Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[VISHESH_BANSAL]

MC bole toh master card na
Maine kuch aur pada tha

Jaisi Jiski soch

 

[4uziaul]

MC bole toh master card na
Maine kuch aur pada tha

Dirty mind

 

[John Since]

Dirty mind

View attachment 27198

Naam dekho mera
Kisika Yaad aata hai?

 

[VISHESH_BANSAL]

Naam dekho mera
Kisika Yaad aata hai?

Though "Y" is missing

 

[4uziaul]

Naam dekho mera
Kisika Yaad aata hai?

Waise ishara kahan kar rahe ho samjh main aa raha hai lekin John wagera na pata

 

[nandu]

Hi all, I had made a txn of 1.1 lakhs in 31st of last month and 1st of this month both are of txns 1.1 lakhs each on cheq using my indusind world master card now I got only 5k points so what should I consider ?, Whether I got points for 31st day txn or 1st txn and if I do one more txn of 1 lakh whether I will get points?. If any one aware of it can you share

 

[xxScriptzxx]

On weekends transactions does not go through my indusind world exclusive card on cheq ? Anyone faced similar issue. Had to use idfc debit card today

 

[nandu]

Hi all, I had made a txn of 1.1 lakhs in 31st of last month and 1st of this month both are of txns 1.1 lakhs each on cheq using my indusind world master card now I got only 5k points so what should I consider ?, Whether I got points for 31st day txn or 1st txn and if I do one more txn of 1 lakh whether I will get points?. If any one aware of it can you share

Hi. @VISHESH_BANSAL any idea on this?

 

[VISHESH_BANSAL]

Now your Quota for August is over.

never do txns on last day of month.

Hi. @VISHESH_BANSAL any idea on this?

 

[nandu]

Now your Quota for August is over.

never do txns on last day of month.

Oh, ok got it thanks for the information , next time will do 3 days before month end

 

[VISHESH_BANSAL]

Oh, ok got it thanks for the information , next time will do 3 days before month end

Atleast 1 week before last day of month

 

[tdot]

Quick question does Burgundy DC give reward points for Cc bill payments ? I remember reading on this forum that for Burgundy DC there are no exclusions they get points for all kinds of payments, is this still true ?

Secondly, how about Pioneer DC ?

 

[LJGIBBS]

Quick question does Burgundy DC give reward points for Cc bill payments ? I remember reading on this forum that for Burgundy DC there are no exclusions they get points for all kinds of payments, is this still true ?

Secondly, how about Pioneer DC ?

Yup it does give. Have heard many rich burgandy people highlighting this benefit.

 

[mojo_jojo123]

Quick question does Burgundy DC give reward points for Cc bill payments ? I remember reading on this forum that for Burgundy DC there are no exclusions they get points for all kinds of payments, is this still true ?

Secondly, how about Pioneer DC ?

the points are just 1% of value and 1 point real value is 0.2 rupee .. so 0.2% it gives

 

[PRIYANSHU_]

HDFC:
Most of us know that the best way to pay Bills for the Credit Card is the HDFC Bill Pay Portal, it allows us 1% reward rate for max 750 per month.
A person has to use the HDFC Bill pay portal via Netbanking/Mobile Banking for the same. (Using Easyshop Platinum Debit Card)

IndusInd:
The second best way is premium Indusind Debit Cards, i.e., Select/Exclusive Debit Card, it offers upto 0.93% reward rate and could be beneficial for those who frequently exhaust the HDFC limit,
Note: Paytm does not accept the mastercard variant of these cards, so in my experience Mobikwik does and gives the reward. For Visa Variant, paytm would work.
Unlike HDFC, Indusind offers incremental rewards for Credit Card payment, the rewards you get are (Brackets for total monthly spend):

Spend 5k - 0.35% - Rs 17
Spend 10k - 0.43% - Rs 43
Spend 20k - 0.56% - Rs 112
Spend 30k - 0.67% - Rs 201
Spend 40k - 0.72% - Rs 288
Spend 50k - 0.78% - Rs 390
Spend 60k - 0.83% - Rs 500
Spend 80k - 0.88% - Rs 704
Spend 100k - 0.92% - Rs 920
Spend 112.5k (Max) - 0.93% - Rs 1050
Here the max limit for Cashback is Rs 1050 a month as a person can get max 3000 reward points (1 RP= Rs 0.35)

will it give reward on Paytm wallet load (I have visa variant)

 

[4uziaul]

will it give reward on Paytm wallet load (I have visa variant)

None of the cards mentioned above will give you points for wallet load.

 

[LJGIBBS]

the points are just 1% of value and 1 point real value is 0.2 rupee .. so 0.2% it gives

Magnus ki ameeri mei people used to redeem that for 0.8 miles.

 

[mojo_jojo123]

Hi. @VISHESH_BANSAL any idea on this?

1.1L gives around 3050 points .. so I think you got for both .. or mix

 

[nandu]

1.1L gives around 3050 points .. so I think you got for both .. or mix

Sry my bad,that 5k points are in signature Debit card. In master card it was 3065 points

 

[shutapdiya]

Only Visa, if it's Paytm.

@4uziaul @VISHESH_BANSAL got " Paytm " merchant name for CC Bill on paytm with Indus Visa Signature Debit, Statement showing "VISA POS TXN AT IN/ Paytm Noida "

can I expect RPs?

I think earlier with other cards it showed me Paytm Billpay something as a merchant name