transfer.

 

[BeingPramod]

You must have used it heavily. Don't load wallet for few months, charges would return to normal 2.34% (approx)

I was loading 20k every month. Is this really possible that it would return to normal charges if I stopped for few months ?

 

[BeingPramod]

Are you transferring wallet to bank heavily? If yes this is bound to happen. It happened to me as well. Just don't transfer wallet to bank for 3 months or so and 2.35% will be back.

Yeah the same amount I was adding 20k per month, transferring to my bank account. So for your case when you stopped transferring back charges back to normal?

 

[kkk]

Yeah the same amount I was adding 20k per month, transferring to my bank account. So for your case when you stopped transferring back charges back to normal?

Yes. You can transfer upto 5k to avoid this. Beyond that if you do transfer then wallet charge increases to 4.35%. It's there in T&C somewhere. Why do you have to bank transfer, just pay credit bill of the same credit card?

 

[saucy]

Keep ss the chat confirmation and speak tomo with cc (don’t chat) and ask to raise service request for complaint and get ref
Further from regd email send to the customer support by writing call ref in subject line explaining the issue with chat cc they will take internal approval and give u 1k rewards

Update - i had already raised a chat request - and it felt like they were already aware and waiting for me to say it -- added the points the very next day

 

[BeingPramod]

Yes. You can transfer upto 5k to avoid this. Beyond that if you do transfer then wallet charge increases to 4.35%. It's there in T&C somewhere. Why do you have to bank transfer, just pay credit bill of the same credit card?

Thanks!! Yes , I will stop this now or will pay the credit bill from wallet balance. I was using my HDFC platinum card for the Bill payment to get 1 % cashback on the credit bill.

 

[kshitij_0]

If Uber stops working then you’ve to pay 1% and take to bank
So always before loading MobiKwik check with small amount whether Uber works

I already knew that it's not working but I was desperate enough to use MRCC card and I thought I'll be able to use somewhere or the other. I didn't know that it's such a waste card/wallet. Gave 1% to withdraw finally.

 

[arko]

How will I spend amex mrcc 1.5 k x4 transaction as amazon not taking credit cards. Any ideas guys ...thinking of closing it maybe as yearly fees is huge. I dont want to pay extra charge for buying vouchers as it defeats the purpose.

 

[Walter White]

How will I spend amex mrcc 1.5 k x4 transaction as amazon not taking credit cards. Any ideas guys ...thinking of closing it maybe as yearly fees is huge. I dont want to pay extra charge for buying vouchers as it defeats the purpose.

Load 4500(1500*3) via Paytm and use it at places where Amex cards are not accepted. Or use that Paytm balance to pay bill of any other CC. Use the remaining 1500 to get gift card. Use that for paying Phone or Broadband bill via Amazon.