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BoB Masterstroke Savings account | LTF VISA Opulence Debit card (Metal) | LTF VISA Eterna Credit card

Apply For Lifetime Free IDFC First Credit Card
So anyone who got Eterna via this route please share your experience here. If you were an existing BOB card holder, do they increase the limit? Is Eterna lifetime only as long as the BOB Masterstroke account exists?
 
credible65 said:

bob Masterstroke Saving Bank Account targeted for HNIs​

https://www.bankofbaroda.in/persona...accounts/bob-masterstroke-saving-bank-account.

Criteria:
10L QAB or 5L QAB + 10L TD required.

From BoB website:


SrQABTDCharges Applicable (Y/N)Amount
1.>= Rs 10.00 lacsNot RequiredNNA
2.>=Rs 5.00 lakhs < Rs. 10.00 lakhs>= Rs. 10.00 lakhsNNA
3.>=Rs 5.00 lakhs < Rs. 10.00 lakhs< Rs. 10.00 lakhsYRs. 1,500=GST (50% of Charges)
4.<Rs 5.00 lakhsNot ApplicableYRs. 3,000+ GST (100% of Charges)

Card Benefits:
LTF VISA Opulence Debit card Metal Edition.
LTF VISA Eterna Credit card.

Other Benefits:
  • 100% discount on annual locker charges
  • 100% waiver of Processing Charges on Retail Loans
  • Up to 0.25% concession in Interest Rates of Retail Loans
  • 100% waiver on demat AMC charges
  • Reduced Forex Markup
  • Unlimited NEFT/RTGS/IMPS, UL Cheque books

So if anyone is specifically looking for above two debit/credit cards, this might be the best savings account for them.
Click to expand...
@SSV bro any say on this, to approach ltf eterna?
If possible, can u enquire ur contacts?
 
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Reactions: SSV
Ram1 said:
@SSV bro any say on this, to approach ltf eterna?
If possible, can u enquire ur contacts?
Click to expand...
The issue with this is , you need to maintain the status of the account to avail the benefits.
Once you lose the status of Masterstroke your eterna becomes chargeable as per their T&Cs
 
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mereko abhi bhi samajh nahi aata..yeh bob eterna ki piche pagal kyo hai logg... is it for unlimited domestic lounge(domestic lounges waise bhi bekar except 080 n adani) and reward points on wallet load?
 
SSV said:
The issue with this is , you need to maintain the status of the account to avail the benefits.
Once you lose the status of Masterstroke your eterna becomes chargeable as per their T&Cs
Click to expand...
Aren't BOB Cards and BOB separate - so would they actually verify or link Masterstroke account status to Eterna's charges/pricing?
 
anonymuos said:
Aren't BOB Cards and BOB separate - so would they actually verify or link Masterstroke account status to Eterna's charges/pricing?
Click to expand...
They are separate, but in this case they specifically said all benefits are based on masterstroke’s status, which means they can talk to each other if they want to
 
credible65 said:

bob Masterstroke Saving Bank Account targeted for HNIs​

https://www.bankofbaroda.in/persona...accounts/bob-masterstroke-saving-bank-account.

Criteria:
10L QAB or 5L QAB + 10L TD required.

From BoB website:


SrQABTDCharges Applicable (Y/N)Amount
1.>= Rs 10.00 lacsNot RequiredNNA
2.>=Rs 5.00 lakhs < Rs. 10.00 lakhs>= Rs. 10.00 lakhsNNA
3.>=Rs 5.00 lakhs < Rs. 10.00 lakhs< Rs. 10.00 lakhsYRs. 1,500=GST (50% of Charges)
4.<Rs 5.00 lakhsNot ApplicableYRs. 3,000+ GST (100% of Charges)

Card Benefits:
LTF VISA Opulence Debit card Metal Edition.
LTF VISA Eterna Credit card.

Other Benefits:
  • 100% discount on annual locker charges
  • 100% waiver of Processing Charges on Retail Loans
  • Up to 0.25% concession in Interest Rates of Retail Loans
  • 100% waiver on demat AMC charges
  • Reduced Forex Markup
  • Unlimited NEFT/RTGS/IMPS, UL Cheque books

So if anyone is specifically looking for above two debit/credit cards, this might be the best savings account for them.
Click to expand...
What is TD?
 
SSV said:
They are separate, but in this case they specifically said all benefits are based on masterstroke’s status, which means they can talk to each other if they want to
Click to expand...
My question is whether we can apply eterna without income proof, physical verifications or not with masterstroke ust like radiance.
Keeping aside ltf status, spending 2.5L on rupay is easy.
Is it possible to ask ur rm or cc contacts bro?
 
Ram1 said:
My question is whether we can apply eterna without income proof, physical verifications or not with masterstroke ust like radiance.
Keeping aside ltf status, spending 2.5L on rupay is easy.
Is it possible to ask ur rm or cc contacts bro?
Click to expand...
Yes n Yes .
 
Ram1 said:
Sure bro?
They can do these credit card applications in small branches also?
Click to expand...
If it is srviceable , they will do it but people working there should be aware of these rules, if there is no seperate CC guy is there..
It all depends upon staff available and their knowledge.
but yes, as per rules of Masterstroke it can be done.
 
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SSV said:
If it is srviceable , they will do it but people working there should be aware of these rules, if there is no seperate CC guy is there..
It all depends upon staff available and their knowledge.
but yes, as per rules of Masterstroke it can be done.
Click to expand...
If they aren't aware, we don't have any documentation too to show them, To apply without proofs.
 
SSV said:
They are separate, but in this case they specifically said all benefits are based on masterstroke’s status, which means they can talk to each other if they want to
Click to expand...
So are they likely to close the credit card completely if issued, once we lose the Masterstroke status, or most likely they will make it paid? In that case the spends based waiver would still apply right?
 
anonymuos said:
So are they likely to close the credit card completely if issued, once we lose the Masterstroke status, or most likely they will make it paid? In that case the spends based waiver would still apply right?
Click to expand...
I got another doubt.
What if they make it mandatory to close cc first before account closure ??
@SSV
 
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