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BOB v/s PNB application process

Hisoka

TF Ace
I applied for BOB Eterna and PNB Rupay Select on the same day (March 14). I was expecting PNB will take much more time for approval as it's a govt bank
To my surprise, my PNB card is already approved and delivered to me today while BOB application is still under process 😂

Did't expect that from BOB lol. Or can it be the case that my application is on hold/rejected but not getting updated?

PS: SBI is king of speed here. Applied for Cashback card on Feb 10 and still not even a single call from any agent :')
 
I applied for BOB Eterna and PNB Rupay Select on the same day (March 14). I was expecting PNB will take much more time for approval as it's a govt bank
To my surprise, my PNB card is already approved and delivered to me today while BOB application is still under process 😂

Did't expect that from BOB lol. Or can it be the case that my application is on hold/rejected but not getting updated?

PS: SBI is king of speed here. Applied for Cashback card on Feb 10 and still not even a single call from any agent :')
Any physical documents verification for PNB?
 
I submitted my payslips and bank statements while applying. Then they asked for ITR after few days which I submitted on mail, after that my application got approved.
Did you used ITR or ITR acknowledgement? When i sent ITR form to pnb email id, it was not delivered citing security issue
 
I sent only ITR form not the acknowledgement receipt, do i need to send receipt as well? After submitting the ITR form i got this reply from PNB

"We thankfully acknowledge receipt of your e-mail.
Your application is under process.
It will be processed soon."
 
I think it should be processed. I sent acknowledgement form. Today my card got approved. Quite fast from PSB perspective. I was able to activate mye card and added to UPI as well. But UPI is not working.

Card application date: 28th March
Received discrepancy message on 30th March
Sent acknowledgement form on 30th
Received message for card approval on 3rd April.

Waiting for physical card now.
 
I applied for BOB Eterna and PNB Rupay Select on the same day (March 14). I was expecting PNB will take much more time for approval as it's a govt bank
To my surprise, my PNB card is already approved and delivered to me today while BOB application is still under process 😂

Did't expect that from BOB lol. Or can it be the case that my application is on hold/rejected but not getting updated?

PS: SBI is king of speed here. Applied for Cashback card on Feb 10 and still not even a single call from any agent :')
How to complete PNB VKYC, Always saying executives are busy. Any trick?
 
I applied for BOB Eterna and PNB Rupay Select on the same day (March 14). I was expecting PNB will take much more time for approval as it's a govt bank
To my surprise, my PNB card is already approved and delivered to me today while BOB application is still under process 😂

Did't expect that from BOB lol. Or can it be the case that my application is on hold/rejected but not getting updated?

PS: SBI is king of speed here. Applied for Cashback card on Feb 10 and still not even a single call from any agent :')
Whats the benefit of PNB credit card ?
 
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