Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[MS R]

the points credition date is considered not the txn date
any txn done in previous month and if point credit this month that means you used this month quota not previous month.

which platform gives reward points by paying credit card bills via indusind selct debit card??

cred/ cheq/ paytm/ mobiqwik or any other platform plz mention

thanks

 

[Deathsnatcher]

which platform gives reward points by paying credit card bills via indusind selct debit card??

cred/ cheq/ paytm/ mobiqwik or any other platform plz mention

thanks

paytm-select visa
park+- select mc

 

[MS R]

paytm-select visa
park+- select mc

thank you very much for the response bro . i have recently got select visa signature debit card

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
is above spend criteria still in place or any change

lastly when does reward points credit after bill payment??

 

[Iam₹K$]

thank you very much for the response bro . i have recently got select visa signature debit card

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
is above spend criteria still in place or any change

lastly when does reward points credit after bill payment??

3-5 working days

 

[Deathsnatcher]

thank you very much for the response bro . i have recently got select visa signature debit card

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
is above spend criteria still in place or any change

lastly when does reward points credit after bill payment??

depends on indus ind mood when they wish to credit
usually takes a 5-7 working days but sometimes longer lol

 

[MS R]

depends on indus ind mood when they wish to credit
usually takes a 5-7 working days but sometimes longer lol

Spend 112.5k (Max) - 0.93% - Rs 1050 ?

does this still hold true ??

 

[MS R]

depends on indus ind mood when they wish to credit
usually takes a 5-7 working days but sometimes longer lol

Spend 112.5k (Max) - 0.93% - Rs 1050 ?

does this still hold true ??

 

[Deathsnatcher]

Spend 112.5k (Max) - 0.93% - Rs 1050 ?

does this still hold true ??

Yes hold tooo true to believe

 

[Das.N]

I paid my HDFC credit card bill on PayZapp using my HDFC EasyShop Platinum debit card two days ago. And guess what? I do see that they rewarded cashback for it! Temporary glitch, I guess?

Do try it out with a small amount to check.

I paid HDFC credit card bill on payzapp but the problem is, the transaction is not settled yet. It's 4 working days have passed today. And the due date is tomorrow. So I am in a tension, if HDFC charges interest on my amount. For 36K payment, 27 was paid before and settled on time but the last 9K is stuck.

 

[brightknight]

paytm-select visa
park+- select mc

cheq not giving RPs?

 

[Deathsnatcher]

cheq not giving RPs?

go with setups which are giving for now and confirmed
you can do cheq payment with mc and update here if it gives rp i will start telling others to use cheq also XD

 

[MS R]

I paid my HDFC credit card bill on PayZapp using my HDFC EasyShop Platinum debit card two days ago. And guess what? I do see that they rewarded cashback for it! Temporary glitch, I guess?

Do try it out with a small amount to check.

good to hear..
is the payment to card instant??

 

[mojo_jojo123]

go with setups which are giving for now and confirmed
you can do cheq payment with mc and update here if it gives rp i will start telling others to use cheq also XD

cheq is 50% , 50% .. i did using 2 account .. one account gave reward another didn't

 

[brightknight]

cheq is 50% , 50% .. i did using 2 account .. one account gave reward another didn't

remember merchant name?

 

[mojo_jojo123]

remember merchant name?

both were exactly the same

 

[sm9811911]

good to hear..
is the payment to card instant??

Read the 4 or 5th post before yours. Haven't credited payment in 4 working days. Also this payzapp route for 1% cb only 1 person has mentioned. Try at your own risk

 

[S.B.N.B]

Paytm me page error aa raha.. indus dc se pay karne par.. anyone else tried?

 

[Anil_Singh]

Paytm me page error aa raha.. indus dc se pay karne par.. anyone else tried?

 

[JimCarrey]

The 6X Rewards Structure calculations for indusind debit cards is on spends in a month? or any other random cycle.

 

[Deathsnatcher]

The 6X Rewards Structure calculations for indusind debit cards is on spends in a month? or any other random cycle.

in a month it is based.