Can I get any CC using my ITR only?

[m4b]

Can I get any credit card showing the ITR of FY 23-24? Currently no income.

 

[Wealth is my birth right!]

Can I get any credit card showing the ITR of FY 23-24? Currently no income.

Mostly no
Either bank statement or payslip they will ask with itr

 

[Dragon_slayer]

Can I get any credit card showing the ITR of FY 23-24? Currently no income.

If you have a Wealth / HNI banking account with them, then it could be possible. Just talk with your RM / BM , they will have solution

 

[Dragon_slayer]

Mostly no
Either bank statement or payslip they will ask with itr

In my case, I never submitted bank or payslip. Only ITR. Have 6-7 cards now.

 

[m4b]

If you have a Wealth / HNI banking account with them, then it could be possible. Just talk with your RM / BM , they will have solution

I thought so. I have one with Axis but need a CC from a different bank. HDFC is worthless, can't take MB+ 🤣

 

[m4b]

In my case, I never submitted bank or payslip. Only ITR. Have 6-7 cards now.

tell us the cards

 

[Vasuki]

tell us the cards

Meet @Rahul Gupta who never used Income proof
Meet me but I don't have high limit card
I m young too so pardon me 😂


But I m just one ulip away getting all premium card 🤡

 

[m4b]

Meet @Rahul Gupta who never used Income proof
Meet me but I don't have high limit card
I m young too so pardon me 😂

A low limit works for me, need to stay away from Axis to report 10L spending

 

[Heisenberg37]

Meet @Rahul Gupta who never used Income proof
Meet me but I don't have high limit card
I m young too so pardon me 😂


But I m just one ulip away getting all premium card 🤡

Doesn’t matter
I have amex plat charge
Hdfc infinia 10 lac limit
And my age is 20
Got plat charge at 18 only
Infinia at 19

 

[m4b]

Doesn’t matter
I have amex plat charge
Hdfc infinia 10 lac limit
And my age is 20
Got plat charge at 18 only
Infinia at 19

You are doing way too good at this age man! Keep hustling

 

[Dragon_slayer]

tell us the cards

Mostly all banks SBI, HDFC, BOB, Axis etc etc. Basic idea is open HNI account then ask your RM for help. For other banks, where you dont have account wait for pre-approved offers or check with agents, if they can generate an offer.

Also, later on I closed all the card expect Axis.

 

[Vasuki]

Doesn’t matter
I have amex plat charge
Hdfc infinia 10 lac limit
And my age is 20
Got plat charge at 18 only
Infinia at 19

I know it doesn't matter
Hdfc via ulip I can get today but doesn't justify

 

[Vasuki]

Mostly all banks SBI, HDFC, BOB, Axis etc etc. Basic idea is open HNI account then ask your RM for help. For other banks, where you dont have account wait for pre-approved offers or check with agents, if they can generate an offer.

Also, later on I closed all the card expect Axis.

How does hdfc rm help
Even Bob

 

[m4b]

But I m just one ulip away getting all premium card 🤡

 

[Anupama_Jha]

Can I get any credit card showing the ITR of FY 23-24? Currently no income.

Yupp, but computation of income will be needed.

 

[sxchzy]

try and let us know

 

[aayusharyan]

Doesn’t matter
I have amex plat charge
Hdfc infinia 10 lac limit
And my age is 20
Got plat charge at 18 only
Infinia at 19

Man you remind me of my early days. Going good, going good. Keep grinding. ✌🏻

 

[Wealth is my birth right!]

Doesn’t matter
I have amex plat charge
Hdfc infinia 10 lac limit
And my age is 20
Got plat charge at 18 only
Infinia at 19

Young achiever🎉
Keep it up

 

[newinnov]

Can I get any credit card showing the ITR of FY 23-24? Currently no income.

icici plat has itr requirement of 2.5l only
But some members are saying its not issued anymore confirm with local branch

 

[Rahul Gupta]

Meet @Rahul Gupta who never used Income proof
Meet me but I don't have high limit card
I m young too so pardon me 😂


But I m just one ulip away getting all premium card 🤡

Income proof ki need hi nhi paddi kabhi hmesha pre-approved ya cibil basis cards mil gaey.