BOB Prime LTF

[CreditCardFino]

Apart form PRIME not PREMIER is there any card to get it as LTF from BOB.

To get PRIME card do I need to have BOB savings account? Min how many yrs FD is required after that can I use card as LTF or open another FD?

Will my card limit be same as FD amount?

I use to have salary account with BOB but they kept charging Rs 177 every year. Lien amount went to 700 I paid 500 later abandoned that account. Debit card renewal was issued but I rejected.

 

[Shankar01]

Okay will there be CIBIL hit for checking?

Yes...there will be cibil enquiry

 

[CreditCardFino]

Applied for PREIMER LTF signed document online need to wait for KYC I guess

 

[sudoabhi]

I got Easy, Primer and Select as LTF which one to choose?

Premier . .

 

[anisharya16]

I got Easy, Primer and Select as LTF which one to choose?

I would suggest Premier

 

[CreditCardFino]

I choose Premier cuz one RP is 0.25 instead of 0.20 also 1 lounge visit/quarter

 

[anisharya16]

I choose Premier cuz one RP is 0.25 instead of 0.20 also 1 lounge visit/quarter

Yes that's why I also took premier. Also 5X RP on travel ~1% rr

 

[CreditCardFino]

Yes that's why I also took premier. Also 5X RP on travel ~1% rr

Yes, which variant do they provide Visa/Master/RuPay?

 

[anisharya16]

Yes, which variant do they provide Visa/Master/RuPay?

Rupay. My first rupay CC which I use for UPI purpose.

 

[eldraco]

Yes, which variant do they provide Visa/Master/RuPay?

Visa or rupay, randomly issued. But you can request to change the platform after you get the card.

 

[CreditCardFino]

In eSigned document it shows annual fee not as LTF. Can I be sure its LTF.

 

[anisharya16]

In eSigned document it shows annual fee not as LTF. Can I be sure its LTF.

Yes. Even my esigned document had fee mentioned, but it was LTF. Hope you applied from channel which said it was LTF.

 

[praful47]

In eSigned document it shows annual fee not as LTF. Can I be sure its LTF.

After getting approval of the card , take a confirmation email from bobcard team .

 

[CreditCardFino]

Yes. Even my esigned document had fee mentioned, but it was LTF. Hope you applied from channel which said it was LTF.

It showed LTF while applying

 

[praful47]

View attachment 64960

It showed LTF while applying

Joining fee reversed on 10k spends .
Annual fee waived on 1.2 lakhs spend .

I told you before in my post .
Get a confirmation email from bob team regarding this t&c

 

[CreditCardFino]

Joining fee reversed on 10k spends .
Annual fee waived on 1.2 lakhs spend .

I told you before in my post .
Get a confirmation email from bob team regarding this t&c

That is not considered as LTF. Usually LTF will not have spend waiver condition. Did you see LTF stamp when you applied? if not its not LTF for you.

 

[praful47]

That is not considered as LTF. Usually LTF will not have spend waiver condition. Did you see LTF stamp when you applied? if not its not LTF for you.

Yes it showed .. but I couldn't get because I had one card .

 

[anisharya16]

View attachment 64960

It showed LTF while applying

Then it's LTF. Get it confirmed once you receive the card by mailing them or call customer care. I did the same.

 

[CreditCardFino]

Also on website it shows longue access for Premier credit card but in TnC it shows only for Select credit card is eligible for lounge. This is worst bank.

 

[anisharya16]

Also on website it shows longue access for Premier credit card but in TnC it shows only for Select credit card is eligible for lounge. This is worst bank.

Mail them. Get it confirmed. I viewed the premier lounge access tnc. There were lounge access mentioned on select cities airport.

 

[CreditCardFino]

Mail them. Get it confirmed. I viewed the premier lounge access tnc. There were lounge access mentioned on select cities airport.

All issuers except Punjab National Bank, Bank of India, Union Bank, Indian Overseas Bank and Canara bank

https://www.visa.co.in/content/dam/VCOM/regional/ap/india/global-elements/documents/in-participating-airport-lounges.pdf

Bank of Baroda RuPay Select Credit Cardholders are eligible to avail the Benefits of airport lounge access program

https://media.bobcard.co.in/media/gasmgzr0/rupay-select-credit-card-airport-lounge-program-2024.pdf

I have 8 Visa cards so I am eligible for domestic lounge access on all of them?