Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[VibrantAnkur]

Got for visa signature and mc world, but for visa platinum something is wrong.

I didn't know that we could earn points for Visa Platinum card as well. You can try to escalate it. But until the points get credited, I'd suggest you refrain from using the platinum card.

 

[logu]

After receiving points do report here.

f

Still didn't receive any points for the cheq transaction done with mc world on June 2nd.

 

[logu]

Still didn't receive any points for the cheq transaction done with mc world on June 2nd.

Got it credited today

 

[brightknight]

Got it credited today

Happy to hear it. I am too waiting to get it credited.

 

[xxScriptzxx]

Indusind cards are superb for double dip on paytm cc payments, with CCFLASH100 code. used in two accounts using signature and platinum. Returns are 1050 + 500 / 700 + 500 for 112500 payment

 

[pprakash11]

Indusind cards are superb for double dip on paytm cc payments, with CCFLASH100 code. used in two accounts using signature and platinum. Returns are 1050 + 500 / 700 + 500 for 112500 payment

A/C and Time Specific Code: CCFLASH100
(Only valid for 15 minutes)

 

[brightknight]

A/C and Time Specific Code: CCFLASH100
(Only valid for 15 minutes)

15 mins at what time of the day ?

 

[xxScriptzxx]

A/C and Time Specific Code: CCFLASH100
(Only valid for 15 minutes)

Yes. I am short of indusind card and still have more paytm account with CCFLASH100 active.

 

[pprakash11]

It comes as a popup notification any time of the day from paytm

15 mins at what time of the day ?

 

[xxScriptzxx]

It comes as a popup notification any time of the day from paytm

Trick to make it available anytime, just apply the code, go to payment page and cancel the transaction. You will get the code notification in 15 mins

 

[4uziaul]

Trick to make it available anytime, just apply the code, go to payment page and cancel the transaction. You will get the code notification in 15 mins

You can't apply the code and go to the payment page at the same time because the code is not applicable to you 😜. If it were applicable, why wait? 😂

 

[xxScriptzxx]

You can't apply the code and go to the payment page at the same time because the code is not applicable to you 😜. If it were applicable, why wait? 😂

Apply the code, it would say not applicable. Skip it, proceed to payment, use upi and skip the payment on the upi app. Come back, cancel the order. If you are lucky, you will get the notification

 

[4uziaul]

Apply the code, it would say not applicable. Skip it, proceed to payment, use upi and skip the payment on the upi app. Come back, cancel the order. If you are lucky, you will get the notification

Now you have shared the proper steps 😁👍🙏

 

[hellobois]

Indusind cards are superb for double dip on paytm cc payments, with CCFLASH100 code. used in two accounts using signature and platinum. Returns are 1050 + 500 / 700 + 500 for 112500 payment

Minimum amount of bill for this code?

 

[4uziaul]

Minimum amount of bill for this code?

15000

 

[xxScriptzxx]

15000

Got in one more account. But no indusind card. Any other card which gives cashback ?

 

[4uziaul]

Got in one more account. But no indusind card. Any other card which gives cashback ?

RBL Signature+ card you can try

 

[xxScriptzxx]

RBL Signature+ card you can try

Sab use ho gaya es month kha, fi, rbl and indusind. Free 500 hai rotate hi kar deta hu tata neu sai via fi bank

 

[Rohan]

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

Should we spend 1L at once or 10K and above separately will be fine for Indus select DC?

 

[logu]

Should we spend 1L at once or 10K and above separately will be fine for Indus select DC?

You can do separately.