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BoB Masterstroke Savings account | LTF VISA Opulence Debit card (Metal) | LTF Eterna Credit card (On any Network - RuPay, Visa, Mastercard)

If you actually opened the Masterstroke account, save the webpage where it mentioned 21 as age, take screenshots too and file an RBI ombudsman complaint citing misinformation by bank on official website and demand a compensation. 10 Lakhs MAB account is not a joke and for any customer who opens this account, they should treat them properly. BOB being a pathetic lowly PSU and BOB Cards being an even pathetic company, they get away with mis-treatment of customers unless they are taught a lesson by the RBI ombudsman. You should definitely try to get compensation for it and try to downgrade your BOB account to BOB Super Savings a/c or something (25K MAB). You will get RuPay Select debit card FYF. Get something out of this as they've pwned you by mentioning age as 21 on the website and now declining when it's 100% their mistake.
Its PSU bank, they just don't care. You can play with RBI ombudsman but wont gain anything.
 
Yeah thats what I couldn't understand. My application was filed by Big city cc agent, yet he has no idea about masterstroke, asked others & completed my application.
Just account finacle is enough, no need of income documents. No verification happened.
Cibil 779.
Application status showing in progress.
But crm confirmed that my application declined. Agent said my application stopped, but he don't know reason.
Total cluelessness by BOB
What a Masterstroke
Finally BOB Eterna ltf approved today guys

Applied date 27 nov

Approved date 9 jan

Bob gave me masterstroke lesson in life
 
1. Is it worth opening a Masterstroke account? I noticed the savings and FD interest rates are low compared to those offered by IndusInd and IDFC.
2. Once the Eterna credit card is obtained as LTF through the Masterstroke account and the account is later closed, will the Eterna card remain LTF?
 
1. Is it worth opening a Masterstroke account? I noticed the savings and FD interest rates are low compared to those offered by IndusInd and IDFC.
2. Once the Eterna credit card is obtained as LTF through the Masterstroke account and the account is later closed, will the Eterna card remain LTF?
1. It is not worth as @fradela explained in previous comments. U r loosing considerable amount of interest by investing 10L in savings account
2. No it won't be ltf after account downgrade or closure . Confirmed by crm@bobfinancial.com
 
1. It is not worth as @fradela explained in previous comments. U r loosing considerable amount of interest by investing 10L in savings account
2. No it won't be ltf after account downgrade or closure . Confirmed by crm@bobfinancial.com
anyways not worth keeping 10L mab xD bcuz u will lose out so much on savings acc interest better to get it converted to paid one later xD u can easily meet waiver on eterna
 
1. Is it worth opening a Masterstroke account? I noticed the savings and FD interest rates are low compared to those offered by IndusInd and IDFC.
2. Once the Eterna credit card is obtained as LTF through the Masterstroke account and the account is later closed, will the Eterna card remain LTF?
No and No

Also Eterna is not guaranteed just your chances are increased
 
Why still people love with BOB.

One of worst bank in India.

Just now received email from BOBCARD. Reward points will be MANUALLY credited. 🤣 🤣 🤣



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