Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[hks789]

Best is to check monthly Statement received on E-Mail.

Monthly Statement reflects how much you points earned for last month txns Card wise.

IndusInd sends statement after 3-4 weeks .
I do transactions on month start so that there is enough time for them to credit points.

 

[VISHESH_BANSAL]

IndusInd sends statement after 3-4 weeks .
I do transactions on month start so that there is enough time for them to credit points.

Since Account opening date , I am receiving it around 10th of each Month.
Only in One month indus delayed the E-Mail Statement

 

[hks789]

Since Account opening date , I am receiving it around 10th of each Month.
Only in One month indus delayed the E-Mail Statement

You are lucky . The earliest I received was on 10th last october.
After that it is
22, 23, 14, 16, 14, 25, 23

 

[mgforce]

Since Account opening date , I am receiving it around 10th of each Month.
Only in One month indus delayed the E-Mail Statement

@VISHESH_BANSAL @hks789

From your experience over the months can you share which all combinations give points?

As per my reading so far (last few pages), these options do give

Paytm + Visa
Cheq + MC
Mobikwik + MC

Any variant giving points for Cred transactions?

 

[mgforce]

I think it's better to do small transaction first. And I also got the same information from this forum only that others have got points using their Visa card. After I receive my debit card will confirm the same.

Lol - and I thought you are telling from your experience.

 

[VISHESH_BANSAL]

@VISHESH_BANSAL @hks789

From your experience over the months can you share which all combinations give points?

As per my reading so far (last few pages), these options do give

Paytm + Visa
Cheq + MC
Mobikwik + MC

Any variant giving points for Cred transactions?

Cred+Visa only

Mentioned Combinations are also working.

 

[hks789]

Lol - and I thought you are telling from your experience.

For all guidance in this forum, always take things with a pinch of salt.
It all depends on user account and time of execution.
MCCs, Tricks everything can change overnight.
Test things yourself before spending large amounts

 

[hks789]

@VISHESH_BANSAL @hks789

From your experience over the months can you share which all combinations give points?

As per my reading so far (last few pages), these options do give

Paytm + Visa
Cheq + MC
Mobikwik + MC

Any variant giving points for Cred transactions?

Paytm + Visa (last 6-7months)
Mobikwik + MC (started last month)
gave me points all the time.
It took anywhere between 2 days to 1 week for me to get points

Never tried CheQ + MC

 

[mgforce]

For all guidance in this forum, always take things with a pinch of salt.
It all depends on user account and time of execution.
MCCs, Tricks everything can change overnight.
Test things yourself before spending large amounts

True.

But then typically when I read someone's comment, I do assume it to be coming from that person's own experience.

For last month, I had to do payment anyways and time was less. So went with tested payment 3rd party apps. Rewards are bonus but I am using these transactions for learnings.

But for next month, will plan better.

 

[4uziaul]

Lol - and I thought you are telling from your experience.

Will gain some experience soon after my cards are delivered.

 

[VISHESH_BANSAL]

A

Will gain some experience soon after my cards are delivered.

Account opening ka Experience hi heavy driver nikla.

 

[4uziaul]

True.

But then typically when I read someone's comment, I do assume it to be coming from that person's own experience.

For last month, I had to do payment anyways and time was less. So went with tested payment 3rd party apps. Rewards are bonus but I am using these transactions for learnings.

But for next month, will plan better.

That's why I recommended, to try it out with a small transaction first.

 

[4uziaul]

A

Account opening ka Experience hi heavy driver nikla.

Ek mahina toh lag gaya account kholne main

 

[logu]

On June 2nd paid cc bill using indusind mc on cheq. As on June 5th haven't received any reward points.
Used to receive points when used mc on cheq till May

 

[Tejo]

On June 2nd paid cc bill using indusind mc on cheq. As on June 5th haven't received any reward points.
Used to receive points when used mc on cheq till May

already I uninstalled, cheq app.

Use mobikwik

 

[brightknight]

After receiving points do report here.

On June 2nd paid cc bill using indusind mc on cheq. As on June 5th haven't received any reward points.
Used to receive points when used mc on cheq till May

f

 

[logu]

already I uninstalled, cheq app.

Use mobikwik

I use cheq only to double dip with Indusind MC and then do rest of bills with mobikwik

 

[xxScriptzxx]

I have still not got points on my visa platinum for last month.

 

[VibrantAnkur]

Points received on MC+Cheq & Paytm+Visa for transactions done on 1st June.

 

[xxScriptzxx]

Points received on MC+Cheq & Paytm+Visa for transactions done on 1st June.

Got for visa signature and mc world, but for visa platinum something is wrong.