Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[hks789]

@VISHESH_BANSAL @hks789

From your experience over the months can you share which all combinations give points?

As per my reading so far (last few pages), these options do give

Paytm + Visa
Cheq + MC
Mobikwik + MC

Any variant giving points for Cred transactions?

Paytm + Visa (last 6-7months)
Mobikwik + MC (started last month)
gave me points all the time.
It took anywhere between 2 days to 1 week for me to get points

Never tried CheQ + MC

 

[mgforce]

For all guidance in this forum, always take things with a pinch of salt.
It all depends on user account and time of execution.
MCCs, Tricks everything can change overnight.
Test things yourself before spending large amounts

True.

But then typically when I read someone's comment, I do assume it to be coming from that person's own experience.

For last month, I had to do payment anyways and time was less. So went with tested payment 3rd party apps. Rewards are bonus but I am using these transactions for learnings.

But for next month, will plan better.

 

[4uziaul]

Lol - and I thought you are telling from your experience.

Will gain some experience soon after my cards are delivered. 🤣

 

[VISHESH_BANSAL]

A

Will gain some experience soon after my cards are delivered. 🤣

Account opening ka Experience hi heavy driver nikla.😂

 

[4uziaul]

True.

But then typically when I read someone's comment, I do assume it to be coming from that person's own experience.

For last month, I had to do payment anyways and time was less. So went with tested payment 3rd party apps. Rewards are bonus but I am using these transactions for learnings.

But for next month, will plan better.

That's why I recommended, to try it out with a small transaction first. 😉

 

[4uziaul]

A

Account opening ka Experience hi heavy driver nikla.😂

Ek mahina toh lag gaya account kholne main 🤣

 

[logu]

On June 2nd paid cc bill using indusind mc on cheq. As on June 5th haven't received any reward points.
Used to receive points when used mc on cheq till May

 

[Tejo]

On June 2nd paid cc bill using indusind mc on cheq. As on June 5th haven't received any reward points.
Used to receive points when used mc on cheq till May

already I uninstalled, cheq app.

Use mobikwik

 

[brightknight]

After receiving points do report here.

On June 2nd paid cc bill using indusind mc on cheq. As on June 5th haven't received any reward points.
Used to receive points when used mc on cheq till May

f

 

[logu]

already I uninstalled, cheq app.

Use mobikwik

I use cheq only to double dip with Indusind MC and then do rest of bills with mobikwik

 

[xxScriptzxx]

I have still not got points on my visa platinum for last month.

 

[VibrantAnkur]

Points received on MC+Cheq & Paytm+Visa for transactions done on 1st June.

 

[xxScriptzxx]

Points received on MC+Cheq & Paytm+Visa for transactions done on 1st June.

Got for visa signature and mc world, but for visa platinum something is wrong.

 

[VibrantAnkur]

Got for visa signature and mc world, but for visa platinum something is wrong.

I didn't know that we could earn points for Visa Platinum card as well. You can try to escalate it. But until the points get credited, I'd suggest you refrain from using the platinum card.

 

[logu]

After receiving points do report here.

f

Still didn't receive any points for the cheq transaction done with mc world on June 2nd.

 

[logu]

Still didn't receive any points for the cheq transaction done with mc world on June 2nd.

Got it credited today

 

[brightknight]

Got it credited today

Happy to hear it. I am too waiting to get it credited.

 

[xxScriptzxx]

Indusind cards are superb for double dip on paytm cc payments, with CCFLASH100 code. used in two accounts using signature and platinum. Returns are 1050 + 500 / 700 + 500 for 112500 payment

 

[pprakash11]

Indusind cards are superb for double dip on paytm cc payments, with CCFLASH100 code. used in two accounts using signature and platinum. Returns are 1050 + 500 / 700 + 500 for 112500 payment

A/C and Time Specific Code: CCFLASH100
(Only valid for 15 minutes)

 

[brightknight]

A/C and Time Specific Code: CCFLASH100
(Only valid for 15 minutes)

15 mins at what time of the day ?