Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[skvignesh]

Can anyone confirm if their credit card bill payment in past couple of days using paytm settled or not ? Mine is still processing from long time.

Paid to HDFC tata neu ♾️ using indusind select dc settlement took 4min

 

[Nishan11]

Paid to HDFC tata neu ♾️ using indusind select dc settlement took 4min

Through paytm or any other app ?

 

[liza10o]

Can anyone confirm if they are getting rp on Mastercard dc via cheq?

 

[liza10o]

I use Select Mastercard DC to pay hdfc bill through Park+. 30k limit is per day. You can pay your bill as 30k + 15k

can i do 2 txn om same day on park+ without charges?

Also in how any days it get's settled, my bill is due in 8th april, will it be done by then?

 

[anandkk]

Can anyone confirm if they are getting rp on Mastercard dc via cheq?

Which bank dc you are asking here?

 

[liza10o]

Use cheq for 50k+ amount. Cheq now support one card but MC RP is hit or miss.

can i do 2 txn om same day on park+ without charges?



Also in how any days it get's settled, my bill is due in 8th april, will it be done by then?

 

[liza10o]

Which bank dc you are asking here?

Indusind world select mc dc

 

[Daunt]

can i do 2 txn om same day on park+ without charges?

Yes

Also in how any days it get's settled, my bill is due in 8th april, will it be done by then?

For BBPS, it's instant. For other cards, it usually take 5-7 working days.

 

[anandkk]

Axis burgundy mc was getting the points. Can't say about indusind

 

[Daunt]

Indusind world select mc dc

Cheq no longer fetch points for MC. Big hit or miss. Go for park+ with MC.

Can anyone confirm if they are getting rp on Mastercard dc via cheq?

Please read last 3-4 pages of thread before asking same questions.

 

[liza10o]

Yes

For BBPS, it's instant. For other cards, it usually take 5-7 working days.

Apologize for my ignorance, but what's bbps?

I have 6 days till 8th, so it should be fine right?

 

[MangoRush]

Use cheq for 50k+ amount. Cheq now support one card but MC RP is hit or miss.

How can it be hit or miss ? when did you make last payment ?
I got it last month for 112k

 

[Daunt]

How can it be hit or miss ? when did you make last payment ?
I got it last month for 112k

For you, it was hit then 😛
Done payment on 20 March. Usually we get points within 3 days in MC. It happened once before also.

 

[sousnake]

I have a hdfc cc bill of 45k, but i can overpay to make it 50k, n i have a indusind world select mastercard dc, which app should i use for max rewards? Can i make the payment in 1 go or do i need to split it up? Also is there any coupon code i can apply for extra rewards like fullpay in mobiqwik?







This is the summary i got so far:



Mobiqwik: charges fee for dc



Cheq, cred can pay min 50k without charges but no usable reward



Park+ can pay upto 30k using dc without charges, then how to pay rest? not sure about rewards



Paytm: charges 3-4 rs for dc, cant use for mastercard dc



Payzapp: 11 cashpoints, cant use mc dc







So best option is cheq/cred?







Did i get it correct?

Payzapp gives you 25 cashpoints for 10k. You can check once.

 

[liza10o]

Payzapp gives you 25 cashpoints for 10k. You can check once.

So can do multiple txn on same day to get 25 cp each?

 

[sousnake]

So can do multiple txn on same day to get 25 cp each?

I think only one per month allowed.

 

[liza10o]

How can it be hit or miss ? when did you make last payment ?
I got it last month for 112k

What's 112k? Your bill amount?

 

[liza10o]

instant for BBPS enabled . how many days does HDFC bank takes in park+ to credit ?

What's bbps? N how to enable?

 

[MangoRush]

For you, it was hit then 😛
Done payment on 20 March. Usually we get points within 3 days in MC. It happened once before also.

Who told 3 days lol. It takes 15 days sometimes

 

[liza10o]

Today at 8 am, I made a transaction using two IndusInd Visa cards to pay a bill of 2 lakhs through the Cheq application. Let's see if the rewards are not credited within one week, which would mean not receiving rewards in the Cheq application.

Please post here if you recieve points from cheq