Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[mgforce]

It still won't let you do repeated 20k for same card. It will let you 20k for different cards. After which it will spit out an error saying "repeated payment amount not allowed" or something.

No. It does allow. I did 19K*4 transactions today from same card

 

[mgforce]

Sure. Do you have any other scripts running?

If not --->Starting Point

[Axis] Automatic credit card transaction and rewards tracker

TLDR – Every hour all credit card transactions are automatically fetched from your email Transactions are added to google sheet Expected default rewards generated and milestones achievement calculated The emails processed are labeled so that there no duplicate transactions Project moved here ...

www.technofino.in

I got that up and running but it is for Axis and I don't have Magnus etc.

Anywhere I can copy your modifications for Indus Debit Cards?

 

[hks789]

I got that up and running but it is for Axis and I don't have Magnus etc.

Anywhere I can copy your modifications for Indus Debit Cards?

I will add comments to the original thread with my implementations this weekend

 

[mgforce]

I will add comments to the original thread with my implementations this weekend

Yes - that will be helpful to all

 

[Surajsk0000]

Nope. Redeemed 2700 points, got 945rs
1RP - 0.35r

After transaction how much time take to get credited for reward points?

 

[Rohan]

Thinking to open savings account with indus. I can maintain up to 75K AMB. Which variant should I open and can I get same benefits? with that account debit card.

 

[4uziaul]

Thinking to open savings account with indus. I can maintain up to 75K AMB. Which variant should I open and can I get same benefits? with that account debit card.

Go for Select account and don't open it online, better to open it with your nearest branch. You will get almost similar benefits like Exclusive account.

 

[mojo_jojo123]

I did a transaction in visa and MC on 29th April. Got it in MC but not in Visa yet. MobiKwik + MC and Paytm + Visa.

paytm + visa finally gave reward or not ? which one is safest . .paytm + indusind visa select or paytm + indusind mastercard to get reward

 

[hks789]

paytm + visa finally gave reward or not ? which one is safest . .paytm + indusind visa select or paytm + indusind mastercard to get reward

You will only get points for MC cards on mobikwik or cheq

 

[4uziaul]

paytm + visa finally gave reward or not ? which one is safest . .paytm + indusind visa select or paytm + indusind mastercard to get reward

MasterCard doesn't work on Paytm.

MC and Visa both works on Mobikwik

 

[mojo_jojo123]

MasterCard doesn't work on Paytm.

MC and Visa both works on Mobikwik

so visa + paytm will get points ?

 

[mojo_jojo123]

s

You will only get points for MC cards on mobikwik or cheq

so no points on paytm ?

 

[hks789]

so visa + paytm will get points ?

So far I received everytime

 

[4uziaul]

so visa + paytm will get points ?

It works, but then few have said they didn't get anything. So try with a small transaction.

 

[mgforce]

You will only get points for MC cards on mobikwik or cheq

Indeed, I used your script to cross-check and see that for Visa Infinite Card used on Mobikwik - no points credited.

But is that basis some exclusion anywhere? Worth taking it up with Customer Care over email?

MasterCard doesn't work on Paytm.

MC and Visa both works on Mobikwik

For me, with Visa on Mobikwik - no points credited.

 

[Venky]

Recently paid a bill of 74k for the Magnus via HDFC billpay and it settled in 2 days. Did they improve the settlement time or something?

 

[hks789]

Indeed, I used your script to cross-check and see that for Visa Infinite Card used on Mobikwik - no points credited.

But is that basis some exclusion anywhere? Worth taking it up with Customer Care over email?

For me, with Visa on Mobikwik - no points credited.

Points you see on the sheet is based on the eligibility flag in rewards sheet. If it is Y it will count, if it N it wont.
There is no way to know actual individual points. I check them towards the month end to cross check based on total spend vs total points credited.
FYI I only have cc bill payments with my indus cards

Script also wont track atm withdrawals

 

[mgforce]

Points you see on the sheet is based on the eligibility flag in rewards sheet. If it is Y it will count, if it N it wont.
There is no way to know actual individual points. I check them towards the month end to cross check based on total spend vs total points credited.
FYI I only have cc bill payments with my indus cards

Script also wont track atm withdrawals

I don't have any "rewards sheet". I just used the custom function to calculate on cumulative spends.

Yes - my use case is also CC Bill payment for these cards.

Other usage is via UPI transactions.

 

[4uziaul]

Indeed, I used your script to cross-check and see that for Visa Infinite Card used on Mobikwik - no points credited.

But is that basis some exclusion anywhere? Worth taking it up with Customer Care over email?

For me, with Visa on Mobikwik - no points credited.

I think it's better to do small transaction first. And I also got the same information from this forum only that others have got points using their Visa card. After I receive my debit card will confirm the same.

 

[VISHESH_BANSAL]

Points you see on the sheet is based on the eligibility flag in rewards sheet. If it is Y it will count, if it N it wont.
There is no way to know actual individual points. I check them towards the month end to cross check based on total spend vs total points credited.
FYI I only have cc bill payments with my indus cards

Script also wont track atm withdrawals

Best is to check monthly Statement received on E-Mail.

Monthly Statement reflects how much points you earned for last month txns Card wise.