Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Cardfan]

Does the RBI ban on Paytm affect credit card bill payments ? If yes, then it's big setback for indusind debit card users

 

[NShah]

Does the RBI ban on Paytm affect credit card bill payments ? If yes, then it's big setback for indusind debit card usersView attachment 41795

N o o 🤔

 

[VISHESH_BANSAL]

N o o 🤔

May be Yes.

If Paytm will complete tie Up with any Other Bank for Nodal Account Facilty on time then Bill Paymnets Facility and their Gateway Businesses will Work as Usual.

Otherwise Halted till they Complete the tieup with any Other Bank for Nodal Account Facilty.

Remeber Phonepe when Yes Bank Faced Similar Trouble

 

[Iam₹K$]

May be Yes.

If Paytm will complete tie Up with any Other Bank for Nodal Account Facilty on time then Bill Paymnets Facility and their Gateway Businesses will Work as Usual.

Otherwise Halted till they Complete the tieup with any Other Bank for Nodal Account Facilty.

Remeber Phonepe when Yes Bank Faced Similar Trouble

What will happen to FDs which are done by indusind through Paytm bank?

 

[VISHESH_BANSAL]

What will happen to FDs which are done by indusind through Paytm bank?

We do not know Till when restrictions will be there, so it is up to you either to Break it and Transfer it before 29th feb or Keep it as it is and you will be able to withdraw after 29th only when restrictions will be removed.

If you try to Break FD after 29th Feb, techically this is not possible since Credit to Savings Account is halted, only debit is allowed up to existing Balance

@shutapdiya for your reference too

 

[shutapdiya]

We do not know Till when restrictions will be there, so it is up to you either to Break it and Transfer it before 29th feb or Keep it as it is and you will be able to withdraw after 29th only when restrictions will be removed.

If you try to Break FD after 29th Feb, techically this is not possible since Credit to Savings Account is halted, only debit is allowed up to existing Balance

@shutapdiya for your reference too

Mai to nikal leta Dada, choti hi amount hai aur Dad ko bhi tension nahi...

 

[nivek]

Which all bill payment platforms give sure shot rewards other than park+ for any of Visa/MC variants?

 

[Anil_SinghAnil_Singh is verified member.]

I need to pay 30k+ onecard bill tomorrow. Best platform for Indus DCs?

 

[Anil_SinghAnil_Singh is verified member.]

Points per month limit is considered based on points credit date or transaction date?

Lets say, if I do a txn on 28th of this month and points for 28th txn will be credited on 1st of next month, then those points will be considered for month limit for next month or current month?

If points per month limit is considered based on points credit date then paytm is still giving points for visa debit cards.

I did a txn of 90k on 1st Jan and got points on 4th Jan. But before that, I did txns of 15k and 25k on 30th Dec and got points on 2nd Jan. So, if txn date is not considered then I got 3k points for Jan. So, paytm is still giving points for visa debit cards.

 

[Deathsnatcher]

Points per month limit is considered based on points credit date or transaction date?

Lets say, if I do a txn on 28th of this month and points for 28th txn will be credited on 1st of next month, then those points will be considered for month limit for next month or current month?

If points per month limit is considered based on points credit date then paytm is still giving points for visa debit cards.

I did a txn of 90k on 1st Jan and got points on 4th Jan. But before that, I did txns of 15k and 25k on 30th Dec and got points on 2nd Jan. So, if txn date is not considered then I got 3k points for Jan. So, paytm is still giving points for visa debit cards.

the points credition date is considered not the txn date
any txn done in previous month and if point credit this month that means you used this month quota not previous month.

 

[Anil_SinghAnil_Singh is verified member.]

the points credition date is considered not the txn date
any txn done in previous month and if point credit this month that means you used this month quota not previous month.

Itna bada sadma laga hai na bro.. I could have literally paid 40k worth bills using sbi dc and got .25% but choose indus.. pata nahi tha 😭😭

 

[Deathsnatcher]

Itna bada sadma laga hai na bro.. I could have literally paid 40k worth bills using sbi dc and got .25% but choose indus.. pata nahi tha 😭😭

i can understand should have read this thread or asked earlier.

 

[Anil_SinghAnil_Singh is verified member.]

i can understand should have read this thread or asked earlier.

Padha bro.. par dhyaan se nahi padha 😅

 

[MS R]

the points credition date is considered not the txn date
any txn done in previous month and if point credit this month that means you used this month quota not previous month.

which platform gives reward points by paying credit card bills via indusind selct debit card??

cred/ cheq/ paytm/ mobiqwik or any other platform plz mention

thanks

 

[Deathsnatcher]

which platform gives reward points by paying credit card bills via indusind selct debit card??

cred/ cheq/ paytm/ mobiqwik or any other platform plz mention

thanks

paytm-select visa
park+- select mc

 

[MS R]

paytm-select visa
park+- select mc

thank you very much for the response bro . i have recently got select visa signature debit card

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
is above spend criteria still in place or any change

lastly when does reward points credit after bill payment??

 

[Iam₹K$]

thank you very much for the response bro . i have recently got select visa signature debit card

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
is above spend criteria still in place or any change

lastly when does reward points credit after bill payment??

3-5 working days

 

[Deathsnatcher]

thank you very much for the response bro . i have recently got select visa signature debit card

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
is above spend criteria still in place or any change

lastly when does reward points credit after bill payment??

depends on indus ind mood when they wish to credit
usually takes a 5-7 working days but sometimes longer lol

 

[MS R]

depends on indus ind mood when they wish to credit
usually takes a 5-7 working days but sometimes longer lol

Spend 112.5k (Max) - 0.93% - Rs 1050 ?

does this still hold true ??

 

[MS R]

depends on indus ind mood when they wish to credit
usually takes a 5-7 working days but sometimes longer lol

Spend 112.5k (Max) - 0.93% - Rs 1050 ?

does this still hold true ??