Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[sousnake]

Yes recently mobiqwik started convinience fee on cc bill using debit cards.
Alternative is u can add money in slice wallet with your millenia debit card which will give u 1% reward on wallet load (upto 10,000₹ no charges).
Then u can use Fullpay code in mobiqwik and use other UPI app as slice and there u can pay through Slice wallet UPI.
After payment u can play slice game and earn some cashback.

How reliable is slice app. I haven't used it personally. Have used Mobikwik, Cred & Cheq so compared to these three how much you trust slice.

 

[sousnake]

Okay then DC option is not available for you. Load on Amazon full kyc account then transfer to slice or any other app through amazon wallet UPI.

Why load slice then, directly add in amazon via millennia dc then pay on mobikwik via amazon upi.
Wouldn't that work?

 

[ccrnc]

Someone kindly guide on which platforms are the most reliable for payment with Indus visa signature. I read the last few pages. Is it best to go with Paytm or park+?

First time ran out of limit with hdfc bill pay. Please help!

 

[pinki]

Someone kindly guide on which platforms are the most reliable for payment with Indus visa signature. I read the last few pages. Is it best to go with Paytm or park+?

First time ran out of limit with hdfc bill pay. Please help!

Park + 👍

 

[pgarg24]

Someone kindly guide on which platforms are the most reliable for payment with Indus visa signature. I read the last few pages. Is it best to go with Paytm or park+?

First time ran out of limit with hdfc bill pay. Please help!

Park+ provides with indus visa, did transaction on 21 feb and got points yesterday.
Today used paytm since park+ refunded diners club cc payment. Will update on the paytm points too when i recieve it.

 

[samm255]

Why load slice then, directly add in amazon via millennia dc then pay on mobikwik via amazon upi.
Wouldn't that work?

Yes, it should work too. However through slice, when you use slice UPI they offer some cb after playing game.

 

[supperman]

Does IDFC give anything if used with Park+?

 

[leonneel]

Paytm started charging Platform fees for making Credit Card bill payment via Debit Card.

Just saw today.

Small amount though.. Rs 3.54 for payment of Rs 24000. But still charges for payment...

So does phonepe। Very small amount. Can anybody find out what is the mcc of phonepe cc bill pay via dc? Merchant comes PHONEPE COM

 

[neo.puneet]

Mein bohut din se bol raha tha, mujhe Paytm mein credit card bill payment karne se ek bhi dhela nehi mila. Lagatar 3 transaction pe zero rewards points. Inme 2 transaction 1 months aur 1 transaction 1 week purani hai.
Ab pata chala bohut logo ki reward points kha gaya harami Indusind ne.

check now as i got points

 

[skip_tyler]

Yes and you will get 2.5% cb upto 400 points so pay 16k bill and earn 400 points. HDFC credit card is not available on HDFC billpay though.

so HDFC millenia DC is more rewarding (2.5 % CB) then Easy shop platinum DC (1% CB) on HDFC cc billpay ? is this right or am i missing something

 

[ashwinkashwink is verified member.]

so HDFC millenia DC is more rewarding (2.5 % CB) then Easy shop platinum DC (1% CB) on HDFC cc billpay ? is this right or am i missing something

Yes only upto 400

 

[Dharm]

And points credited for Visa Select as well…for txns. done on Paytm!! 🕺🏻
Others plz check & confirm!!

For me, points pending for indus visa platinum of 13 feb and indus visa signature of 26 feb transaction on paytm

 

[Das.N]

check now as i got points

Thank you, checked today, yes, Points got credited.

 

[supperman]

check now as i got points

This is for IndusInd on PayTM, right? Does IDFC give anything if used for payment on either Park+ or PayTM?

 

[MrJJ]

so HDFC millenia DC is more rewarding (2.5 % CB) then Easy shop platinum DC (1% CB) on HDFC cc billpay ? is this right or am i missing something

As told before millennia dc gives max ₹400 cashback per month @2.5%
So it's only useful if your monthly bill is less than 16k. (2.5% of 16k is 400).
And for that ₹400 you have to wait 90 days (obviously if you pay 16k every month you will start receiving ₹400 cashback every month from the 4th month)

On the other hand visa platinum gives 1% upto ₹750 and cashback is credited within 2-5 days.

 

[newmakerhere]

This is for IndusInd on PayTM, right? Does IDFC give anything if used for payment on either Park+ or PayTM?

+1 i also want to know for idfc

 

[Cebu]

Can someone share steps and website to use hdfc billpay . Never tried it before 🙁

 

[samm255]

Can someone share steps and website to use hdfc billpay . Never tried it before

Check BillPay option in netbanking/Mobile app. There you need to add New biller as credit card. Once biller is added, then pay CC bill after 24 hours as there is some cooldown period for newly added biller. Use debit card as payment method and pay through HDFC Platinum/Millennia debit card to get CB.

 

[rohant]

Check BillPay option in netbanking/Mobile app. There you need to add New biller as credit card. Once biller is added, then pay CC bill after 24 hours as there is some cooldown period for newly added biller. Use debit card as payment method and pay through HDFC Platinum/Millennia debit card to get CB.

@VISHESH_BANSAL @D₹V Hi guys, Can't see debit card option in hdfc bill pay portal. Where to get 2.5% cb now?
Is paytm still giving?

Update: Reinstated

 

[aamaadmi]

Yes, load paytm wallet using Millenia which gives 1% and then pay CC bill using money in wallet.

Can’t we directly pay cc bill via debit card in Paytm and get millennia reward? Or is it mandatory to load wallet first? Also, will RBI restrictions from march 1 cause any issues? Thanks. cc: @S S V