BOB B3 silver account

[chandra.prakash]

Is BOB provide physical debit card in BOB B3 silver zero balance account.
Anyone please confirm

 

[AritraSaha]

Which account variant to go with BOB?

Thread 'Which Variant of BOB A/C is eligible for RuPay Select DC?' https://www.technofino.in/community...ob-a-c-is-eligible-for-rupay-select-dc.10492/

Bob & pnb -₹500
Ubi - ₹400

 

[abhishek751]

Its a thing in every savings account, you can turn it off.

SMS charges?

 

[AritraSaha]

SMS charges?

As transaction sms are free & mandatory. You should turn of the sms alerts.
In bob app profile pic-->app settings --> unsubscribe from sms alarts

 

[abhishek751]

As transaction sms are free & mandatory. You should turn of the sms alerts.
In bob app profile pic-->app settings --> unsubscribe from sms alarts

Just turned it off.

I don't have words to say anything.

 

[abhishek751]

is there any way to stops this in AU and AXIS bank?

 

[AritraSaha]

is there any way to stops this in AU and AXIS bank?

Every bank have a option.
Some are easy, some are complicated.

For axis just call the customer care. They will encourage to use it, but you have to push them.

 

[gowthamv]

As transaction sms are free & mandatory. You should turn of the sms alerts.
In bob app profile pic-->app settings --> unsubscribe from sms alarts

Sorry I didn't get this point.

Whether Debit/Credit messages are free?

What SMS is chargeable?

 

[AritraSaha]

Sorry I didn't get this point.

Whether Debit/Credit messages are free?

What SMS is chargeable?

Otp & transaction sms are free & mandatory.(rbi rule)

Bank charges sms charges for daily balance alarts, weekly balance alarts & offer message.

If you stop sms alarts, you will still receive Otp & transaction sms. Hope i am clear to you.😊

 

[gowthamv]

Otp & transaction sms are free & mandatory.(rbi rule)

Bank charges sms charges for daily balance alarts, weekly balance alarts & offer message.

If you stop sms alarts, you will still receive Otp & transaction sms. Hope i am clear to you.😊

Is there any way that we can get OTP SMS and Debit/Credit SMS free of charge?

 

[AritraSaha]

Is there any way that we can get OTP SMS and Debit/Credit SMS free of charge?

😑😑

I just said that

No charge for otp & debit/credit sms.

Just turn off the sms alerts. You will be good

 

[gowthamv]

😑😑

I just said that

No charge for otp & debit/credit sms.

Just turn off the sms alerts. You will be good

Sorry..Got a bit confused..

Now everything is clear

 

[John Since]

Is se better ek normal savings account hi open kar lo. BoB ka koi fayda nhi hai unless tumhe FD rakhni ho.

Any charges for closing B3 account within year of opening?

 

[romilq]

Any charges for closing B3 account within year of opening?

None. I got it closed in less than one year. They didn't charge anything. Infact gave me back 500 rupees that I had in account as cash from the cashier.

 

[romilq]

😑😑

I just said that

No charge for otp & debit/credit sms.

Just turn off the sms alerts. You will be good

In AU bank if you turn off SMS service then you will get only OTP. No debit/credit SMSes for savings account.

 

[ritwik2000]

Otp & transaction sms are free & mandatory.(rbi rule)

Bank charges sms charges for daily balance alarts, weekly balance alarts & offer message.

If you stop sms alarts, you will still receive Otp & transaction sms. Hope i am clear to you.😊

Bhai iska koi RBI circular link he to dedo

 

[its_karan]

Bhai iska koi RBI circular link he to dedo

Banks must send SMS mandatorily alerts

Reserve Bank of India - Notifications

There is one more which is used in combination of above.

Banks must charge usage on actual usage basis

Reserve Bank of India