Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Digitalguy]

Some users reported that they didn't get points on Indus visa signature DC for paytm trxn.

Any other options to pay credit card bill and earn rewards?

 

[pprakash11]

Some users reported that they didn't get points on Indus visa signature DC for paytm trxn.

Any other options to pay credit card bill and earn rewards?

IndusInd has become "Trial & Error" lately.

 

[4uziaul]

For joint account, i need to maintain MAB right?

Depends on the account variant.

 

[Ram1]

Depends on the account variant.

Min by min 10k right?

 

[4uziaul]

Min by min 10k right?

Y e s

 

[Ram1]

Y e s

Oh waste bro.
I talked to Rm, she said she's not getting that debit card option in her system, so gave 2 options
1. Manual application through form. Not sure it will be approved though.
2. Joint account

 

[4uziaul]

Oh waste bro.
I talked to Rm, she said she's not getting that debit card option in her system, so gave 2 options
1. Manual application through form. Not sure it will be approved though.
2. Joint account

Go with the joint account, if you really want this card.

 

[Cardfan]

Does the RBI ban on Paytm affect credit card bill payments ? If yes, then it's big setback for indusind debit card users

 

[NShah]

Does the RBI ban on Paytm affect credit card bill payments ? If yes, then it's big setback for indusind debit card usersView attachment 41795

N o o 🤔

 

[VISHESH_BANSAL]

N o o 🤔

May be Yes.

If Paytm will complete tie Up with any Other Bank for Nodal Account Facilty on time then Bill Paymnets Facility and their Gateway Businesses will Work as Usual.

Otherwise Halted till they Complete the tieup with any Other Bank for Nodal Account Facilty.

Remeber Phonepe when Yes Bank Faced Similar Trouble

 

[Iam₹K$]

May be Yes.

If Paytm will complete tie Up with any Other Bank for Nodal Account Facilty on time then Bill Paymnets Facility and their Gateway Businesses will Work as Usual.

Otherwise Halted till they Complete the tieup with any Other Bank for Nodal Account Facilty.

Remeber Phonepe when Yes Bank Faced Similar Trouble

What will happen to FDs which are done by indusind through Paytm bank?

 

[VISHESH_BANSAL]

What will happen to FDs which are done by indusind through Paytm bank?

We do not know Till when restrictions will be there, so it is up to you either to Break it and Transfer it before 29th feb or Keep it as it is and you will be able to withdraw after 29th only when restrictions will be removed.

If you try to Break FD after 29th Feb, techically this is not possible since Credit to Savings Account is halted, only debit is allowed up to existing Balance

@shutapdiya for your reference too

 

[shutapdiya]

We do not know Till when restrictions will be there, so it is up to you either to Break it and Transfer it before 29th feb or Keep it as it is and you will be able to withdraw after 29th only when restrictions will be removed.

If you try to Break FD after 29th Feb, techically this is not possible since Credit to Savings Account is halted, only debit is allowed up to existing Balance

@shutapdiya for your reference too

Mai to nikal leta Dada, choti hi amount hai aur Dad ko bhi tension nahi...

 

[nivek]

Which all bill payment platforms give sure shot rewards other than park+ for any of Visa/MC variants?

 

[Anil_Singh]

I need to pay 30k+ onecard bill tomorrow. Best platform for Indus DCs?

 

[Anil_Singh]

Points per month limit is considered based on points credit date or transaction date?

Lets say, if I do a txn on 28th of this month and points for 28th txn will be credited on 1st of next month, then those points will be considered for month limit for next month or current month?

If points per month limit is considered based on points credit date then paytm is still giving points for visa debit cards.

I did a txn of 90k on 1st Jan and got points on 4th Jan. But before that, I did txns of 15k and 25k on 30th Dec and got points on 2nd Jan. So, if txn date is not considered then I got 3k points for Jan. So, paytm is still giving points for visa debit cards.

 

[Deathsnatcher]

Points per month limit is considered based on points credit date or transaction date?

Lets say, if I do a txn on 28th of this month and points for 28th txn will be credited on 1st of next month, then those points will be considered for month limit for next month or current month?

If points per month limit is considered based on points credit date then paytm is still giving points for visa debit cards.

I did a txn of 90k on 1st Jan and got points on 4th Jan. But before that, I did txns of 15k and 25k on 30th Dec and got points on 2nd Jan. So, if txn date is not considered then I got 3k points for Jan. So, paytm is still giving points for visa debit cards.

the points credition date is considered not the txn date
any txn done in previous month and if point credit this month that means you used this month quota not previous month.

 

[Anil_Singh]

the points credition date is considered not the txn date
any txn done in previous month and if point credit this month that means you used this month quota not previous month.

Itna bada sadma laga hai na bro.. I could have literally paid 40k worth bills using sbi dc and got .25% but choose indus.. pata nahi tha 😭😭

 

[Deathsnatcher]

Itna bada sadma laga hai na bro.. I could have literally paid 40k worth bills using sbi dc and got .25% but choose indus.. pata nahi tha 😭😭

i can understand should have read this thread or asked earlier.

 

[Anil_Singh]

i can understand should have read this thread or asked earlier.

Padha bro.. par dhyaan se nahi padha 😅