Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Aditya12]

Can’t we directly pay cc bill via debit card in Paytm and get millennia reward?

I don't know. Haven't tried that. The thing with Millenia is that the cashback is received after 3 months, any experiment that you do, you have to wait for 3 months to see if it's working (unless someone here has done and confirms). So I play safe and load around 40k a month in wallet and use from there.
I won't be able to do this after paytm stops accepting money in wallet. I'm shifting to billpay for payments then. Only thing is, it can't be used to pay HDFC CC bill.

 

[aamaadmi]

I don't know. Haven't tried that. The thing with Millenia is that the cashback is received after 3 months, any experiment that you do, you have to wait for 3 months to see if it's working (unless someone here has done and confirms). So I play safe and load around 40k a month in wallet and use from there.
I won't be able to do this after paytm stops accepting money in wallet. I'm shifting to billpay for payments then. Only thing is, it can't be used to pay HDFC CC bill.

Yes, that’s my issue as well. Need to pay HDFC cc bill. For others there’s always HDFC bill pay

 

[Aditya12]

Yes, that’s my issue as well. Need to pay HDFC cc bill. For others there’s always HDFC bill pay

So, I've come to know that HDFC Billpay gives 2.5% cashback on CC payment using Millenia DC and the maximum you get in a month is Rs 400 which means a bill of 16000 is enough. You can cover that by paying for another CC. For HDFC CC just pay directly.

 

[aamaadmi]

So, I've come to know that HDFC Billpay gives 2.5% cashback on CC payment using Millenia DC and the maximum you get in a month is Rs 400 which means a bill of 16000 is enough. You can cover that by paying for another CC. For HDFC CC just pay directly.

Directly means, with millennia dc on Paytm?

 

[SSV]

Can’t we directly pay cc bill via debit card in Paytm and get millennia reward? Or is it mandatory to load wallet first? Also, will RBI restrictions from march 1 cause any issues? Thanks. cc: @S S V

Although I never owned millennia DC, I don’t see any issue directly paying cc bill via paytm.. L you don’t need to load the wallet first../
Let me see t&cs of milllenia dc. @varun__goel_ the rising star …?

 

[NShah]

Directly means, with millennia dc on Paytm?

Y e s

 

[aamaadmi]

Y e s

Will this still work today or after march 15? Cc bill payment through Paytm using millennia dc, as there is RBI issue?

 

[NShah]

Will this still work today or after march 15? Cc bill payment through Paytm using millennia dc, as there is RBI issue?

Y e s

 

[Anil_SinghAnil_Singh is verified member.]

Any debit card that gives points for paying cc bill through phonepe? I have around 30k onecard bill. Paytm is not supporting this month for some unknown reason.

 

[That_average_guy]

Does paytm provide facility to pay all credit card bills together? Like if two cards have bills of 20k and 10k each. Then I can pay 30k at once and it will settle bills for both cards.

 

[SSV]

Does paytm provide facility to pay all credit card bills together? Like if two cards have bills of 20k and 10k each. Then I can pay 30k at once and it will settle bills for both cards.

No.. does any other app provide this??

 

[varun__goel_]

No.. does any other app provide this??

Yes cheq does

 

[That_average_guy]

I can see convenience charges while paying with indusind visa exclusive on paytm. Is that the thing now for everyone?

 

[NShah]

I can see convenience charges while paying with indusind visa exclusive on paytm. Is that the thing now for everyone?

Y e s

 

[varun__goel_]

I can see convenience charges while paying with indusind visa exclusive on paytm. Is that the thing now for everyone?

They are charging me Rs.4 even for UPI🤡

 

[samm255]

They are charging me Rs.4 even for UPI

They are charging everyone now for UPI as well DC. PhonePe also charging flat Rs1.

 

[Cebu]

I can see convenience charges while paying with indusind visa exclusive on paytm. Is that the thing now for everyone?

Yes, Although still better than park plus for which need to wait 4-5 days for payment. And you cannot use indus visa dc anywhere else 😥

 

[mgforce]

I can also confirm that Cheq Digital Private LGurgaon fetches RPs. At the time of payment, it'll show Cheq as the Merchant name in the OTP sms but it'll show up as Cheq Digital Private LGurgaon once the transaction is complete.

I made payment today via IndusInd MC on CheQ, got below "CHEQ DIGITAL PRIVATE LGurgaon 000IN"

Let's see if I get RPs or not.

 

[Cebu]

I made payment today via IndusInd MC on CheQ, got below "CHEQ DIGITAL PRIVATE LGurgaon 000IN"

Let's see if I get RPs or not.

Please tag me whenever you post the results

 

[am11]

I paid HDFC DCB cc bill via MasterCard world select dc on 27th Feb via Park+. Just after few minutes transaction showing as refunded. Till now, 1st March, haven't received the refund to account. How much time it will take for the refund?