Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Ankur dhanda]

What

as per hysteriadoc he got points for paytm also

please ask him to share with me also if he got, I didn’t get since months.

 

[Ankur dhanda]

is there a way to know the RPs earned againt particular transaction? like a statement for debit card also?

No they’ll just show the total points earned in your monthly statement you receive on mail or can check points status on app.

 

[4uziaul]

as per hysteriadoc he got points for paytm also

So far, what I have gathered from this thread is that Visa on Paytm is hit or miss, better use Visa or MasterCard on Mobikwik.

 

[sam4]

why no body is talking about union bank visa signature debit card which offers 1% cb effectively without monthly cap.
Is there any catch that I am missing or its just not lucrative enough for our community?

 

[VijayflyRaven]

as per hysteriadoc he got points for paytm also

It is hit or miss. I did not get it for last transaction on Visa.

 

[VijayflyRaven]

why no body is talking about union bank visa signature debit card which offers 1% cb effectively without monthly cap.
Is there any catch that I am missing or its just not lucrative enough for our community?

Two issues.

1) Needs minimum balance of 1 lakh to get signature card out of box. Only this will get us 1%. Others are 0.25%.
2) If we get a basic account and later ask for paid signature card, loyalty system goes out of sync and we get zero rewards.

 

[mojo_jojo123]

Two issues.

1) Needs minimum balance of 1 lakh to get signature card out of box. Only this will get us 1%. Others are 0.25%.
2) If we get a basic account and later ask for paid signature card, loyalty system goes out of sync and we get zero rewards.

+ its a PSU bank may be ? so no one is interested much

 

[CardSeeker]

Two issues.

1) Needs minimum balance of 1 lakh to get signature card out of box. Only this will get us 1%. Others are 0.25%.
2) If we get a basic account and later ask for paid signature card, loyalty system goes out of sync and we get zero rewards.

Normal Platinum Dc Users Gets How Much?

 

[VijayflyRaven]

Normal Platinum Dc Users Gets How Much?

0.25%

 

[sam4]

0.25%

Cant we open 1 lakh accouand and later downgrade it to normal account?
If anyone has experience with union bank reward please share.

 

[4uziaul]

Cant we open 1 lakh accouand and later downgrade it to normal account?
If anyone has experience with union bank reward please share.

Read this

Post in thread 'Best Way to pay Credit Card Bill 0.93%- 1% reward (IndusInd- 0.93% and HDFC- 1%) Debit Card' https://www.technofino.in/community...d-0-93-and-hdfc-1-debit-card.4373/post-210137

 

[CardSeeker]

Two issues.

1) Needs minimum balance of 1 lakh to get signature card out of box. Only this will get us 1%. Others are 0.25%.
2) If we get a basic account and later ask for paid signature card, loyalty system goes out of sync and we get zero rewards.

I Have Platinum DC Still Unable To Register To Union Rewardz

 

[sam4]

Read this

Post in thread 'Best Way to pay Credit Card Bill 0.93%- 1% reward (IndusInd- 0.93% and HDFC- 1%) Debit Card' https://www.technofino.in/community...d-0-93-and-hdfc-1-debit-card.4373/post-210137

I am asking reverse of this. First get HNI ac with outof box signature card then downgrade ac to normal savings ac.

 

[4uziaul]

I am asking reverse of this. First get HNI ac with outof box signature card then downgrade ac to normal savings ac.

Same result.

 

[faltooAdmi]

We can't pay HDFC cc bill through HDFC billpay using platinum debit card, right ?
Then whats the best way to earn that 750 cashback for HDFC Credit card bill payments ?

 

[4uziaul]

We can't pay HDFC cc bill through HDFC billpay using platinum debit card, right ?
Then whats the best way to earn that 750 cashback for HDFC Credit card bill payments ?

Use Mobikwik to earn CB.

 

[faltooAdmi]

Use Mobikwik to earn CB.

Mobikwik charges anything to pay CC bills ?

Also on mobikwik, I have to pay using my platinum debit card or any method would work ?

 

[4uziaul]

Mobikwik charges anything to pay CC bills ?

Also on mobikwik, I have to pay using my platinum debit card or any method would work ?

No charges if you use debit card. There are other bank debit cards like IndusInd, RBL and few more that works with Mobikwik.

 

[faltooAdmi]

No charges if you use debit card. There are other bank debit cards like IndusInd, RBL and few more that works with Mobikwik.

Is there any limit to cashback earned ?

 

[4uziaul]

Is there any limit to cashback earned ?

For Indus it's 1050
RBL 1000
HDFC 750