Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Rahul Gupta]

My icici due is on 30th of every month in this scenario is it OK to pay by 26 or 27 to avoid missing RP.
The bill is around 1.8L (already exhausted hdfc 750cb) I will use Mc and pay via cred today itself
@VISHESH_BANSAL do confirm

You can try 100rs to check if it immediately reflects in card.

Btw i remember mobikwik instantly credits money to icici cc.

 

[nandu]

So these 5k points from signature n 3065 from master were accurate

Yes

 

[kshitij_0]

For new users*

Our Experts recommendation for Indus DC are:

Indus DC Mastercard:
Cheq (Processing Fee Applies).
Mobikwik (20K CC bill per 24 hours applicable for mobikwik regular users on MC cards).
Paytm won't work don't even try.

Indus DC Visa:
Paytm.
Mobikwik (20K CC bill on single transaction).
CRED (DC option only available for >50K transaction value {It depends on account to account}).

Indus Platinum:
Paytm (Working, points will be credited with in 5 days).
CRED (Working).
Mobikwik (Still Not Tested, Need update for tested users).

Simplified for new users

Mobikwik works for all cards (HDFC and Indus). For me they don't allow above 20k in one go in case of HDFC, but I can pay above 20k through Indus.
This limit rule is different in case of different individuals.

Cred works for VISA, when I say Indus Visa that means Plat, Sign doesn't matter. This is the best option if you hve to pay the bill of 50k+ and you have Indus Visa

Paytm works in case of Indus Visa only.

Cheq I don't use and even you shouldn't use.

HDFC (Platinum and Millennia) gives CB only through HDFC Bill Pay and Mobikwik. Indus cards should be either Select or Exclusive.

 

[kshitij_0]

Part 2
(Maximum value of transaction, Maximum CB)

HDFC Platinum(75000,750)
Indus MC World(112500, 1050)
Indus Visa Sign(112500, 1050)
Indus Visa Platinum(79267, 700)

 

[Survivor35]

Part 2
(Maximum value of transaction, Maximum CB)

HDFC Platinum(75000,750)
HDFC Millennia(40000,400)
Indus MC World, Visa Sign(112500, 1050)
Indus Visa Platinum(79267, 700)

One clarification by using mc world n visa signature is it max 1050 shouldn't it be 1050 for both(sign and Mc)

 

[SunnyHarsha]

One clarification by using mc world n visa signature is it max 1050 shouldn't it be 1050 for both(sign and Mc)

1050 each

 

[KLB@96]

One clarification by using mc world n visa signature is it max 1050 shouldn't it be 1050 for both(sign and Mc)

How do I get two debit cards for my select account ?

 

[Survivor35]

How do I get two debit cards for my select account ?

Order from Indus mobile app

 

[kshitij_0]

One clarification by using mc world n visa signature is it max 1050 shouldn't it be 1050 for both(sign and Mc)

1050 each

yes updated now thanks

 

[KLB@96]

Order from Indus mobile app

Okay , one more problem 😂 unable to link my legend card with my select account

 

[Survivor35]

Part 2
(Maximum value of transaction, Maximum CB)

HDFC Platinum(75000,750)
HDFC Millennia(40000,400)
Indus MC World(112500, 1050)
Indus Visa Sign(112500, 1050)
Indus Visa Platinum(79267, 700)

Cool, TX for updat

yes updated now thanks

Welcome

 

[Survivor35]

Okay , one more problem 😂 unable to link my legend card with my select account

The moot point here is having patience dealing with Indus account for getting account and cc linked for 0 mab.

When did you start the process of linking

 

[KLB@96]

The moot point here is having patience dealing with Indus account for getting account and cc linked for 0 mab.

When did you start the process of linking

Been a while more than a month. It won’t allow me always throws error. Even customer care don’t know they just send basic email which doesn’t help. I have two difficulties Cust Id one for account and one for credit card.

 

[smuff]

Been a while more than a month. It won’t allow me always throws error. Even customer care don’t know they just send basic email which doesn’t help. I have two difficulties Cust Id one for account and one for credit card.

I had similar issue. If you already had credit card and then opened savings account then linking them will be issue. Here is the workaround:
1. Create internet banking user id for savings account.
2. Login and link your credit card.
3. Wait for a day or two then link savings account to credit card in mobile app. You should see success message.
4. After this wait for 2-3 days to see account and credit card linked in mobile app.

 

[KLB@96]

I had similar issue. If you already had credit card and then opened savings account then linking them will be issue. Here is the workaround:
1. Create internet banking user id for savings account.
2. Login and link your credit card.
3. Wait for a day or two then link savings account to credit card in mobile app. You should see success message.
4. After this wait for 2-3 days to see account and credit card linked in mobile app.

OKay, thanks will follow this

 

[skvignesh]

#HdfcPlatinum - Did points redemption & bill payment made on Saturday & Sunday take time to settle?

I didn't got any points or cashbacks.

 

[Survivor35]

#HdfcPlatinum - Did points redemption & bill payment made on Saturday & Sunday take time to settle?

I didn't got any points or cashbacks.

Wait until Wednesday, you should be able to see points

 

[Dharm]

Pay in multiples of 20k.
If that didn't work try with smaller amount 19900.

Hi, but in that case FULLPAY code will not work, as it gives 1% cashback on total due amount, correct me if I am wrong?

 

[brightknight]

Hi, but in that case FULLPAY code will not work, as it gives 1% cashback on total due amount, correct me if I am wrong?

yes it will not.

 

[hks789]

Hi, but in that case FULLPAY code will not work, as it gives 1% cashback on total due amount, correct me if I am wrong?

Yes. Fullpay wont work.
Btw Fullpay has a cap of 100rs per month.
Better to use it for a CC bill around 10k