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BOB Premier CC

Eterna is paid, premier was ltf. I enquired for upgrade and they did a CIBIL enquiry so asked them to remove either remove cibil or upgrade and they upgraded.

I am damn sure that they would have made eterna ltf as almost all have got it against the CIBIL hit. I will mail them next year with my updated ITR which will make it LTF.
is there an ITR limit based on which eterna is made LTF ?
 
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