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Buying Amazon Pay GC with Infinia Smartbuy

Hi, I want to know fellow members' thoughts on maximising Amazon Pay gift cards. Every month I buy 20k worth of Amazon Pay gift cards from AMEX Multiplier to get 2.6k points on my Amex MRCC card. To maximise further, I was planning to buy 20k worth of Amazon Pay gift cards from Infinia's Smartbuy platform. The catch on buying from Smartbuy is that it charges 2.5%+GST which roughly comes to about Rs. 590.

I know the recent change does not allow partial payments for purchases on Amazon but my plan to use the balance is for insurance premiums and bill payments.
 
Hi, I want to know fellow members' thoughts on maximising Amazon Pay gift cards. Every month I buy 20k worth of Amazon Pay gift cards from AMEX Multiplier to get 2.6k points on my Amex MRCC card. To maximise further, I was planning to buy 20k worth of Amazon Pay gift cards from Infinia's Smartbuy platform. The catch on buying from Smartbuy is that it charges 2.5%+GST which roughly comes to about Rs. 590.

I know the recent change does not allow partial payments for purchases on Amazon but my plan to use the balance is for insurance premiums and bill payments.
There are already tons of threads available on same topic. Better use search 🔍 feature
 
Hi, I want to know fellow members' thoughts on maximising Amazon Pay gift cards. Every month I buy 20k worth of Amazon Pay gift cards from AMEX Multiplier to get 2.6k points on my Amex MRCC card. To maximise further, I was planning to buy 20k worth of Amazon Pay gift cards from Infinia's Smartbuy platform. The catch on buying from Smartbuy is that it charges 2.5%+GST which roughly comes to about Rs. 590.

I know the recent change does not allow partial payments for purchases on Amazon but my plan to use the balance is for insurance premiums and bill payments.
Isn't Infinia giving better value as compared to AMEX on Gyftr? I never considered using Amex to buy Amazon gift voucher.
 
Hi, I want to know fellow members' thoughts on maximising Amazon Pay gift cards. Every month I buy 20k worth of Amazon Pay gift cards from AMEX Multiplier to get 2.6k points on my Amex MRCC card. To maximise further, I was planning to buy 20k worth of Amazon Pay gift cards from Infinia's Smartbuy platform. The catch on buying from Smartbuy is that it charges 2.5%+GST which roughly comes to about Rs. 590.

I know the recent change does not allow partial payments for purchases on Amazon but my plan to use the balance is for insurance premiums and bill payments.

Ok. whats the question/issue or need help with?
 
AFAIK, you get gift vouchers and not gift cards from Smartbuy. Vouchers can't be used for insurance and bill payments. Checkout the differences between voucher and gift card to be safe.
 
AFAIK, you get gift vouchers and not gift cards from Smartbuy. Vouchers can't be used for insurance and bill payments. Checkout the differences between voucher and gift card to be safe.
I guess he is telling Amazon pay gift card cos for it only 2.5% convenience fee in smart buy and for Amazon shopping voucher they don't charge convenience
 
Friends, I have made 4 Smartbuy GYFTR transactions on 1st & 2nd Nov. I have received the bonus points for just one of these transactions made on 2nd Nov while none for rest of these transactions. Usually, bonus points get credited in 2-3 days of transaction settlement. Has anyone experienced such a delay on bonus points posting? Spoke to CC and received a response on the expected lines.
 
Friends, I have made 4 Smartbuy GYFTR transactions on 1st & 2nd Nov. I have received the bonus points for just one of these transactions made on 2nd Nov while none for rest of these transactions. Usually, bonus points get credited in 2-3 days of transaction settlement. Has anyone experienced such a delay on bonus points posting? Spoke to CC and received a response on the expected lines.
Did it show gyftr via smartbuy in OTP page?

Edit: Just checked. U r right. My transaction on 4th should have been credited today (settled yesterday), but no bonus points yet. Seems they have changed something.

Did u use website or payzapp for them?
 
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Did it show gyftr via smartbuy in OTP page?

Edit: Just checked. U r right. My transaction on 4th should have been credited today (settled yesterday), but no bonus points yet. Seems they have changed something.

Did u use website or payzapp for them?
Payzapp. Gyftr transaction.
If your transaction was settled yesterday, it should take another 2-3 days. 7-8 days would be unusual hence the query.
 
Payzapp. Gyftr transaction.
If your transaction was settled yesterday, it should take another 2-3 days. 7-8 days would be unusual hence the query.
It seems even 5th November all transactions are missed. That hidden place which shows points on settlement day is still not showing. So, they have definitely changed something.

The one transaction for which u got the points, was it directly on website? Or all through payzapp?
 
It seems even 5th November all transactions are missed. That hidden place which shows points on settlement day is still not showing. So, they have definitely changed something.

The one transaction for which u got the points, was it directly on website? Or all through payzapp?
One via website got me the bonus points...rest all Payzapp. Btw, what's this hidden place? 🙂
 
One via website got me the bonus points...rest all Payzapp. Btw, what's this hidden place? 🙂
That's the issue then. I guess we will have to raise it to multiple levels🤦‍♂️.

Go to mobile app -> pay -> cards -> Infinia -> scroll to end -> Redeem reward points -> confirm -> click on top right -> My rewards -> View Reward history -> check accrued section after 12pm on settlement day.
 
That's the issue then. I guess we will have to raise it to multiple levels🤦‍♂️.

Go to mobile app -> pay -> cards -> Infinia -> scroll to end -> Redeem reward points -> confirm -> click on top right -> My rewards -> View Reward history -> check accrued section after 12pm on settlement day.
I'm not getting this path on payzapp for iOS but that's ok... I can see my accumulated points after tapping Infinia. I was just wondering if others were also facing issues with points posting.
 
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