Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[kshitij_0]

Same. I'll go with Cheq/Park+ now
Paid some using CRED for VISA not sure if I'll get points

Even Cheq is giving sure shot points?
Which cards are working in both apps?

 

[Deleted member 11974]

many threads on this
kindly check the forum before creating a new thread

 

[KingAAR]

Need to make a 2 lac+ cc payment on 12

Other than 1% cb on esp on hdfc billpay

What other options do I have to get some cashback?

Does amex accept split up payments?

So can I pay upto 75000 on hdfc bill pay ?
Then how to pay rest 150000+ for cashback?

Experienced technofreaks please guide

ITD will be after you if you pay 2Lakh from single PAN or so, beware of that and plan accordingly.... not sure but someone correct me if I am wrong

 

[MangoRush]

Even Cheq is giving sure shot points?
Which cards are working in both apps?

Cheq used to work for MC. Have paid 50k, waiting for points. Maybe by next week we'll know

 

[Tay]

ITD will be after you if you pay 2Lakh from single PAN or so, beware of that and plan accordingly.... not sure but someone correct me if I am wrong

If the declared income is more than the expense there shouldn't be anything to worry about

 

[sm9811911]

Read this :
Post in thread 'Best method to pay Credit Card bills from debit cards and other credit cards (updated periodically).'
https://www.technofino.in/community...-cards-updated-periodically.16792/post-392998

 

[sm9811911]

ITD will be after you if you pay 2Lakh from single PAN or so, beware of that and plan accordingly.... not sure but someone correct me if I am wrong

10L cc usage or 1or2L amount paid to cc bills by cash. Those are the threshold for reporting by banks.

 

[sm9811911]

Need to make a 2 lac+ cc payment on 12

Other than 1% cb on esp on hdfc billpay

What other options do I have to get some cashback?

Does amex accept split up payments?

So can I pay upto 75000 on hdfc bill pay ?
Then how to pay rest 150000+ for cashback?

Experienced technofreaks please guide

Amex accepts split payments. Think all banks do

 

[Pankhuri]

Read this :
Post in thread 'Best method to pay Credit Card bills from debit cards and other credit cards (updated periodically).'
https://www.technofino.in/community...-cards-updated-periodically.16792/post-392998

any particular reason for this error? Which group I need to be part of to gain access to this ?

 

[gambit]

Read this :
Post in thread 'Best method to pay Credit Card bills from debit cards and other credit cards (updated periodically).'
https://www.technofino.in/community...-cards-updated-periodically.16792/post-392998

This link does not work for me, is it restricted to some specific group/members?

 

[Deleted member 11974]

1)RBL signature + dc:

2) HDFC PLATINUM debit card:

3) HDFC Millennia debit card.

4) Indusind exclusive or select

5) FI money.

6) IDFC Debit cards:

 

[sm9811911]

View attachment 42514

any particular reason for this error? Which group I need to be part of to gain access to this ?

This link does not work for me, is it restricted to some specific group/members?

My bad. Yes that's in a secret group. But mostly every dc gives.points. See the summary list here:

1)RBL signature + dc:

2) HDFC PLATINUM debit card:

3) HDFC Millennia debit card.

4) Indusind exclusive or select

5) FI money.

6) IDFC Debit cards:

 

[VasukiVasuki is verified member.]

Read this :
Post in thread 'Best method to pay Credit Card bills from debit cards and other credit cards (updated periodically).'
https://www.technofino.in/community...-cards-updated-periodically.16792/post-392998

@vaibhav111 hume v. Add krlo 🥸

 

[yogobit]

My bad. Yes that's in a secret group. But mostly every dc gives.points. See the summary list here:

How much does idfc visa signature dc give
On what platforms can I use it to pay cc bill?
What's the capping?

 

[imdjay]

ITD will be after you if you pay 2Lakh from single PAN or so, beware of that and plan accordingly.... not sure but someone correct me if I am wrong

I paid around 6L single CC bill last month. Not sure if that would be reported.

 

[vaibhav111vaibhav111 is verified member.]

Need to make a 2 lac+ cc payment on 12

Other than 1% cb on esp on hdfc billpay

What other options do I have to get some cashback?

Does amex accept split up payments?

So can I pay upto 75000 on hdfc bill pay ?
Then how to pay rest 150000+ for cashback?

Experienced technofreaks please guide

yes you can pay part payment.. i have done multiple time from hdfc 1% and through other wallet/cred. no problem cause end of day you paid the entire amount.

 

[sm9811911]

How much does idfc visa signature dc give
On what platforms can I use it to pay cc bill?
What's the capping?

There is a idfc dc thread with these details and more. Try that and if still any questions ask there tagging me :
Thread 'IDFC First Bank launched its debit card reward system'
https://www.technofino.in/community...k-launched-its-debit-card-reward-system.7394/
Read the main post. Use dc on park + app.

 

[AritraSaha]

Need to make a 2 lac+ cc payment on 12

Other than 1% cb on esp on hdfc billpay

What other options do I have to get some cashback?

Does amex accept split up payments?

So can I pay upto 75000 on hdfc bill pay ?
Then how to pay rest 150000+ for cashback?

Experienced technofreaks please guide

plz mention which cb dc you have.
you can do esp over two months..(75+75)k

and the remaining can be spent using other dc (melonia, indus select, rbl sign +)

 

[yogobit]

There is a idfc dc thread with these details and more. Try that and if still any questions ask there tagging me :
Thread 'IDFC First Bank launched its debit card reward system'
https://www.technofino.in/community...k-launched-its-debit-card-reward-system.7394/
Read the main post. Use dc on park + app.

Funny is that park+ not even giving me option to add my amex. Add credit card is gretyed out

 

[yogobit]

plz mention which cb dc you have.
you can do esp over two months..(75+75)k

and the remaining can be spent using other dc (melonia, indus select, rbl sign +)

Sure I've
Hdfc esp
Idfc 1st signature visa
Canara visa platinum.
Canara rupay platinum