Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[VISHESH_BANSAL]

Arey even mc & visa signature ?

Yesss.
I am able to Apply BMS offer only one time since Card issuance date (Oct'22)

Only Bigbasket offer works Flawalessly

Abb khud smjh jao

 

[brightknight]

Yesss.
I am able to Apply BMS offer only one time since Card issuance date (Oct'22)

Only Bigbasket offer works Flawalessly

Abb khud smjh jao

Have you raised any t&c query for it then to indusind ?

 

[brightknight]

Have you raised any t&c query for it then to indusind ?

Saalo ka IT infra pata nhi kya waise

They sent sms of card dispatching after i got it delivered at my home.

 

[VISHESH_BANSAL]

Have you raised any t&c query for it then to indusind ?

Yes they asked me to book at the beginning of Specif Slots.

Specific Slots are mentioned in BMS Tncs.

If you are lucky then Your Booking will go through.

Mere Indus Cards pe toh Shani ki prakop chal raha hai😥

Aap apna check kar lo

 

[VISHESH_BANSAL]

Saalo ka IT infra pata nhi kya waise

They sent sms of card dispatching after i got it delivered at my home.

Same pinch

I too received Same SMS just few Minutes ago for already delivered Card🤣

Our assumption of Slow Bank is 💯✅️

 

[jack333]

Slots are 12,6&12 i think. Get full soon

 

[4uziaul]

Sab yahan hai 😂

https://in.bookmyshow.com/offers/indusind-buy-one-get-one-on-select-debit-cards/VISIN0511

 

[VISHESH_BANSAL]

Sab yahan hai 😂

https://in.bookmyshow.com/offers/indusind-buy-one-get-one-on-select-debit-cards/VISIN0511

Nano second m Quota Tata ByeBye bol dete hai

Aur 6-12 hrs ke slot bna rakhe hai

 

[ashishp]

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

Can I use Payzapp for bill payment using hdfc easyshop platinum debit card, will I get 1 percent reward?

 

[jack333]

Only for bbps payments

 

[senasenthil]

Can I use Payzapp for bill payment using hdfc easyshop platinum debit card, will I get 1 percent reward?

No. You will not get. I experienced

 

[Cebu]

So, I recently applied for the HDFC regular saving bank, Now there are multiple Easyshop debit cards, Should I open the Classic Platinum or there are better debit cards in the same variant like Easyshop imperia or preferred etc .. ? . Sorry for re-asking if it has been answered already ?

 

[4uziaul]

So, I recently applied for the HDFC regular saving bank, Now there are multiple Easyshop debit cards, Should I open the Classic Platinum or there are better debit cards in the same variant like Easyshop imperia or preferred etc .. ? . Sorry for re-asking if it has been answered already ?

Easy Shop Platinum Debit Card.

 

[gautamcool]

Sometimes it takes over a week to just lift debit freeze from a new account 😬😂

I opened my select account with initial funding of 50k in a nearby branch on June 3. It's been 3 weeks now and I still can't access the funds. Seems like they are having different issues with their system every week. First week they said Aadhar system was down. Next week their system had issues. My aadhar fingerprint KYC was done in 2nd week (idk why it's mandatory. employees in my branch said account can't be opened without fingerprint)

This thread prepared me to open an account with Indusind and wait patiently 😂 I expected debit freeze of 7-10 days but 3 weeks is unexpected
Hopefully I will be able to withdraw from my account by this week

 

[gautamcool]

So, I recently applied for the HDFC regular saving bank, Now there are multiple Easyshop debit cards, Should I open the Classic Platinum or there are better debit cards in the same variant like Easyshop imperia or preferred etc .. ? . Sorry for re-asking if it has been answered already ?

Easyshop platinum is the name of the debit card
Classic, preferred etc depends on the variant of your savings account

 

[4uziaul]

I opened my select account with initial funding of 50k in a nearby branch on June 3. It's been 3 weeks now and I still can't access the funds. Seems like they are having different issues with their system every week. First week they said Aadhar system was down. Next week their system had issues. My aadhar fingerprint KYC was done in 2nd week (idk why it's mandatory. employees in my branch said account can't be opened without fingerprint)

This thread prepared me to open an account with Indusind and wait patiently 😂 I expected debit freeze of 7-10 days but 3 weeks is unexpected
Hopefully I will be able to withdraw from my account by this week

You are attempting to break my record, but I'm certain someone from my branch has already informed your branch that my account was under Debit Freeze for over four weeks. 🤣

Don't worry, it will work, and please continue to follow up with your RM or someone responsible for your account. In this situation, the customer care is as always useless.

 

[4uziaul]

Easyshop platinum is the name of the debit card
Classic, preferred etc depends on the variant of your savings account

Spot on 👍

 

[VISHESH_BANSAL]

You are attempting to break my record, but I'm certain someone from my branch has already informed your branch that my account was under Debit Freeze for over four weeks. 🤣

Don't worry, it will work, and please continue to follow up with your RM or someone responsible for your account. In this situation, the customer care is as always useless.

Mera Debit freeze toh 2-3 days m hi remove kar diya thha.

Branch ko pta hai agar Freeze remove kiya toh Account balance zero ho jaayega.🤣

Isley one month tak freeze lga ke rakhte hai takki Account pe commission mile.

Mne unko fake promise kiya thha ek quarter tak 1 Lakh maintain karuga.
Shayad iskey mera freeze 2-3 days m remove hi gaya.
Freeze remove hote hi Balance bhi zero kar diya mne

 

[4uziaul]

Mera Debit freeze toh 2-3 days m hi remove kar diya thha.

Branch ko pta hai agar Freeze remove kiya toh Account balance zero ho jaayega.🤣

Isley one month tak freeze lga ke rakhte hai takki Account pe commission mile.

Mne unko fake promise kiya thha ek quarter tak 1 Lakh maintain karuga.
Shayad iskey mera freeze 2-3 days m remove hi gaya.
Freeze remove hote hi Balance bhi zero kar diya mne

Acha aise bhi hai ki comission ke chakar main Debit Freeze laga kar rakhte hain? Mujhe toh laga k***a tha 🤣

Main toh Day 1 se balance maintain kar raha tha aur maine toh dekha kaafi issues tha account main jaise name mismatch, address mismatch, signature mismatch aur yaad nahi aa raha hai 🤣

 

[VISHESH_BANSAL]

Acha aise bhi hai ki comission ke chakar main Debit Freeze laga kar rakhte hain? Mujhe toh laga k***a tha 🤣

Sab okay hoga toh freze rakhna tuff hai unke liye.

Mere case m sab okay thha aur mne fake promises bhi kya hua thha Branch BM ko 1 Lakh maintain bkaruga woh bhi 3 months tak

Kyuki agar customer ne bamboo kiya toh woh Seniors ko kya reason dege

Main toh Day 1 se balance maintain kar raha tha aur maine toh dekha kaafi issues tha account main jaise name mismatch, address mismatch, signature mismatch aur yaad nahi aa raha hai 🤣

In your case they have plenty of reasons to keep the Account freeze.
So they took the advantage of your situation and keep it freezed for a month.
Even if you did bamboo they can tackle the bamoo easily 🤣