BOB now offering Snapdeal card as additional card to existing card holders!

[Batmanbaba]

So finally some card that makes sense with sensible fees....



Existing card holders can get it. Limit will be shared with existing card... And this is probably 2nd best card after eterna....

https://www.bobfinancial.com/snapdeal_n...sp



For all details and benefits



Charges- joining ( 249+gst)



Annual (from 2nd year) - 249 +gst

 

[pjain2712]

Here:

https://www.bobfinancial.com/documents/BOB_Snapdeal_MITC%20Booklet.pdf

Thanks but I don't see further info on rewards in the document

 

[Abhishek012]

Thanks and all online spends comes under 2.5% rewards? or are there any exceptions? Obviously except Rent, Wallet reloads, Insurance Payments.

Only Online shopping and Grocery comes under 2.5% cashback.

If you want to recharge/billpay then i think first buy Amazon gv from Amazon and then recharge/billpay.

 

[Batmanbaba]

Does it gives 2.5% rewards on offline spends as well? Reliance Fresh and Dmart etc?

No

 

[Abhishek012]

No

Departmental stores and grocery stores also eligible for 2.5% cashback, we can use for offline spend, if comes under correct MCC codes. 🤣🤣

See here RuPay POS spend MCC Codes - https://www.npci.org.in/what-we-do/rupay/merchant-category-code

 

[Batmanbaba]

Departmental stores and grocery stores also eligible for 2.5% cashback, we can use for offline spend, if comes under correct MCC codes. 🤣🤣

See here RuPay POS spend MCC Codes - https://www.npci.org.in/what-we-do/rupay/merchant-category-code

Bob has serious issues with mcc... Till date I haven't got 5x rewards on any travel website in my rupay premier card .... I have tried over 15 websites...

 

[Abhishek012]

Bob has serious issues with mcc... Till date I haven't got 5x rewards on any travel website in my rupay premier card .... I have tried over 15 websites...

Yes, infact BOB select Visa credit card holders also told, some online spend they are not getting 5x rewards (1.25% rewards) and got only 0.25% rewards. 🤣🤣

 

[007]

Thanks but I don't see further info on rewards in the document

I couldn't find any T&C PDF for that. But you can check this for more info on rewards:

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www.bobfinancial.com

 

[pjain2712]

Departmental stores and grocery stores also eligible for 2.5% cashback, we can use for offline spend, if comes under correct MCC codes. 🤣🤣

See here RuPay POS spend MCC Codes - https://www.npci.org.in/what-we-do/rupay/merchant-category-code

As per this, we will get 2.5% only if code is 5311 and 5411 right?

 

[pjain2712]

I couldn't find any T&C PDF for that. But you can check this for more info on rewards:

null

null

www.bobfinancial.com

No problem, thanks 👍

 

[Abhishek012]

As per this, we will get 2.5% only if code is 5311 and 5411 right?

Technically yes, in reality only BOB support team will tell you.

 

[pjain2712]

Bob has serious issues with mcc... Till date I haven't got 5x rewards on any travel website in my rupay premier card .... I have tried over 15 websites...

I was planning to get this card only for offline spends like Dmart, Reliance Smart.. but with MCC issues with BOB, I am now bit sceptical. Also don't have clarity on which online spends falls under "Online spends" category

 

[RAJAT1]

Just apply.. Confirm your delivery address.... U will receive the card in a week.......

Login to online.bobcards.com...
After that go to menu.... Select requests.... In that... Select get additional card... U will see apply button there for this card...

Just confirm delivery address and validate ur request through otp.. Card will be delivered

Not showing in my login? Any alternative?

 

[Batmanbaba]

Not showing in my login? Any alternative?

It will come in some days... Not everyone is getting it... Which card u have currently??

 

[RAJAT1]

It will come in some days... Not everyone is getting it... Which card u have currently??

I have eterna. Got it just 2 months back.

 

[Batmanbaba]

I have eterna. Got it just 2 months back.

Wait for atleast 90 days...

 

[pprakash11]

I have applied for it. Will check with Lounge Key once I receive the card. I think there might be no lounge benefits (being Rupay Platinum variant) as BOB Premier CC is Rupay Select variant thus it has complimentary lounge access.

After you will receive the card, please update whether you are getting 10X points on Online Shopping or not (especially Amazon Pay Gift Cards). I may apply from my mom's BOB account. FYI I got BOB HPCL as additional card along with BOB SELECT which is not giving points on Fuel spends on HPCL, so will verify from you about this snapdeal card, 10X points are getting credited or not !!

 

[007]

After you will receive the card, please update whether you are getting 10X points on Online Shopping or not (especially Amazon Pay Gift Cards). I may apply from my mom's BOB account. FYI I got BOB HPCL as additional card along with BOB SELECT which is not giving points on Fuel spends on HPCL, so will verify from you about this snapdeal card, 10X points are getting credited or not !!

Yeah will update accordingly!

 

[Rahul92]

Have applied for premier to eterna upgrade 10 days ago.

How much time they take to resolve it ?

Wanted to apply for Snapdeal card as it's rupay.

Should wait for eterna upgrade decision or apply Snapdeal now ?

 

[pprakash11]

Have applied for premier to eterna upgrade 10 days ago.

How much time they take to resolve it ?

Wanted to apply for Snapdeal card as it's rupay.

Should wait for eterna upgrade decision or apply Snapdeal now ?

Eterna upgrade may take 2 months also as per others who have upgraded !! Comparing Premier vs Snapdeal, Snapdeal is winner (except Lounge)!! You can go for Snapdeal, I will also proceed once @007 gets it.

 

[Rahul92]

Eterna upgrade may take 2 months also as per others who have upgraded !! Comparing Premier vs Snapdeal, Snapdeal is winner (except Lounge)!! You can go for Snapdeal, I will also proceed once @007 gets it.

Will applying for Snapdeal may affect eterna upgrade process in any way ?