Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Ravana_88]

All the portals are charging a commission on paying via debit cards . Any portal on which the commission is not there ?

 

[Pollex]

All the portals are charging a commission on paying via debit cards . Any portal on which the commission is not there ?

Filhal paytm but dunno for how long

 

[Ravana_88]

Filhal paytm but dunno for how long

Made the payment . It is saying "Awaiting Bill Payment Confirmation " . How many days does it take to credit the amount to card ?

 

[Pollex]

Made the payment . It is saying "Awaiting Bill Payment Confirmation " . How many days does it take to credit the amount to card ?

2 working days at max

 

[Daunt]

Today i used RBL sign+ dc for payment at around 06:00 AM but in the txn statement of RBL app txn date is showing 31 march and value date is 01 april. So will this txn counted in this month or not? Or do i need to do another txn again just to be safe to get cashback?

RBL will no longer be giving cashback on CC payments & wallet reload (6012,6051,6540,6211)

 

[Anil_Singh]

RBL will no longer be giving cashback on CC payments & wallet reload (6012,6051,6540,6211) w.e.f TODAY!!!

Kuch naya intezaam karna padega ab

 

[rafzy]

 

[NShah]

View attachment 48383

Thread 'RBL Signature+ DC Devalued - No More Cashback on Credit Card payments & GC Purchase' https://www.technofino.in/community...ck-on-credit-card-payments-gc-purchase.24944/

 

[kushal]

And what's with the edit on the orginal post? How did the bank know about a technofino post?
@kushal @TechnoFino @VISHESH_BANSAL @S S V

IDK, my guess is through the referral link I shared

 

[drsel]

Best Credit Card Payment Apps In 2024

Best Credit Card Payment Apps In 2024

www.forbes.com

This recommends Cheq as the best app without any charges to pay credit card bills using debit card. What do the other experts think?

 

[liza10o]

I have a hdfc cc bill of 45k, but i can overpay to make it 50k, n i have a indusind world select mastercard dc, which app should i use for max rewards? Can i make the payment in 1 go or do i need to split it up? Also is there any coupon code i can apply for extra rewards like fullpay in mobiqwik?







This is the summary i got so far:



Mobiqwik: charges fee for dc



Cheq, cred can pay min 50k without charges but no usable reward



Park+ can pay upto 30k using dc without charges, then how to pay rest? not sure about rewards



Paytm: charges 3-4 rs for dc, cant use for mastercard dc



Payzapp: 11 cashpoints, cant use mc dc







So best option is cheq/cred?







Did i get it correct?

 

[SonyTom]

I use Select Mastercard DC to pay hdfc bill through Park+. 30k limit is per day. You can pay your bill as 30k + 15k

 

[Daunt]

Cheq no longer fetch points for MC. Big hit or miss. Go for park+ with MC.

 

[Nishan11]

Can anyone confirm if their credit card bill payment in past couple of days using paytm settled or not ? Mine is still processing from long time.

 

[iimadarsh]

Onecard ka bill kis se Pay Kiya Jaye. Paytm se to ho nai rha bhut time se.

 

[Daunt]

Can anyone confirm if their credit card bill payment in past couple of days using paytm settled or not ? Mine is still processing from long time.

Last payment done on April 1. Settled within a minute. Credited to card today.

 

[Daunt]

Onecard ka bill kis se Pay Kiya Jaye. Paytm se to ho nai rha bhut time se.

Use cheq for 50k+ amount. Cheq now support one card but MC RP is hit or miss.

 

[iimadarsh]

Use cheq for 50k+ amount. Cheq now support one card but MC RP is hit or miss.

Cred indus Signature visa se karne pe milega ??

 

[Daunt]

Cred indus Signature visa se karne pe milega ??

N o p e

 

[Animal]

Can anyone confirm if their credit card bill payment in past couple of days using paytm settled or not ? Mine is still processing from long time.

Paid yesterday for 2 HDFC cards. Settled within couple of minutes.