Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[ksen13]

Has anyone redeemed indusInd points recently. On mobile app, It is taking too much time to load every single page, most of times it gets stuck on one of the pages. A couple of time it went forward, on the final page, when I entered the OTP sent, it says wrong OTP even though it is correct. Had this issue couple of times. Has anyone else faced this?
Also, on net banking website, I am not able to login via notification way cause it is not sending any notification to my phone. And when I logged in using password, I can't even click on 'Cards' Link, it is greyed out. So not sure how am I supposed to redeem the points.

Call customer care and tell them to redeem

 

[prash1161]

Can maintain upto 2l man.
Need 0 forex charges on online transaction
And good offers
Lounge access doesn't matters.
Please suggest good bank account.

 

[pothi]

Consider updating the title of the post to something like 'which bank account for upto 2L min bal and for 0 forex' or similar to attract more views. Most generic questions are already answered. So, the current title may not attract more views from experienced people.

Btw, since I never maintained even 1L in any SB account, I don't know what to recommend. My expenses are low and have always put the extra money into (short-term) FD.

 

[Cc_creditguy]

Can maintain upto 2l man.
Need 0 forex charges on online transaction
And good offers
Lounge access doesn't matters.
Please suggest good bank account.

Indus exclusive get an pinnacle card and it's act as 0 amb and u also have 0 markup fee in exclusive account

 

[prash1161]

Indus exclusive get an pinnacle card and it's act as 0 amb and u also have 0 markup fee in exclusive account

I am currently 19 , i don't think so I can get credit card.

 

[prash1161]

Consider updating the title of the post to something like 'which bank account for upto 2L min bal and for 0 forex' or similar to attract more views. Most generic questions are already answered. So, the current title may not attract more views from experienced people.

Btw, since I never maintained even 1L in any SB account, I don't know what to recommend. My expenses are low and have always put the extra money into (short-term) FD.

Sometimes I need money then I have close fd and it eventually ends less intrest than savings account. Above 1l is 5% and fd 7.5-8%

 

[pprakash11]

Has anyone redeemed indusInd points recently. On mobile app, It is taking too much time to load every single page, most of times it gets stuck on one of the pages. A couple of time it went forward, on the final page, when I entered the OTP sent, it says wrong OTP even though it is correct. Had this issue couple of times. Has anyone else faced this?
Also, on net banking website, I am not able to login via notification way cause it is not sending any notification to my phone. And when I logged in using password, I can't even click on 'Cards' Link, it is greyed out. So not sure how am I supposed to redeem the points.

Just login to Internet Banking and redeem within 1 min.

 

[pothi]

I am currently 19 , i don't think so I can get credit card.

Did you read this thread?

Banks that give Unsecured cards to people with 18+ age

As per my current knowledge the following banks give unsecured cards to people with a minimum age of 18 ( banks that have mentioned such eligibility directly on their websites) 1. Axis Bank 2. Union Bank 3. Indian Bank 4. American Express 5. HDFC bank (with account) Kindly reply with name of...

www.technofino.in

 

[Cc_creditguy]

I am currently 19 , i don't think so I can get credit card.

Yeaa then go for HDFC or axis

 

[Predator]

Indus Ind Account
you will get BB and BMS offers

 

[CardGame]

HDFC Easyshop platinum debit card does not give cashback on credit card bill payment anymore. FYI.

It's too soon to come to conclusion just because you did not get points in 3 or 4 working days. Let's wait for 1 more week.

 

[samm255]

HDFC Easyshop platinum debit card does not give cashback on credit card bill payment anymore. FYI.

Do not mislead others like this unless you are 100% sure.

 

[prash1161]

Did you read this thread?

Banks that give Unsecured cards to people with 18+ age

As per my current knowledge the following banks give unsecured cards to people with a minimum age of 18 ( banks that have mentioned such eligibility directly on their websites) 1. Axis Bank 2. Union Bank 3. Indian Bank 4. American Express 5. HDFC bank (with account) Kindly reply with name of...

www.technofino.in

Bro, i don't want to spend that much money. Don't want any liability. I just want to spend money I have. No credit cards.

 

[prash1161]

Yeaa then go for HDFC or axis

Which account category? They charge forex charges to I guess

 

[prash1161]

Indus Ind Account
you will get BB and BMS offers

Indus Exclusive account?

 

[hks789]

I am currently 19 , i don't think so I can get credit card.

If you can maintain 2L there is no need for pinnacle cc.
Exclusive account without addon accounts only need 1L mab.
With family addon accounts it is 2L mab

 

[prash1161]

If you can maintain 2L there is no need for pinnacle cc.
Exclusive account without addon accounts only need 1L mab.
With family addon accounts it is 2L mab

Is it worth to maintain 1l in indus bank ? Or any bank providing better deal?

 

[Cc_creditguy]

Which account category? They charge forex charges to I guess

Yeaa sry bro I forgot it then go for indus exclusive then

 

[Cc_creditguy]

Is it worth to maintain 1l in indus bank ? Or any bank providing better deal?

If you looking for zero forex markup then indusind is my suggestion but there may be some other bank , but if you want credit card then hdfc is the best one

 

[prash1161]

If you looking for zero forex markup then indusind is my suggestion but there may be some other bank , but if you want credit card then hdfc is the best one

I saw there's no option to open online. Only offline option?