Hi Friends,
One of my early posts on this wonderful forum. Thought I'll mention about the Eterna application.
Had applied for the card on Sep 11th (directly from the portal of BoB and not from the (LTF) link provided here in the forum - I incidentally saw the main thread much later). The in-person verification at my office happened almost immediately in the next 3 days. While applying had requested for add-on card too.
The application was under process all this while till 16th Oct. In the interim, I never received any VKYC kind of link or message as outlined in the main thread here. Surprisingly, on 17th Oct, when I checked got a message that card has been approved. It got delivered by Blue Dart on 20th Oct to my address. Total application to card receipt - almost 40 days. (in between I had called BoB customer care only once - but the lady didn't have much idea on application processing - gave some standard answers - so I decided not to further call or even email them)
My salary p.a. exceeds 30L - had submitted only the bank statement credits of the salary (no salary slips or ITR were submitted) since they weren't asked for during the application. I got the primary as well as the add-on card that I had applied for.
The welcome kit doesn't mention the LTF part- mailed them at BoB eterna email last week to politely enquire about the same (since application was Sep whereas approval was in Oct by which time LTF offer wasn't applicable). They have replied that it is an LTF card🙂
Since there is a upcoming devaluation on 15th Nov, thought will use the cards to atleast maximize some benefits before it happens. Purely for the unlimited lounge access (already used both primary and add-on card this week), this is a great card if it is LTF. Even otherwise for other spends if the 5x rewards are applicable for your purchases (post deval), it looks like a good card with the nominal fees of 2.5k. Hope this helps.
Thanks,
VR
