Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[4uziaul]

🤣
Thanks to you and others in the forum for preparing me. Or else I would have no idea what I was getting into
What was your record btw

Little over 4 weeks. 🤣

 

[gautamcool]

Apply for the World Mastercard at the branch and the Visa Signature card through the app. To apply for the Visa Signature card, open the mobile app and click on the three lines located at the top left-hand side. From there, you can proceed with the application for the Visa Signature card.

Done
I got the MC with the Select kit
Applied now for the Visa Signature from app

 

[4uziaul]

Done
I got the MC with the Select kit
Applied now for the Visa Signature from app

Did you receive the Select Kit or Insta Kit? If you received the Insta Kit, you will be provided with a Titanium Mastercard instead of a World Mastercard. Please check and let me know.

 

[VISHESH_BANSAL]

Little over 4 weeks. 🤣

I have full faith in Indus.
Someone will break it😂

 

[gautamcool]

Did you receive the Select Kit or Insta Kit? If you received the Insta Kit, you will be provided with a Titanium Mastercard instead of a World Mastercard. Please check and let me know.

I got the Select kit
It says world debit on the card

 

[4uziaul]

I got the Select kit
It says world debit on the card

Humko gareebo wala insta kit pakra diya 🤣

 

[gautamcool]

Humko gareebo wala insta kit pakra diya 🤣

wow. I didnt even know this was possible

 

[4uziaul]

woah. I didnt even know this was possible

It's possible; it depends on your branch. However, it doesn't matter once your account is operational because you can request any card. In my case, I requested a World Mastercard and applied for a Visa Signature through the app.

 

[gautamcool]

And my RM and other bank staff in my branch aren't aware of the features of select account. While filling out the application, I told my RM that with Legend card, Select becomes a 0 MAB acc and debit card is free
Even after showing the Select pdf from their own website, they didn't agree on both the points
As I knew the features, I said it's fine and we can proceed with the application

 

[VISHESH_BANSAL]

Sahi baat hai.
Faltu m khrcha kiya.
Koi jarurat nhi thhi paper waste karne ki🤣

Humko gareebo wala insta kit pakra diya 🤣

 

[4uziaul]

Sahi baat hai.
Faltu m khrcha kiya.
Koi jarurat nhi thhi paper waste karne ki🤣

Dikhana padega na Sir aaj Maine 4 savings account khola hai 🤣

 

[palen]

After paying CC bill on Paytm with Indusind Exclusive Signature Visa Debit card, after how many days does reward points get credited in Debit card ?
Edit - Received 3000 RPs on day 4 after paying bill. Thanks folks for support and cheer !

How much was the bill? How much does 3000 RP redeem in INR?

 

[4uziaul]

How much was the bill? How much does 3000 RP redeem in INR?

Read this post

Post in thread 'Best Way to pay Credit Card Bill 0.93%- 1% reward (IndusInd- 0.93% and HDFC- 1%) Debit Card' https://www.technofino.in/community...d-0-93-and-hdfc-1-debit-card.4373/post-106481

 

[palen]

Read this post

Post in thread 'Best Way to pay Credit Card Bill 0.93%- 1% reward (IndusInd- 0.93% and HDFC- 1%) Debit Card' https://www.technofino.in/community...d-0-93-and-hdfc-1-debit-card.4373/post-106481

Thank you.

 

[VijayflyRaven]

To test visa + Paytm, I tried multiple transactions and all rewards were posted this time.

 

[gautamcool]

So from what I have read in this thread,
1. Paying CC bill using the master world DC gives the cashback on mobikwik but didn't work on paytm. Can anyone list all the working combos of variant and apps?
2. Only use the Select DC to pay CC bills when they are over 1.12L to get max 0.93 rate. And paying less amounts like 40k gives lower reward rate like 0.5. Pls confirm

 

[4uziaul]

So from what I have read in this thread,
1. Paying CC bill using the master world DC gives the cashback on mobikwik but didn't work on paytm. Can anyone list all the working combos of variant and apps?
2. Only use the Select DC to pay CC bills when they are over 1.12L to get max 0.93 rate. And paying less amounts like 40k gives lower reward rate like 0.5. Pls confirm

Working Combos:

For-Indus EXCLUSIVE/SELECT VISA
Use Paytm or Mobikwik or Cred only.

For Indus EXCLUSIVE/SELECT MC
use Cheq or Mobikwik only.

Check this post and it will be clearer for you:

Thread 'Best Way to pay Credit Card Bill 0.93%- 1% reward (IndusInd- 0.93% and HDFC- 1%) Debit Card' https://www.technofino.in/community...ard-indusind-0-93-and-hdfc-1-debit-card.4373/

 

[gautamcool]

Working Combos:

For-Indus EXCLUSIVE/SELECT VISA
Use Paytm or Mobikwik or Cred only.

For Indus EXCLUSIVE/SELECT MC
use Cheq or Mobikwik only.

Check this post and it will be clearer for you:

Thread 'Best Way to pay Credit Card Bill 0.93%- 1% reward (IndusInd- 0.93% and HDFC- 1%) Debit Card' https://www.technofino.in/community...ard-indusind-0-93-and-hdfc-1-debit-card.4373/

Got it. Thanks
Will use mobikwik for both DC as anyway I am using it to pay CC bills using my HDFC Plat DC

 

[PANK]

I paid axis card bill on 21 using platinum dc via hdfc bill pay but cashback is not credited till now
Earlier it take 1 or 2 days

 

[nikzcool]

I have read few pages of this thread and my confusion and curiosity keeps growing 😅

I have a legend cc, I tried opening an account online but keep getting an error to visit the branch.

I am in a tier 2 city currently with 1 Indus branch.

Should I go to them or any trick to get the account online itself.

Also what do u guys suggest I should follow as I already have legend and I may face that account linkage issue.

Also Lastly what will be the initial funding for select account and any account freeze period ?