Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Cebu]

Paytm - 2.5%

Mobikwik - 1%

No guarantees for the future. 🤭

So then HDFC Billpay is the best way to get guarantee 1% on Millenia dc ?

 

[Cebu]

If someone tried Cred in Jan and received points please do let me know

 

[4uziaul]

So then HDFC Billpay is the best way to get guarantee 1% on Millenia dc ?

2.5% through HDFC Billpay

 

[JimCarrey]

I made a transaction in CRED on 12th Jan through Indusind Visa platinum DC and got points credited on 14th Jan. And paid through visa signature select in Paytm on 13th Jan and got points on 16th Jan. So, both cred and paytm platforms are working for visa platinum and signature. Confirmed.

Thanks for the update, seems Indus is now becoming total hit / miss. I still didn't get points for dec txn on cred.

Similarly I did 2 txns on paytm for cc bill payment using same indus visa DC. Same day 18 Jan . I received for one and didn't for the other. Strange very strange.

 

[Trust Me]

Does HDFC BillPay (and applicable rules) allow CC payment where the bill is not yet generated (although it should have been, -- think Axis, who else), but the amount is known?

 

[CardGame]

Does HDFC BillPay (and applicable rules) allow CC payment where the bill is not yet generated (although it should have been, -- think Axis, who else), but the amount is known?

Yes, they do except for few BBPS banks

 

[Trust Me]

Yes, they do except for few BBPS banks

Which ones? (I take it that pre-bill-generation payments to Axis CCs would be allowed, since I specifically mentioned them).

 

[CardGame]

Which ones? (I take it that pre-bill-generation payments to Axis CCs would be allowed, since I specifically mentioned them).

I use it for ICICI & Axis mostly. But there are more definitely which others can add based on their experience.

 

[pranavcool]

Paytm - 2.5%

Mobikwik - 1%

No guarantees for the future. 🤭

Paytm wallet is the mcc name so its 1% right not 2.5%

 

[NShah]

Paytm wallet is the mcc name so its 1% right not 2.5%

Pay CC bill directly through Paytm you will get different mcc other than wallet

 

[pranavcool]

I was just trying to pay one card bill on cheq with my indusMC, but I don’t see any debit card option. Am I missing something??

Whats benefits for cheq now

 

[pranavcool]

Pay CC bill directly through Paytm you will get different mcc other than wallet

But MasterCard dc not allowed right?

 

[pranavcool]

Hdfc plat dc + Paytm, anyone got 1% ?

 

[NShah]

Hdfc plat dc + Paytm, anyone got 1% ?

No
Use hdfc bill payment portal

 

[MrJJ]

I am not able to pay credit card bills on hdfc portal or app using my easyshop platinum DC. I have already added axis and icici credit cards few months ago and are active. Everytime I am getting payment failed error even with Rs 1 payment.

Try on Desktop site (netbanking), app facing problems sometime.

 

[pranavcool]

No
Use hdfc bill payment portal

I need to pay for hdfc cc so no good option it seems for plat dc , already utilised milinea dc

 

[NShah]

I need to pay for hdfc cc so no good option it seems for plat dc , already utilised milinea dc

Use other banks rewarding dc

 

[MrJJ]

I need to pay for hdfc cc so no good option it seems for plat dc , already utilised milinea dc

Freecharge working but have to make payments in 1Ks or it will add convenience fee.

 

[SonyTom]

I

Paytm - 2.5%

Mobikwik - 1%

No guarantees for the future. 🤭

Could you please tell the reason why Millennia debit card gives 2.5% on bill payment through Paytm

 

[4uziaul]

I

Could you please tell the reason why Millennia debit card gives 2.5% on bill payment through Paytm

Because the MCC is not wallet. 😁