BOB Eterna is now becoming a most Un-Popular Choice Credit Card

[jetesh]

BOB Eterna credit card has seen a significant rise in demand recently due to several attractive features:

1. With the recent launch of the Rupay network, BOB Eterna is becoming a popular choice in super premium credit card segment.
2. BOB Eterna offers the highest number of lounges.
3. Unlimited Domestic Lounge Access. ( min spends criteria : Rs 40,000 per quarter )
4. International lounge access will also be announced soon.
5. Best Reward Points. 15 rewards points per Rs 100 on online shopping, dining, travel and international spends.
6. Plus, BOB Eterna annual fees are lower compared to other banks’ credit cards in the same segment.
7. And achieving a fee waiver is a breeze !
8. Foreign Exchange Mark-up fee of 2%.
9. Buy 1 Get 1 Free Movie ticket via Paytm
10. Welcome Gift of FitPass Pro Membership worth Rs. 15,000.


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BOB Eterna Updates :



CLICK HERE to View Updated Features and Terms & Conditions
CLICK HERE to Download the District App
CLICK HERE for Steps to Avail Your Movie Ticket Benefit
CLICK HERE for Airport Lounge List or Visit DreamFolks : https://info.dreamfolks.in/partner-outlets-list?filter=eUJUVXhNVVI3WGQyWEZZeURxSGJaQT09

 

[Anindya98]

My BOB Cards Collection 😉

View attachment 84466

Easy & Eterna are both active?
Same or a separate limit?

 

[jetesh]

Easy & Eterna are both active?
Same or a separate limit?

Yes, shared limit bro

 

[Slayer]

My BOB Cards Collection 😉

View attachment 84466

Seems AI generated

 

[jetesh]

Seems AI generated

Really waooo .... 😀

 

[R@J]

Seems AI generated

Bhai wo AI generated nahi....normal photo leke background remove kra hai @jetesh bhai ne.......
Corect?

 

[Slayer]

Bhai wo AI generated nahi....normal photo leke background remove kra hai @jetesh bhai ne.......
Corect?

AI has been used to generate the final picture

 

[jetesh]

Bhai wo AI generated nahi....normal photo leke background remove kra hai @jetesh bhai ne.......
Corect?

Y E S .... ekdum sahi

 

[jetesh]

AI has been used to generate the final picture

No AI tool has been used .... but bhai aapko lagta hai toh bardiya hai .... that I am so good in my work that it may seem like it was done by AI. This means that I am highly proficient. 😀 😉

 

[roshan mothukuri]

My BOB Cards Collection 😉

View attachment 84466how many cards we can hold from bob at a time

Yes from 1 L to 2 L

any cibil hit for u???

 

[sicko101]

any cibil hit for u???

Yes cibil hit on 3rd Feb and card approved on 7th Feb

 

[roshan mothukuri]

There won't be any cibil enquiry & verifications for upgrade.
Just 1 year old card with 2L limit enough

I have seen some threads here that cibil hit done for their profiles....

 

[Ram1]

I have seen some threads here that cibil hit done for their profiles....

When limit is less than 2L,they have to do LE ,for that cibil hit happening

 

[roshan mothukuri]

When limit is less than 2L,they have to do LE ,for that cibil hit happening

iam holding hpcl cc with 97k limit , 22 months old,
wish to upgrade to eterna rupay variant, 1.45L salary credits in bob ac only since 2.5 yrs ..
**had 2 cibil enquire in last 30 days**
does it impact my upgrade process...

 

[Ram1]

iam holding hpcl cc with 97k limit , 22 months old,
wish to upgrade to eterna rupay variant, 1.45L salary credits in bob ac only since 2.5 yrs ..
**had 2 cibil enquire in last 30 days**
does it impact my upgrade process...

No,send them pay slips and ask upgrade. Imo u will get it

 

[IKFLRT]

If I book an Airbnb worth 40K this month for a future stay and cancel the reservation in April, will I still be eligible for unlimited lounge access on Eterna, given that I’ve spent 40K in the current calendar quarter?

 

[Jackk]

Does Eterna give any rewards on insurance payment?

 

[mayankcse10]

Does Eterna give any rewards on insurance payment?

No, Insurance is in excluded category.

 

[hedgehog2122]

Yes, Merchants have been misinformed that RuPay Credit Card UPI incurs MDR charges.

This information is correct, but there are many exclusions.

Amex & Diners Club charge 3%+GST MDR.

In RuPay Credit Card UPI, transactions below ₹2000 for small merchants are MDR-free, and even for big merchants, RuPay Credit Card UPI do not charge 3%+GST MDR.

@Swastik by the way, POS machine also accept UPI QR payment, generate UPI QR on POS machine and scan & pay through RuPay Credit Card UPI (If a merchant has negotiated a lower MDR with the POS company, then the MDR for POS machine-based RuPay CC UPI QR will also be reduced).

And nowadays, some POS machine companies are separately printing and issuing UPI QR bar code so that there's no need to carry the POS machine.

@jetesh

I got charged with 2.9% as mdr on diners on education payment. Any idea about visa and MasterCard

 

[MARUMUGANAINAR]

Finally got an upgrade to eterna after fighting for 2 years
Starting 2023 I asked for an upgrade to eterna and I have a limit of only Rs 78000 and ITR of Rs.10L and they denied income is not enough.
Ater i send all credit card statement with a limit of 5 lakhs still they rejected.
Then I applied in 2024 with ITR of more than 13 lakhs and they rejected immediately with a reason of limit enhancement done in past year.
After the completion of 12 months again I applied on 30th Jan 2025 and they asked for bank statements after 40 days they approved eterna and enhanced my limit to 2 lakhs from yesterday.
Still now upgraded card was not shown in app.
How many days BOB will take to show the card number in app?
Someone please confirm.....

 

[Anindya98]

Finally got an upgrade to eterna after fighting for 2 years
Starting 2023 I asked for an upgrade to eterna and I have a limit of only Rs 78000 and ITR of Rs.10L and they denied income is not enough.
Ater i send all credit card statement with a limit of 5 lakhs still they rejected.
Then I applied in 2024 with ITR of more than 13 lakhs and they rejected immediately with a reason of limit enhancement done in past year.
After the completion of 12 months again I applied on 30th Jan 2025 and they asked for bank statements after 40 days they approved eterna and enhanced my limit to 2 lakhs from yesterday.
Still now upgraded card was not shown in app.
How many days BOB will take to show the card number in app?
Someone please confirm.....

2-3 Working days.