BoB Masterstroke Savings account | LTF VISA Opulence Debit card (Metal) | LTF VISA Eterna Credit card

[anonymuos]

Do you realize that black-colored text is not visible in the dark theme, yet you always write in black?

Hey @TechnoFino maybe a bug or issue to be fixed? I don't specifically choose any color, I just press the reply button and post it. Some formatting (e.g. text color) is automatically being added to some of my posts. Had to edit some posts, choose select all and "Remove formatting" for the text to become visible in the Dark theme.

 

[anonymuos]

Do you realize that black-colored text is not visible in the dark theme, yet you always write in black?

 

[anonymuos]

So anyone who got Eterna via this route please share your experience here. If you were an existing BOB card holder, do they increase the limit? Is Eterna lifetime only as long as the BOB Masterstroke account exists?

 

[Ram1]

bob Masterstroke Saving Bank Account targeted for HNIs​

https://www.bankofbaroda.in/persona...accounts/bob-masterstroke-saving-bank-account.

Criteria:
10L QAB or 5L QAB + 10L TD required.

From BoB website:

Sr	QAB	TD	Charges Applicable (Y/N)	Amount
1.	>= Rs 10.00 lacs	Not Required	N	NA
2.	>=Rs 5.00 lakhs < Rs. 10.00 lakhs	>= Rs. 10.00 lakhs	N	NA
3.	>=Rs 5.00 lakhs < Rs. 10.00 lakhs	< Rs. 10.00 lakhs	Y	Rs. 1,500=GST (50% of Charges)
4.	<Rs 5.00 lakhs	Not Applicable	Y	Rs. 3,000+ GST (100% of Charges)

Card Benefits:
LTF VISA Opulence Debit card Metal Edition.
LTF VISA Eterna Credit card.

Other Benefits:

• 100% discount on annual locker charges
• 100% waiver of Processing Charges on Retail Loans
• Up to 0.25% concession in Interest Rates of Retail Loans
• 100% waiver on demat AMC charges
• Reduced Forex Markup
• Unlimited NEFT/RTGS/IMPS, UL Cheque books

So if anyone is specifically looking for above two debit/credit cards, this might be the best savings account for them.

@SSV bro any say on this, to approach ltf eterna?
If possible, can u enquire ur contacts?

 

[SSV]

@SSV bro any say on this, to approach ltf eterna?
If possible, can u enquire ur contacts?

The issue with this is , you need to maintain the status of the account to avail the benefits.
Once you lose the status of Masterstroke your eterna becomes chargeable as per their T&Cs

 

[nh124001]

mereko abhi bhi samajh nahi aata..yeh bob eterna ki piche pagal kyo hai logg... is it for unlimited domestic lounge(domestic lounges waise bhi bekar except 080 n adani) and reward points on wallet load?

 

[SSV]

mereko abhi bhi samajh nahi aata..yeh bob eterna ki piche pagal kyo hai logg... is it for unlimited domestic lounge(domestic lounges waise bhi bekar except 080 n adani) and reward points on wallet load?

Logg pagal hai bhai.. leave it !! 😉

 

[anonymuos]

The issue with this is , you need to maintain the status of the account to avail the benefits.
Once you lose the status of Masterstroke your eterna becomes chargeable as per their T&Cs

Aren't BOB Cards and BOB separate - so would they actually verify or link Masterstroke account status to Eterna's charges/pricing?

 

[SSV]

Aren't BOB Cards and BOB separate - so would they actually verify or link Masterstroke account status to Eterna's charges/pricing?

They are separate, but in this case they specifically said all benefits are based on masterstroke’s status, which means they can talk to each other if they want to

 

[yobro]

bob Masterstroke Saving Bank Account targeted for HNIs​

https://www.bankofbaroda.in/persona...accounts/bob-masterstroke-saving-bank-account.

Criteria:
10L QAB or 5L QAB + 10L TD required.

From BoB website:

Sr	QAB	TD	Charges Applicable (Y/N)	Amount
1.	>= Rs 10.00 lacs	Not Required	N	NA
2.	>=Rs 5.00 lakhs < Rs. 10.00 lakhs	>= Rs. 10.00 lakhs	N	NA
3.	>=Rs 5.00 lakhs < Rs. 10.00 lakhs	< Rs. 10.00 lakhs	Y	Rs. 1,500=GST (50% of Charges)
4.	<Rs 5.00 lakhs	Not Applicable	Y	Rs. 3,000+ GST (100% of Charges)

Card Benefits:
LTF VISA Opulence Debit card Metal Edition.
LTF VISA Eterna Credit card.

Other Benefits:

• 100% discount on annual locker charges
• 100% waiver of Processing Charges on Retail Loans
• Up to 0.25% concession in Interest Rates of Retail Loans
• 100% waiver on demat AMC charges
• Reduced Forex Markup
• Unlimited NEFT/RTGS/IMPS, UL Cheque books

So if anyone is specifically looking for above two debit/credit cards, this might be the best savings account for them.

What is TD?

 

[SSV]

What is TD?

Term deposit . aka FD

 

[Ram1]

They are separate, but in this case they specifically said all benefits are based on masterstroke’s status, which means they can talk to each other if they want to

My question is whether we can apply eterna without income proof, physical verifications or not with masterstroke ust like radiance.
Keeping aside ltf status, spending 2.5L on rupay is easy.
Is it possible to ask ur rm or cc contacts bro?

 

[SSV]

My question is whether we can apply eterna without income proof, physical verifications or not with masterstroke ust like radiance.
Keeping aside ltf status, spending 2.5L on rupay is easy.
Is it possible to ask ur rm or cc contacts bro?

Yes n Yes .

 

[Ram1]

Yes n Yes .

Sure bro?
They can do these credit card applications in small branches also?

 

[SSV]

Sure bro?
They can do these credit card applications in small branches also?

If it is srviceable , they will do it but people working there should be aware of these rules, if there is no seperate CC guy is there..
It all depends upon staff available and their knowledge.
but yes, as per rules of Masterstroke it can be done.

 

[Ram1]

If it is srviceable , they will do it but people working there should be aware of these rules, if there is no seperate CC guy is there..
It all depends upon staff available and their knowledge.
but yes, as per rules of Masterstroke it can be done.

If they aren't aware, we don't have any documentation too to show them, To apply without proofs.

 

[anonymuos]

They are separate, but in this case they specifically said all benefits are based on masterstroke’s status, which means they can talk to each other if they want to

So are they likely to close the credit card completely if issued, once we lose the Masterstroke status, or most likely they will make it paid? In that case the spends based waiver would still apply right?

 

[SSV]

So are they likely to close the credit card completely if issued, once we lose the Masterstroke status, or most likely they will make it paid? In that case the spends based waiver would still apply right?

Most likely it will be converted into paid eterna and yes spend based waiver will still apply

 

[Ram1]

So are they likely to close the credit card completely if issued, once we lose the Masterstroke status, or most likely they will make it paid? In that case the spends based waiver would still apply right?

I got another doubt.
What if they make it mandatory to close cc first before account closure ??
@SSV

 

[fradela]

Recently one of my friends got Eterna as a LTF, who has salary account with BOB.