Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[cardex]

Name on card or owner of card doesn't matter. You can pay any cc billl using any platform and any debit card.

Is that instantly credited to credit card account if non hdfc card?

 

[panu24]

Is that instantly credited to credit card account if non hdfc card?

SBI credit card bill payment using hdfc billpay is instant but other credit cards like Axis, Icici takes time like 4-5 days also.

 

[cardex]

SBI credit card bill payment using hdfc billpay is instant but other credit cards like Axis, Icici takes time like 4-5 days also.

so for axis , icici cards seems cred is the only way out for instant transfer?

 

[Rahul Gupta]

Is that instantly credited to credit card account if non hdfc card?

Sbi and Rbl is instant and others take some 3-4 working days.

 

[Trust Me]

SBI credit card bill payment using hdfc billpay is instant but other credit cards like Axis, Icici takes time like 4-5 days also.

For ICICI cards, HDFC say 2 days, and it was indeed 2 days for me (only once yet, so may not be statistically significant).

 

[Survivor35]

Hi all, I had made a txn of 1.1 lakhs in 31st of last month and 1st of this month both are of txns 1.1 lakhs each on cheq using my indusind world master card now I got only 5k points so what should I consider ?, Whether I got points for 31st day txn or 1st txn and if I do one more txn of 1 lakh whether I will get points?. If any one aware of it can you shar

Sry my bad,that 5k points are in signature Debit card. In master card it was 3065 points

So these 5k points from signature n 3065 from master were accurate

 

[Survivor35]

Now your Quota for August is over.

never do txns on last day of month.

My icici due is on 30th of every month in this scenario is it OK to pay by 26 or 27 to avoid missing RP.
The bill is around 1.8L (already exhausted hdfc 750cb) I will use Mc and pay via cred today itself
@VISHESH_BANSAL do confirm

Atleast 1 week before last day of month

 

[Rahul Gupta]

My icici due is on 30th of every month in this scenario is it OK to pay by 26 or 27 to avoid missing RP.
The bill is around 1.8L (already exhausted hdfc 750cb) I will use Mc and pay via cred today itself
@VISHESH_BANSAL do confirm

You can try 100rs to check if it immediately reflects in card.

Btw i remember mobikwik instantly credits money to icici cc.

 

[nandu]

So these 5k points from signature n 3065 from master were accurate

Yes

 

[kshitij_0]

For new users*

Our Experts recommendation for Indus DC are:

Indus DC Mastercard:
Cheq (Processing Fee Applies).
Mobikwik (20K CC bill per 24 hours applicable for mobikwik regular users on MC cards).
Paytm won't work don't even try.

Indus DC Visa:
Paytm.
Mobikwik (20K CC bill on single transaction).
CRED (DC option only available for >50K transaction value {It depends on account to account}).

Indus Platinum:
Paytm (Working, points will be credited with in 5 days).
CRED (Working).
Mobikwik (Still Not Tested, Need update for tested users).

Simplified for new users

Mobikwik works for all cards (HDFC and Indus). For me they don't allow above 20k in one go in case of HDFC, but I can pay above 20k through Indus.
This limit rule is different in case of different individuals.

Cred works for VISA, when I say Indus Visa that means Plat, Sign doesn't matter. This is the best option if you hve to pay the bill of 50k+ and you have Indus Visa

Paytm works in case of Indus Visa only.

Cheq I don't use and even you shouldn't use.

HDFC (Platinum and Millennia) gives CB only through HDFC Bill Pay and Mobikwik. Indus cards should be either Select or Exclusive.

 

[kshitij_0]

Part 2
(Maximum value of transaction, Maximum CB)

HDFC Platinum(75000,750)
Indus MC World(112500, 1050)
Indus Visa Sign(112500, 1050)
Indus Visa Platinum(79267, 700)

 

[Survivor35]

Part 2
(Maximum value of transaction, Maximum CB)

HDFC Platinum(75000,750)
HDFC Millennia(40000,400)
Indus MC World, Visa Sign(112500, 1050)
Indus Visa Platinum(79267, 700)

One clarification by using mc world n visa signature is it max 1050 shouldn't it be 1050 for both(sign and Mc)

 

[SunnyHarsha]

One clarification by using mc world n visa signature is it max 1050 shouldn't it be 1050 for both(sign and Mc)

1050 each

 

[KLB@96]

One clarification by using mc world n visa signature is it max 1050 shouldn't it be 1050 for both(sign and Mc)

How do I get two debit cards for my select account ?

 

[Survivor35]

How do I get two debit cards for my select account ?

Order from Indus mobile app

 

[kshitij_0]

One clarification by using mc world n visa signature is it max 1050 shouldn't it be 1050 for both(sign and Mc)

1050 each

yes updated now thanks

 

[KLB@96]

Order from Indus mobile app

Okay , one more problem 😂 unable to link my legend card with my select account

 

[Survivor35]

Part 2
(Maximum value of transaction, Maximum CB)

HDFC Platinum(75000,750)
HDFC Millennia(40000,400)
Indus MC World(112500, 1050)
Indus Visa Sign(112500, 1050)
Indus Visa Platinum(79267, 700)

Cool, TX for updat

yes updated now thanks

Welcome

 

[Survivor35]

Okay , one more problem 😂 unable to link my legend card with my select account

The moot point here is having patience dealing with Indus account for getting account and cc linked for 0 mab.

When did you start the process of linking

 

[KLB@96]

The moot point here is having patience dealing with Indus account for getting account and cc linked for 0 mab.

When did you start the process of linking

Been a while more than a month. It won’t allow me always throws error. Even customer care don’t know they just send basic email which doesn’t help. I have two difficulties Cust Id one for account and one for credit card.