Best Way to pay Credit Card Bill

[kushal]

Guys I am redacting this post as I have been asked by the bank for non disclosure as mentioned in TnCs else my account would be suspended. They had asked me to remove this as this violates the TnC related to not getting reward points for CC payments.

 

[Sahilhenzy]

Confusion. If I do 100000 worth transactions then I will get 3000 points. Isn't it? I do not need 112.5k worth transactions. Or am I missing something?

You have to do 112.5K worth transactions to achieve this.

 

[Anil_SinghAnil_Singh is verified member.]

You have to do 112.5K worth transactions to achieve this.

Even if first transaction is greater than 40k.?

 

[4uziaul]

Why don't you ask this same question in many of the existing threads? Also, don't forget to mention which other banks' rewarding debit cards you are holding. 😁

 

[maynigam]

Why don't you ask this same question in many of the existing threads? Also, don't forget to mention which other banks' rewarding debit cards you are holding. 😁

Never focussed on debit cards. I have one normal SBI debit card apart from HDFC platinum debit.

 

[4uziaul]

Never focussed on debit cards. I have one normal SBI debit card apart from HDFC platinum debit.

Since you are holding only an HDFC Debit Card, try SBI Unipay.

 

[maynigam]

Since you are holding only an HDFC Debit Card, try SBI Unipay.

I also have indusind platinum plus and bob platinum rupay cards 😁

 

[Iam₹K$]

Even if first transaction is greater than 40k.?

Yes, even then.

 

[krishg]

I see IndusInd netbanking has billpay option similar to Hdfc. Does that give cashback if exclusive debit card is used there?
I don't want to use any other 3rd party apps like paytm or mobiqwik for cc bill pay to reduce spams. Already use cred.

 

[maynigam]

Since you are holding only an HDFC Debit Card, try SBI Unipay.

Looks like there is no option for co branded cards

 

[shutapdiya]

I see IndusInd netbanking has billpay option similar to Hdfc. Does that give cashback if exclusive debit card is used there?
I don't want to use anymore 3rd party apps like paytm or mobiqwik for cc bill pay to reduce spams. Already use cred.

Give it a try if it works

 

[maynigam]

Tried both Sbi unipay and indusind bill pay. They don't support Federal bank co branded card payment.

 

[4uziaul]

Tried both Sbi unipay and indusind bill pay. They don't support Federal bank co branded card payment.

You only have one option. 😄 Let me rope in the expert. 🤭

@Abhishek012

 

[Survivor35]

You only have one option. 😄 Let me rope in the expert. 🤭

@Abhishek012

Supreme Commander Haazir hona he aab

 

[Survivor35]

Since you are holding only an HDFC Debit Card, try SBI Unipay.

@4uziaul bhai just a curious question.does indus mc work on sbi unipay fr RP have bill due of 1.8L atm i have 2 indus mc dc available .considering mobidick transactions are hit/miss and park+ takes 2-3 business days what is best option .(have seen some people saying cheq isnt giving rp on induc mc dc payments) kindly suggest

 

[4uziaul]

@4uziaul bhai just a curious question.does indus mc work on sbi unipay? have bill due of 1.8L atm i have 2 indus mc dc available .considering mibikwik transactions are hit/miss and park+ takes 2-3 business days what is best option .(have seen some people saying cheq isnt giving rp on induc mc dc payments) kindly suggest

Of course, it works, but don't ask me if you will get points or not. 🤣 No guarantees for that. 🤭

 

[Survivor35]

Of course, it works, but don't ask me if you will get points or not. 🤣 No guarantees for that. 🤭

no RP no fun...

 

[Sahilhenzy]

@4uziaul bro iss month reward points earn kar liye but redeem nhi ho paa Raha tha aaj. to kal new year and new month hai kya kal firse transaction karu toh reward points milenge ya fir kal redeem karke transaction karu toh reward points milenge?

 

[shutapdiya]

@4uziaul bro iss month reward points earn kar liye but redeem nhi ho paa Raha tha aaj. to kal new year and new month hai kya kal firse transaction karu toh reward points milenge ya fir kal redeem karke transaction karu toh reward points milenge?

Redeem karke txn karo ya direct karo matter nahi karta

Har month max 5k points redeem ho sakte 1 card pe
To is month ke tum 3k le jaoge, agle mahine 3 bhi mile to tum max 5k redeem kar paoge
Fir bache hue 1k usse agle mahine karna padega

 

[Sahilhenzy]

Redeem karke txn karo ya direct karo matter nahi karta

Har month max 5k points redeem ho sakte 1 card pe
To is month ke tum 3k le jaoge, agle mahine 3 bhi mile to tum max 5k redeem kar paoge
Fir bache hue 1k usse agle mahine karna padega

Oh samaj gaya. Matlab points pure mil jayenge but redeem sirf 5K right. Got it. Thanks

 

[Iam₹K$]

Tried both Sbi unipay and indusind bill pay. They don't support Federal bank co branded card payment.

BBPS does not allow co-branded federal cards. You can easily pay on Paytm , mobikwik, cred as they use upi id for credit card bill payment